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CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2017
Sep. 30, 2016
Sep. 30, 2017
Sep. 30, 2016
REVENUES        
Net premiums earned $ 15,467 $ 15,675 $ 45,838 $ 46,067
Net investment income 939 1,005 2,795 3,025
Net realized investment gains 75 287 312 536
Other income 150 152 447 456
Total Revenues 16,631 17,119 49,392 50,084
BENEFITS, LOSSES AND EXPENSES        
Policyholder benefits and settlement expenses 11,184 10,082 34,911 27,991
Amortization of deferred policy acquisition costs 706 758 2,470 2,451
Commissions 2,096 2,088 5,947 6,313
General and administrative expenses 2,398 2,026 6,410 6,313
Taxes, licenses and fees 709 529 1,915 1,703
Interest expense 320 339 969 1,017
Total Benefits, Losses and Expenses 17,413 15,822 52,622 45,788
Income (Loss) Before Income Taxes (782) 1,297 (3,230) 4,296
INCOME TAX EXPENSE (BENEFIT)        
Current 387 238 (510) 858
Deferred (612) 129 (848) 271
Total income tax expense (225) 367 (1,358) 1,129
Net Income (Loss) $ (557) $ 930 $ (1,872) $ 3,167
INCOME (LOSS) PER COMMON SHARE BASIC AND DILUTED (in dollars per share) $ (0.22) $ 0.37 $ (0.74) $ 1.26
DIVIDENDS DECLARED PER SHARE (in dollars per share) $ 0.050 $ 0.045 $ 0.15 $ 0.135