CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2018	Jun. 30, 2017	Jun. 30, 2018	Jun. 30, 2017
REVENUES
Net premiums earned	$ 15,260	$ 15,331	$ 30,319	$ 30,371
Net investment income	998	930	1,779	1,856
Net realized investment gains (losses)	(203)	77	(328)	237
Other income	148	145	309	297
Total Revenues	16,203	16,483	32,079	32,761
BENEFITS, LOSSES AND EXPENSES
Policyholder benefits and settlement expenses	9,772	12,581	19,199	23,727
Amortization of deferred policy acquisition costs	787	819	1,590	1,764
Commissions	1,732	1,758	3,792	3,851
General and administrative expenses	2,668	2,215	4,671	4,012
Taxes, licenses and fees	349	517	998	1,206
Interest expense	309	326	611	649
Total Benefits, Losses and Expenses	15,617	18,216	30,861	35,209
Income (Loss) Before Income Taxes	586	(1,733)	1,218	(2,448)
INCOME TAX EXPENSE (BENEFIT)
Current	216	(572)	(318)	(897)
Deferred	(87)	(162)	608	(236)
Total income tax expense	129	(734)	290	(1,133)
Net Income (Loss)	$ 457	$ (999)	$ 928	$ (1,315)
INCOME (LOSS) PER COMMON SHARE BASIC AND DILUTED (in dollars per share)	$ 0.18	$ (0.39)	$ 0.37	$ (0.52)
DIVIDENDS DECLARED PER SHARE (in dollars per share)	$ 0.050	$ 0.050	$ 0.10	$ 0.10