CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
Cash Flows from Operating Activities
Net income (loss)	$ 779	$ (1,203)
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation expense and amortization/accretion, net	312	514
(Increase) decrease in cash surrender value of company owned life insurance	374	(110)
Net (gains) losses on investments	178	(234)
Deferred income taxes	1,331	295
Amortization of deferred policy acquisition costs	3,597	3,589
Changes in assets and liabilities:
Change in receivable for securities sold	0	499
Change in accrued investment income	(6)	8
Change in reinsurance recoverable	(1,406)	1,414
Policy acquisition costs deferred	(3,307)	(3,362)
Change in accrued income taxes	(1,070)	548
Change in net policy liabilities and claims	1,969	200
Change in other assets/liabilities, net	420	155
Other, net	6	3
Net cash provided by operating activities	3,177	2,316
Cash Flows from Investing Activities
Available-for-sale securities	(16,621)	(18,720)
Property and equipment	(29)	(62)
Held-to-maturity securities	179	280
Available-for-sale securities	14,172	17,477
Real estate held for investment	188	0
Property and equipment	0	2
Other invested assets, net	(38)	(90)
Net cash used in investing activities	(2,149)	(1,113)
Cash Flows from Financing Activities
Change in other policyholder funds	(191)	77
Repayments of long-term debt	0	(2,000)
Change in short-term notes payable	(1,300)	500
Dividends paid	(505)	(504)
Net cash used in financing activities	(1,996)	(1,927)
Net change in cash and cash equivalents	(968)	(724)
Cash and cash equivalents, beginning of year	6,644	7,368
Cash and cash equivalents, end of period	$ 5,676	$ 6,644