XML 67 R64.htm IDEA: XBRL DOCUMENT v3.3.0.814
Segments (Schedule of Segment Reporting Information, by Segment) (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2015
Sep. 30, 2014
Sep. 30, 2015
Sep. 30, 2014
Dec. 31, 2014
Segment Reporting Information [Line Items]          
Assets $ 149,499   $ 149,499   $ 144,865
Net premiums earned 15,104 $ 14,374 44,690 $ 42,298  
Net investment income 714 824 2,472 2,802  
Net realized investment gains (losses) 130 141 517 541  
Gain on company owned life insurance 0 0 0 1,621  
Other income 154 158 468 404  
Total Revenues 16,102 15,497 48,147 47,666  
Policyholder benefits paid 8,170 7,172 25,867 24,191  
Amortization of deferred policy acquisition costs 905 946 2,722 2,717  
Commissions 2,086 2,166 6,230 6,160  
General and administrative expenses 1,707 1,719 5,806 6,158  
Taxes, licenses and fees 468 514 1,641 1,565  
Interest expense 346 380 1,008 1,148  
Total Benefits, Losses and Expenses 13,682 12,897 43,274 41,939  
Income Before Income Taxes 2,420 2,600 4,873 5,727  
P&C Insurance Operations [Member]          
Segment Reporting Information [Line Items]          
Assets 85,427   85,427   81,648
Net premiums earned 13,414 12,757 39,812 37,397  
Net investment income 237 333 1,063 1,296  
Net realized investment gains (losses) 51 23 181 72  
Gain on company owned life insurance       1,621  
Other income 153 156 466 401  
Total Revenues 13,855 13,269 41,522 40,787  
Policyholder benefits paid 6,440 5,876 21,751 20,106  
Amortization of deferred policy acquisition costs 676 642 2,026 1,924  
Commissions 1,988 2,073 5,953 5,908  
General and administrative expenses 1,445 1,296 4,604 4,285  
Taxes, licenses and fees 426 441 1,442 1,362  
Interest expense 0 0 0 0  
Total Benefits, Losses and Expenses 10,975 10,328 35,776 33,585  
Income Before Income Taxes 2,880 2,941 5,746 7,202  
Life Insurance Operations [Member]          
Segment Reporting Information [Line Items]          
Assets 56,984   56,984   56,541
Net premiums earned 1,690 1,617 4,878 4,901  
Net investment income 458 472 1,352 1,449  
Net realized investment gains (losses) 79 117 336 467  
Gain on company owned life insurance       0  
Other income 1 2 2 3  
Total Revenues 2,228 2,208 6,568 6,820  
Policyholder benefits paid 1,730 1,296 4,116 4,085  
Amortization of deferred policy acquisition costs 229 304 696 793  
Commissions 98 93 277 252  
General and administrative expenses 323 385 956 1,443  
Taxes, licenses and fees 42 73 199 203  
Interest expense 21 16 44 47  
Total Benefits, Losses and Expenses 2,443 2,167 6,288 6,823  
Income Before Income Taxes (215) 41 280 (3)  
Non-Insurance Operations [Member]          
Segment Reporting Information [Line Items]          
Assets 7,088   7,088   $ 6,676
Net premiums earned 0 0 0 0  
Net investment income 19 19 57 57  
Net realized investment gains (losses) 0 1 0 2  
Gain on company owned life insurance       0  
Other income 0 0 0 0  
Total Revenues 19 20 57 59  
Policyholder benefits paid 0 0 0 0  
Amortization of deferred policy acquisition costs 0 0 0 0  
Commissions 0 0 0 0  
General and administrative expenses (61) 38 246 430  
Taxes, licenses and fees 0 0 0 0  
Interest expense 325 364 964 1,101  
Total Benefits, Losses and Expenses 264 402 1,210 1,531  
Income Before Income Taxes $ (245) $ (382) $ (1,153) $ (1,472)