CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $) In Thousands, unless otherwise specified	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
Statement of Cash Flows [Abstract]
Net income	$ 7,616	$ 5,658
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation expense and amortization/accretion, net	480	703
(Increase) decrease in cash surrender value of company owned life insurance	(68)	73
Net realized gains on investments	(100)	(4,439)
Deferred income taxes	519	1,573
Amortization of deferred policy acquisition costs	3,590	3,613
Change in accrued investment income	20	(29)
Change in reinsurance recoverable	562	40
Policy acquisition costs deferred	(3,406)	(3,292)
Change in accrued income taxes	493	(302)
Change in net policy liabilities and claims	1,700	(1,422)
Changes in other assets/liabilities, net	446	250
Other, net	15	233
Net cash provided by operating activities	11,867	2,659
Cash Flows from Investing Activities:
Held-to-maturity securities	(2,589)	0
Available-for-sale securities	(16,525)	(21,036)
Property and equipment	(324)	(75)
Held-to-maturity securities	296	689
Available-for-sale securities	11,879	15,281
Real estate held for investment	0	4,847
Property and equipment	293	11
Other invested assets, net	(38)	(74)
Net cash used in investing activities	(7,008)	(357)
Cash Flows from Financing Activities:
Change in other policyholder funds	63	30
Proceeds from long-term debt	1,475	350
Repayments of long-term debt	(3,958)	(4,800)
Change in short-term notes payable	(700)	574
Dividends paid	(300)	(248)
Net cash used in financing activities	(3,420)	(4,094)
Net change in cash and cash equivalents	1,439	(1,792)
Cash and cash equivalents, beginning of year	4,987	6,779
Cash and cash equivalents, end of year	$ 6,426	$ 4,987