CONSOLIDATED BALANCE SHEETS - USD ($)	Dec. 31, 2016	Dec. 31, 2015
Investments
Fixed maturities held-to-maturity, at amortized cost (estimated fair value: 2016 - $1,930; 2015 - $2,504)	$ 1,890,000	$ 2,439,000
Fixed maturities available-for-sale, at estimated fair value (cost: 2016 - $92,837; 2015 - $92,077)	92,792,000	91,812,000
Equity securities available-for-sale, at estimated fair value (cost: 2016 - $2,343; 2015 - $2,420)	4,943,000	4,897,000
Trading securities	107,000	107,000
Receivable for securities sold	499,000	0
Mortgage loans on real estate, at cost	174,000	202,000
Investment real estate, at book value	3,221,000	3,291,000
Policy loans	1,708,000	1,655,000
Company owned life insurance	4,864,000	4,898,000
Other invested assets	2,958,000	3,256,000
Total Investments	113,156,000	112,557,000
Cash and cash equivalents	7,368,000	6,763,000
Accrued investment income	776,000	797,000
Policy receivables and agents' balances, net	11,434,000	11,296,000
Reinsurance recoverable	1,780,000	1,660,000
Deferred policy acquisition costs	8,351,000	8,485,000
Property and equipment, net	1,880,000	1,946,000
Accrued income tax recoverable	941,000	0
Deferred income tax asset, net	2,402,000	3,824,000
Other assets	491,000	513,000
Total Assets	148,579,000	147,841,000
LIABILITIES AND SHAREHOLDERS' EQUITY
Property and casualty benefit and loss reserves	7,531,000	9,645,000
Accident and health benefit and loss reserves	3,405,000	3,197,000
Life and annuity benefit and loss reserves	32,633,000	31,962,000
Unearned premiums	29,968,000	29,852,000
Policy and contract claims	1,008,000	826,000
Other policyholder funds	1,629,000	1,561,000
Short-term notes payable and current portion of long-term debt	1,800,000	857,000
Long-term debt	15,326,000	17,100,000
Accrued income taxes	0	101,000
Other liabilities	7,227,000	7,857,000
Total Liabilities	100,527,000	102,958,000
Contingencies
Shareholders' equity
Common stock	2,517,000	2,512,000
Additional paid-in capital	5,412,000	5,341,000
Accumulated other comprehensive income	1,007,000	525,000
Retained earnings	39,116,000	36,505,000
Total Shareholders' Equity	48,052,000	44,883,000
Total Liabilities and Shareholders' Equity	$ 148,579,000	$ 147,841,000