CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2018	Sep. 30, 2017	Sep. 30, 2018	Sep. 30, 2017
REVENUES
Net premiums earned	$ 15,445	$ 15,467	$ 45,764	$ 45,838
Net investment income	1,020	939	2,799	2,795
Net realized investment gains	453	75	125	312
Other income	148	150	457	447
Total Revenues	17,066	16,631	49,145	49,392
BENEFITS, LOSSES AND EXPENSES
Policyholder benefits and settlement expenses	9,825	11,184	29,024	34,911
Amortization of deferred policy acquisition costs	782	706	2,372	2,470
Commissions	2,003	2,096	5,795	5,947
General and administrative expenses	2,404	2,398	7,075	6,410
Taxes, licenses and fees	567	709	1,565	1,915
Interest expense	306	320	917	969
Total Benefits, Losses and Expenses	15,887	17,413	46,748	52,622
Income (Loss) Before Income Taxes	1,179	(782)	2,397	(3,230)
INCOME TAX EXPENSE (BENEFIT)
Current	235	387	(83)	(510)
Deferred	37	(612)	645	(848)
Total income tax expense	272	(225)	562	(1,358)
Net Income (Loss)	$ 907	$ (557)	$ 1,835	$ (1,872)
INCOME (LOSS) PER COMMON SHARE BASIC AND DILUTED (in dollars per share)	$ 0.36	$ (0.22)	$ 0.73	$ (0.74)
DIVIDENDS DECLARED PER SHARE (in dollars per share)	$ 0.050	$ 0.050	$ 0.15	$ 0.15