CONDENSED CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015
REVENUES
Net premiums earned	$ 15,675	$ 15,104	$ 46,067	$ 44,690
Net investment income	1,005	737	3,025	2,552
Net realized investment gains	287	130	536	517
Other income	152	154	456	468
Total Revenues	17,119	16,125	50,084	48,227
BENEFITS, LOSSES AND EXPENSES
Policyholder benefits and settlement expenses	10,082	8,170	27,991	25,867
Amortization of deferred policy acquisition costs	758	905	2,451	2,722
Commissions	2,088	2,086	6,313	6,230
General and administrative expenses	2,026	1,726	6,313	5,876
Taxes, licenses and fees	529	468	1,703	1,641
Interest expense	339	350	1,017	1,018
Total Benefits, Losses and Expenses	15,822	13,705	45,788	43,354
Income Before Income Taxes	1,297	2,420	4,296	4,873
INCOME TAX EXPENSE
Current	238	446	858	1,078
Deferred	129	358	271	248
Total income tax expense	367	804	1,129	1,326
Net Income	$ 930	$ 1,616	$ 3,167	$ 3,547
INCOME PER COMMON SHARE BASIC AND DILUTED	$ 0.37	$ 640.00	$ 1.26	$ 1.41
DIVIDENDS DECLARED PER SHARE	$ 0.045	$ 0.04	$ 0.135	$ 0.12