CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Investments
Fixed maturities held-to-maturity, at amortized cost (estimated fair value: 2016 - $2,357; 2015 - $2,504)	$ 2,236	$ 2,439
Fixed maturities available-for-sale, at estimated fair value (cost: 2016 - $96,219; 2015 - $92,077)	99,044	91,812
Equity securities available-for-sale, at estimated fair value (cost: 2016 - $2,420; 2015 - $2,420)	5,273	4,897
Trading securities	107	107
Mortgage loans on real estate, at cost	188	202
Investment real estate, at book value	3,291	3,291
Policy loans	1,689	1,655
Company owned life insurance	4,951	4,898
Other invested assets	3,105	3,256
Total Investments	119,884	112,557
Cash	4,063	6,763
Accrued investment income	803	797
Policy receivables and agents' balances, net	12,786	11,296
Reinsurance recoverable	544	1,660
Deferred policy acquisition costs	8,690	8,485
Property and equipment, net	1,950	1,946
Deferred income tax asset, net	2,545	3,824
Other assets	756	513
Total Assets	152,021	147,841
LIABILITIES AND SHAREHOLDERS' EQUITY
Property and casualty benefit and loss reserves	7,007	9,645
Accident and health benefit and loss reserves	3,161	3,197
Life and annuity benefit and loss reserves	32,281	31,962
Unearned premiums	32,241	29,852
Policy and contract claims	970	826
Other policyholder funds	1,589	1,561
Short-term notes payable and current portion of long-term debt	857	857
Long-term debt	17,106	17,100
Accrued income taxes	71	101
Other liabilities	7,561	7,857
Total Liabilities	102,844	102,958
Contingencies
Shareholders' equity
Common stock	2,517	2,512
Additional paid-in capital	5,412	5,341
Accumulated other comprehensive income	2,732	525
Retained earnings	38,516	36,505
Total Shareholders' Equity	49,177	44,883
Total Liabilities and Shareholders' Equity	$ 152,021	$ 147,841