CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Cash Flows from Operating Activities
Net income	$ 3,167	$ 3,547
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation expense and amortization/accretion, net	255	235
(Increase) decrease in cash surrender value of company owned life insurance	(80)	208
Net realized gains on investments	(536)	(517)
Deferred income taxes	271	248
Amortization of deferred policy acquisition costs	2,451	2,722
Change in accrued investment income	(73)	23
Change in reinsurance recoverable	1,133	(515)
Policy acquisition costs deferred	(2,679)	(2,797)
Change in accrued income taxes	(43)	(434)
Change in net policy liabilities and claims	(116)	2,500
Change in other assets/liabilities, net	699	1,655
Other, net	7	7
Net cash provided by operating activities	4,456	6,882
Cash Flows from Investing Activities
Available-for-sale securities	(23,357)	(23,183)
Trading securities and short-term investments	0	(88)
Property and equipment	(84)	(124)
Held-to-maturity securities	383	580
Available-for-sale securities	18,384	20,841
Real estate held for investment	0	444
Property and equipment	0	5
Other invested assets, net	(34)	327
Net cash used in investing activities	(4,708)	(1,198)
Cash Flows from Financing Activities
Change in other policyholder funds	53	35
Repayments of long-term debt	(700)	(500)
Change in short-term notes payable	0	(700)
Dividends paid	(339)	(301)
Net cash used in financing activities	(986)	(1,466)
Net change in cash and cash equivalents	(1,238)	4,218
Cash and cash equivalents, beginning of year	6,763	6,426
Cash and cash equivalents, end of period	$ 5,525	$ 10,644