CONDENSED CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
REVENUES
Net premiums earned	$ 14,880	$ 14,100	$ 29,586	$ 27,924
Net investment income	784	1,030	1,758	1,978
Net realized investment gains (losses)	245	312	387	400
Gain on company owned life insurance	0	1,621	0	1,621
Other income	156	92	314	246
Total Revenues	16,065	17,155	32,045	32,169
BENEFITS, LOSSES AND EXPENSES
Policyholder benefits and settlement expenses	9,435	9,155	17,697	17,019
Amortization of deferred policy acquisition costs	918	873	1,817	1,771
Commissions	2,089	1,967	4,144	3,994
General and administrative expenses	2,093	2,413	4,099	4,439
Taxes, licenses and fees	518	521	1,173	1,051
Interest expense	345	382	662	768
Total Benefits, Losses and Expenses	15,398	15,311	29,592	29,042
Income Before Income Taxes	667	1,844	2,453	3,127
INCOME TAX EXPENSE (BENEFIT)
Current	161	80	632	168
Deferred	(117)	(170)	(110)	26
Total income tax expense	44	(90)	522	194
Net income	$ 623	$ 1,934	$ 1,931	$ 2,933
INCOME PER COMMON SHARE BASIC AND DILUTED (in dollars per share)	$ 0.25	$ 0.77	$ 0.77	$ 1.18
DIVIDENDS DECLARED PER SHARE	$ 0.04	$ 0.03	$ 0.08	$ 0.06