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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2015
Dec. 31, 2014
Statement of Cash Flows [Abstract]    
Net income $ 4,697 $ 7,616
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation expense and amortization/accretion, net 299 480
Decrease (increase) in cash surrender value of company owned life insurance 219 (68)
Net realized gains on investments (503) (100)
Net realized gains on company owned life insurance 0 (3,256)
Deferred income taxes 523 519
Amortization of deferred policy acquisition costs 3,510 3,590
Change in reinsurance recoverable (721) 562
Policy acquisition costs deferred (3,403) (3,406)
Change in accrued income taxes (386) 493
Change in net policy liabilities and claims 2,522 1,700
Changes in other assets/liabilities, net 112 1,668
Other, net 11 35
Net cash provided by operating activities 6,880 9,833
Cash Flows from Investing Activities:    
Held-to-maturity Securities 0 (2,589)
Available-for-sale securities (30,968) (16,525)
Trading securities and short-term investments 88 0
Property and equipment (138) (324)
Held-to-maturity securities 689 296
Available-for-sale securities 23,296 11,879
Real estate held for investment 444 0
Property and equipment 5 293
Other invested assets, net (including proceeds from company owned life insurance of $2,031 in 2015 and $2,034 in 2014) 1,925 1,996
Net cash used in investing activities (4,835) (4,974)
Cash Flows from Financing Activities:    
Change in other policyholder funds 51 63
Proceeds from long-term debt 0 1,475
Repayments of long-term debt (1,357) (3,958)
Change in short-term notes payable 0 (700)
Dividends paid (402) (300)
Net cash used in financing activities (1,708) (3,420)
Net change in cash and cash equivalents 337 1,439
Cash and cash equivalents, beginning of year 6,426 4,987
Cash and cash equivalents, end of year $ 6,763 $ 6,426