CONSOLIDATED BALANCE SHEETS - USD ($)	Dec. 31, 2017	Dec. 31, 2016
Investments
Fixed maturities held-to-maturity, at amortized cost (estimated fair value: 2017 - $1,645; 2016 - $1,930)	$ 1,616,000	$ 1,890,000
Fixed maturities available-for-sale, at estimated fair value (cost: 2017 - $94,467; 2016 - $92,837)	95,758,000	92,792,000
Equity securities available-for-sale, at estimated fair value (cost: 2017 - $1,842; 2016 - $2,343)	4,509,000	4,943,000
Trading securities	107,000	107,000
Receivable for securities sold	0	499,000
Mortgage loans on real estate, at cost	162,000	174,000
Investment real estate, at book value	3,221,000	3,221,000
Policy loans	1,810,000	1,708,000
Company owned life insurance	4,974,000	4,864,000
Other invested assets	2,574,000	2,958,000
Total Investments	114,731,000	113,156,000
Cash and cash equivalents	6,644,000	7,368,000
Accrued investment income	768,000	776,000
Policy receivables and agents' balances, net	11,653,000	11,434,000
Reinsurance recoverable	366,000	1,780,000
Deferred policy acquisition costs	8,124,000	8,351,000
Property and equipment, net	1,781,000	1,880,000
Income tax recoverable	393,000	941,000
Deferred income tax asset, net	1,487,000	2,402,000
Other assets	491,000	491,000
Total Assets	146,438,000	148,579,000
LIABILITIES AND SHAREHOLDERS' EQUITY
Property and casualty benefit and loss reserves	7,075,000	7,531,000
Accident and health benefit and loss reserves	3,595,000	3,405,000
Life and annuity benefit and loss reserves	33,283,000	32,633,000
Unearned premiums	30,112,000	29,968,000
Policy and contract claims	903,000	1,008,000
Other policyholder funds	1,706,000	1,629,000
Short-term notes payable and current portion of long-term debt	1,300,000	1,800,000
Long-term debt	14,339,000	15,326,000
Other liabilities	6,500,000	7,227,000
Total Liabilities	98,813,000	100,527,000
Contingencies
Shareholders' equity
Common stock	2,522,000	2,517,000
Additional paid-in capital	5,483,000	5,412,000
Accumulated other comprehensive income	2,646,000	1,007,000
Retained earnings	36,974,000	39,116,000
Total Shareholders' Equity	47,625,000	48,052,000
Total Liabilities and Shareholders' Equity	$ 146,438,000	$ 148,579,000