CONDENSED CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
REVENUES
Net premiums earned	$ 15,227	$ 14,880	$ 30,392	$ 29,586
Net investment income	1,029	813	2,020	1,815
Net realized investment gains	242	245	249	387
Other income	150	156	304	314
Total Revenues	16,648	16,094	32,965	32,102
BENEFITS, LOSSES AND EXPENSES
Policyholder benefits and settlement expenses	8,862	9,435	17,909	17,697
Amortization of deferred policy acquisition costs	906	918	1,693	1,817
Commissions	2,117	2,089	4,225	4,144
General and administrative expenses	2,158	2,119	4,287	4,150
Taxes, licenses and fees	574	518	1,174	1,173
Interest expense	333	348	678	668
Total Benefits, Losses and Expenses	14,950	15,427	29,966	29,649
Income Before Income Taxes	1,698	667	2,999	2,453
INCOME TAX EXPENSE
Current	399	161	620	632
Deferred	3	(117)	142	(110)
Total income tax expense	402	44	762	522
Net Income	$ 1,296	$ 623	$ 2,237	$ 1,931
INCOME PER COMMON SHARE BASIC AND DILUTED	$ 0.52	$ 0.25	$ 0.89	$ 0.77
DIVIDENDS DECLARED PER SHARE	$ 0.045	$ 0.04	$ 0.090	$ 0.08