CONDENSED CONSOLIDATED BALANCE SHEETS (USD $) In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Investments
Fixed maturities held-to-maturity, at amortized cost (estimated fair value: 2015 - $2,905; 2014 - $3,182)	$ 2,767us-gaap_HeldToMaturitySecurities	$ 3,108us-gaap_HeldToMaturitySecurities
Fixed maturities available-for-sale, at estimated fair value (cost: 2015 - $86,454; 2014 - $84,024)	89,901	86,886
Equity securities available-for-sale, at estimated fair value (cost: 2015 - $2,420; 2014 - $2,420)	4,964	4,995
Trading securities	19us-gaap_TradingSecurities	19us-gaap_TradingSecurities
Mortgage loans on real estate, at cost	208us-gaap_MortgageLoansOnRealEstate	210us-gaap_MortgageLoansOnRealEstate
Investment real estate, at book value	3,735	3,735
Policy loans	1,556us-gaap_PolicyLoansReceivable	1,530us-gaap_PolicyLoansReceivable
Company owned life insurance	5,161	5,513
Other invested assets	3,484us-gaap_OtherInvestments	3,553us-gaap_OtherInvestments
Total Investments	111,795us-gaap_Investments	109,549us-gaap_Investments
Cash	7,108	6,426
Accrued investment income	842	797
Policy receivables and agents' balances, net	11,285us-gaap_PremiumsAndOtherReceivablesNet	10,948us-gaap_PremiumsAndOtherReceivablesNet
Reinsurance recoverable	1,510us-gaap_ReinsuranceRecoverables	939us-gaap_ReinsuranceRecoverables
Deferred policy acquisition costs	8,586us-gaap_DeferredPolicyAcquisitionCosts	8,592us-gaap_DeferredPolicyAcquisitionCosts
Property and equipment, net	2,035us-gaap_PropertyPlantAndEquipmentNet	2,013us-gaap_PropertyPlantAndEquipmentNet
Deferred income tax asset, net	3,055us-gaap_DeferredTaxAssetsLiabilitiesNet	3,189us-gaap_DeferredTaxAssetsLiabilitiesNet
Other assets	800us-gaap_OtherAssets	2,412us-gaap_OtherAssets
Total Assets	147,016us-gaap_Assets	144,865us-gaap_Assets
LIABILITIES AND SHAREHOLDERS' EQUITY
Property and casualty benefit and loss reserves	8,876	8,321
Accident and health benefit and loss reserves	2,991	3,017
Life and annuity benefit and loss reserves	31,482	31,418
Unearned premiums	29,564us-gaap_UnearnedPremiums	28,853us-gaap_UnearnedPremiums
Policy and contract claims	1,113	996
Other policyholder funds	1,525us-gaap_PolicyholderFunds	1,510us-gaap_PolicyholderFunds
Short-term notes payable and current portion of long-term debt	1,557	857
Long-term debt	17,515us-gaap_LongTermDebt	18,715us-gaap_LongTermDebt
Accrued income taxes	492us-gaap_AccruedIncomeTaxesCurrent	487us-gaap_AccruedIncomeTaxesCurrent
Other liabilities	7,688us-gaap_OtherLiabilities	7,934us-gaap_OtherLiabilities
Total Liabilities	102,803us-gaap_Liabilities	102,108us-gaap_Liabilities
Contingencies
Shareholders' equity
Common stock	2,508us-gaap_CommonStockValue	2,508us-gaap_CommonStockValue
Additional paid-in capital	5,267	5,267
Accumulated other comprehensive income	3,020	2,772
Retained earnings	33,418	32,210
Total Shareholders' Equity	44,213us-gaap_StockholdersEquity	42,757us-gaap_StockholdersEquity
Total Liabilities and Shareholders' Equity	$ 147,016	$ 144,865

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Total carrying amount of mortgage loans as of the balance sheet date.

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Other investments not otherwise specified in the taxonomy.

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The total liability as of the balance sheet date of amounts due policy holders, excluding future policy benefits and claims, including unpaid policy dividends, retrospective refunds, and undistributed earnings on participating business.

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Carrying amount as of the balance sheet date, net of allowance for doubtful accounts, of all premiums and other types of receivables due from other persons or entities.

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Amount after accumulated depreciation, depletion and amortization of physical assets used in the normal conduct of business to produce goods and services and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, and furniture and fixtures.

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Amount of real estate investment property which may include the following: (1) land available-for-sale; (2) land available-for-development; (3) investments in building and building improvements; (4) tenant allowances; (5) developments in-process; (6) rental properties; and (7) other real estate investments.

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Amount after valuation allowance recoverable including premium paid under reinsurance contracts. Examples include, but are not limited to, settled and unsettled claims, incurred but not reported losses, loss adjustment expense, premium paid, policy benefits and policy reserves.

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The cumulative amount of the reporting entity's undistributed earnings or deficit.

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Amount of investments in debt and equity securities and other forms of securities that provide ownership interests classified as trading.

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Carrying amount of premiums written on insurance contracts that have not been earned as of the balance sheet date.

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