CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015
Cash Flows from Operating Activities
Net income	$ 2,237	$ 1,931
Adjustments to reconcile net income to net cash provided by (used in) operating activities:
Depreciation expense and amortization/accretion, net	154	165
Increase in cash surrender value of company owned life insurance	(53)	52
Net realized gains on investments	(249)	(387)
Deferred income taxes	142	(110)
Amortization of deferred policy acquisition costs	1,693	1,817
Change in accrued investment income	(6)	(4)
Change in reinsurance recoverable	1,116	(471)
Policy acquisition costs deferred	(1,898)	(1,937)
Change in accrued income taxes	(30)	(334)
Change in net policy liabilities and claims	(1,319)	1,438
Change in other assets/liabilities, net	(436)	929
Other, net	8	8
Net cash provided by operating activities	1,359	3,097
Cash Flows from Investing Activities
Available-for-sale securities	(14,278)	(14,290)
Trading securities and short-term investments	0	(88)
Property and equipment	(84)	(103)
Held-to-maturity securities	213	470
Available-for-sale securities	10,317	13,668
Real estate held for investment	0	201
Property and equipment	0	5
Other invested assets, net	(29)	371
Net cash provided by (used in) investing activities	(3,861)	234
Cash Flows from Financing Activities
Change in other policyholder funds	28	22
Repayments of long-term debt	0	(500)
Change in short-term notes payable	0	(700)
Dividends paid	(226)	(201)
Net cash used in financing activities	(198)	(1,379)
Net change in cash and cash equivalents	(2,700)	1,952
Cash and cash equivalents, beginning of year	6,763	6,426
Cash and cash equivalents, end of period	$ 4,063	$ 8,378