CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
Investments
Fixed maturities held-to-maturity, at amortized cost (estimated fair value: 2016 - $2,175; 2015 - $2,504)	$ 2,072	$ 2,439
Fixed maturities available-for-sale, at estimated fair value (cost: 2016 - $97,454; 2015 - $92,077)	100,454	91,812
Equity securities available-for-sale, at estimated fair value (cost: 2016 - $2,420; 2015 - $2,420)	5,204	4,897
Trading securities	107	107
Mortgage loans on real estate, at cost	174	202
Investment real estate, at book value	3,291	3,291
Policy loans	1,708	1,655
Company owned life insurance	4,978	4,898
Other invested assets	3,027	3,256
Total Investments	121,015	112,557
Cash	5,525	6,763
Accrued investment income	870	797
Policy receivables and agents' balances, net	12,552	11,296
Reinsurance recoverable	527	1,660
Deferred policy acquisition costs	8,713	8,485
Property and equipment, net	1,910	1,946
Deferred income tax asset, net	2,311	3,824
Other assets	742	513
Total Assets	154,165	147,841
LIABILITIES AND SHAREHOLDERS' EQUITY
Property and casualty benefit and loss reserves	7,433	9,645
Accident and health benefit and loss reserves	3,297	3,197
Life and annuity benefit and loss reserves	32,548	31,962
Unearned premiums	32,307	29,852
Policy and contract claims	1,044	826
Other policyholder funds	1,614	1,561
Short-term notes payable and current portion of long-term debt	857	857
Long-term debt	16,409	17,100
Accrued income taxes	58	101
Other liabilities	8,401	7,857
Total Liabilities	103,968	102,958
Contingencies
Shareholders' equity
Common stock	2,517	2,512
Additional paid-in capital	5,412	5,341
Accumulated other comprehensive income	2,935	525
Retained earnings	39,333	36,505
Total Shareholders' Equity	50,197	44,883
Total Liabilities and Shareholders' Equity	$ 154,165	$ 147,841