CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Investments
Fixed maturities held-to-maturity, at amortized cost (estimated fair value: 2015 - $2,504; 2014 - $3,182)	$ 2,439	$ 3,108
Fixed maturities available-for-sale, at estimated fair value (cost: 2015 - $92,077; 2014 - $84,024)	91,812	86,886
Equity securities available-for-sale, at estimated fair value (cost: 2015 - $2,420; 2014 - $2,420)	4,897	4,995
Trading securities	107	19
Mortgage loans on real estate, at cost	202	210
Investment real estate, at book value	3,291	3,735
Policy loans	1,655	1,530
Company owned life insurance	4,898	5,513
Other invested assets	3,256	3,553
Total Investments	112,557	109,549
Cash	6,763	6,426
Accrued investment income	797	797
Policy receivables and agents' balances, net	11,296	10,948
Reinsurance recoverable	1,660	939
Deferred policy acquisition costs	8,485	8,592
Property and equipment, net	1,946	2,013
Deferred income tax asset, net	3,824	3,189
Other assets	771	2,412
Total Assets	148,099	144,865
LIABILITIES AND SHAREHOLDERS' EQUITY
Property and casualty benefit and loss reserves	9,645	8,321
Accident and health benefit and loss reserves	3,197	3,017
Life and annuity benefit and loss reserves	31,962	31,418
Unearned premiums	29,852	28,853
Policy and contract claims	826	996
Other policyholder funds	1,561	1,510
Short-term notes payable and current portion of long-term debt	857	857
Long-term debt	17,358	18,715
Accrued income taxes	101	487
Other liabilities	7,857	7,934
Total Liabilities	$ 103,216	$ 102,108
Contingencies
Shareholders' equity
Common stock	$ 2,512	$ 2,508
Additional paid-in capital	5,341	5,267
Accumulated other comprehensive income	525	2,772
Retained earnings	36,505	32,210
Total Shareholders' Equity	44,883	42,757
Total Liabilities and Shareholders' Equity	$ 148,099	$ 144,865