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Scheule II. Condensed Financial Information of Registrant (Details) (USD $)
Dec. 31, 2013
Dec. 31, 2012
Dec. 31, 2011
ASSETS      
Fixed maturities available-for-sale, at estimated fair value $ 79,434,000 $ 76,294,000  
Investment real estate, at book value 4,218,000 5,757,000  
Cash 4,987,000 6,779,000 3,393,000
Deferred income tax asset 4,654,000 4,997,000  
Other assets 836,000 983,000  
Total Assets 133,980,000 135,716,000  
LIABILITIES AND SHAREHOLDERS' EQUITY      
Total Liabilities 100,508,000 105,489,000  
Stockholders' Equity Attributable to Parent 33,472,000 30,227,000 38,015,000
Total Liabilities and Shareholders' Equity 133,980,000 135,716,000  
Parent Company [Member]
     
ASSETS      
Fixed maturities available-for-sale, at estimated fair value 1,422,000 1,557,000  
Investment real estate, at book value 356,000 1,457,000  
Cash 948,000 58,000 1,074,000
Investment in subsidiaries (equity method) eliminated upon consolidation 49,565,000 49,407,000  
Deferred income tax asset 5,866,000 6,706,000  
Other assets 689,000 723,000  
Total Assets 58,846,000 59,908,000  
LIABILITIES AND SHAREHOLDERS' EQUITY      
Accrued general expenses 1,722,000 1,529,000  
Interest Rate Swaps 897,000 1,521,000  
Notes Payable 22,755,000 26,631,000  
Total Liabilities 25,374,000 29,681,000  
Stockholders' Equity Attributable to Parent 33,472,000 30,227,000  
Total Liabilities and Shareholders' Equity $ 58,846,000 $ 59,908,000