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POLICY AND CLAIM RESERVES (Narrative) (Details) - USD ($)
12 Months Ended
Dec. 31, 2018
Dec. 31, 2017
Insurance [Abstract]    
Estimated claims and claim adjustment expenses for claims arising in prior years $ 250,000 $ 1,355,000
Reserve for unpaid claims 358,000 367,000
Policy and contract claims $ 792,000 903,000
Causes of Increase (Decrease) in Liability for Unpaid Claims and Claims Adjustment Expense [Line Items]    
Average annual payout of incurred claims settled within twelve months 73.90%  
Homeowners, Dwelling Fire and Other Liability    
Causes of Increase (Decrease) in Liability for Unpaid Claims and Claims Adjustment Expense [Line Items]    
Average annual payout of incurred claims settled within twelve months 87.80%  
Average annual payout of incurred claims settled within twenty four months 97.30%  
Catastrophe    
Causes of Increase (Decrease) in Liability for Unpaid Claims and Claims Adjustment Expense [Line Items]    
Claims and claim adjustment expense payments for claims arising in prior year $ 18,000 $ 115,000