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CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2017
Jun. 30, 2016
Jun. 30, 2017
Jun. 30, 2016
REVENUES        
Net premiums earned $ 15,331 $ 15,227 $ 30,371 $ 30,392
Net investment income 930 1,029 1,856 2,020
Net realized investment gains 77 242 237 249
Other income 145 150 297 304
Total Revenues 16,483 16,648 32,761 32,965
BENEFITS, LOSSES AND EXPENSES        
Policyholder benefits and settlement expenses 12,581 8,862 23,727 17,909
Amortization of deferred policy acquisition costs 819 906 1,764 1,693
Commissions 1,758 2,117 3,851 4,225
General and administrative expenses 2,215 2,158 4,012 4,287
Taxes, licenses and fees 517 574 1,206 1,174
Interest expense 326 333 649 678
Total Benefits, Losses and Expenses 18,216 14,950 35,209 29,966
Income (Loss) Before Income Taxes (1,733) 1,698 (2,448) 2,999
INCOME TAX EXPENSE (BENEFIT)        
Current (572) 399 (897) 620
Deferred (162) 3 (236) 142
Total income tax expense (734) 402 (1,133) 762
Net Income (Loss) $ (999) $ 1,296 $ (1,315) $ 2,237
INCOME (LOSS) PER COMMON SHARE BASIC AND DILUTED (in dollars per share) $ (0.39) $ 0.52 $ (0.52) $ 0.89
DIVIDENDS DECLARED PER SHARE (in dollars per share) $ 0.050 $ 0.045 $ 0.10 $ 0.090