CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
REVENUES
Net premiums earned	$ 15,059	$ 15,040
Net investment income	781	926
Net realized investment gains (losses)	(125)	160
Other income	161	152
Total Revenues	15,876	16,278
BENEFITS, LOSSES AND EXPENSES
Policyholder benefits and settlement expenses	9,427	11,146
Amortization of deferred policy acquisition costs	803	945
Commissions	2,060	2,093
General and administrative expenses	2,003	1,797
Taxes, licenses and fees	649	689
Interest expense	302	323
Total Benefits, Losses and Expenses	15,244	16,993
Income (Loss) Before Income Taxes	632	(715)
INCOME TAX EXPENSE (BENEFIT)
Current	(534)	(325)
Deferred	695	(74)
Total income tax expense	161	(399)
Net Income (Loss)	$ 471	$ (316)
INCOME (LOSS) PER COMMON SHARE BASIC AND DILUTED (in dollars per share)	$ 0.19	$ (0.13)
DIVIDENDS DECLARED PER SHARE (in dollars per share)	$ 0.05	$ 0.05