CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
REVENUES
Net premiums earned	$ 15,040	$ 15,165
Net investment income	926	991
Net realized investment gains	160	7
Other income	152	154
Total Revenues	16,278	16,317
BENEFITS, LOSSES AND EXPENSES
Policyholder benefits and settlement expenses	11,146	9,047
Amortization of deferred policy acquisition costs	945	787
Commissions	2,093	2,108
General and administrative expenses	1,797	2,129
Taxes, licenses and fees	689	600
Interest expense	323	345
Total Benefits, Losses and Expenses	16,993	15,016
Income (Loss) Before Income Taxes	(715)	1,301
INCOME TAX EXPENSE (BENEFIT)
Current	(325)	221
Deferred	(74)	139
Total income tax expense	(399)	360
Net Income (Loss)	$ (316)	$ 941
INCOME (LOSS) PER COMMON SHARE BASIC AND DILUTED (in dollars per share)	$ (0.13)	$ 0.37
DIVIDENDS DECLARED PER SHARE (in dollars per share)	$ 0.05	$ 0.045