CONSOLIDATED BALANCE SHEETS - USD ($)	Dec. 31, 2018	Dec. 31, 2017
Investments
Fixed maturities held-to-maturity, at amortized cost (estimated fair value: 2018 - $1,443; 2017 - $1,645)	$ 1,449,000	$ 1,616,000
Fixed maturities available-for-sale, at estimated fair value (cost: 2018 - $96,877; 2017 - $94,467)	95,125,000	95,758,000
Equity securities, at estimated fair value (cost: 2018 - $1,842; 2017 - $1,842)	4,306,000	4,509,000
Trading securities	107,000	107,000
Mortgage loans on real estate, at cost	156,000	162,000
Investment real estate, at book value	2,945,000	3,221,000
Policy loans	1,854,000	1,810,000
Company owned life insurance	4,600,000	4,974,000
Other invested assets	2,148,000	2,574,000
Total Investments	112,690,000	114,731,000
Cash and cash equivalents	5,676,000	6,644,000
Accrued investment income	774,000	768,000
Policy receivables and agents' balances, net	11,185,000	11,653,000
Reinsurance recoverable	1,772,000	366,000
Deferred policy acquisition costs	7,834,000	8,124,000
Property and equipment, net	1,649,000	1,781,000
Income tax recoverable	1,463,000	393,000
Deferred income tax asset, net	716,000	1,487,000
Other assets	472,000	491,000
Total Assets	144,231,000	146,438,000
LIABILITIES AND SHAREHOLDERS' EQUITY
Property and casualty benefit and loss reserves	8,208,000	7,075,000
Accident and health benefit and loss reserves	3,803,000	3,595,000
Life and annuity benefit and loss reserves	33,671,000	33,283,000
Unearned premiums	29,999,000	30,112,000
Policy and contract claims	792,000	903,000
Other policyholder funds	1,515,000	1,706,000
Short-term notes payable and current portion of long-term debt	2,200,000	1,300,000
Long-term debt	12,152,000	14,339,000
Other liabilities	6,025,000	6,500,000
Total Liabilities	98,365,000	98,813,000
Contingencies
Shareholders' equity
Common stock	2,527,000	2,522,000
Additional paid-in capital	5,554,000	5,483,000
Accumulated other comprehensive income (loss)	(1,570,000)	2,646,000
Retained earnings	39,355,000	36,974,000
Total Shareholders' Equity	45,866,000	47,625,000
Total Liabilities and Shareholders' Equity	$ 144,231,000	$ 146,438,000