Policy and Claim Reserves (Tables)

12 Months Ended

Dec. 31, 2013

Policy and Claim Reserves [Abstract]

Reconciliation of Policy and Claim Reserves [Table Text Block]

	Year ended December 31,
	2013			2012
Summary of claims and claim adjustment expense reserves
Balance, beginning of year	$	11,214		$	14,386
Less reinsurance recoverable on unpaid losses	1,229			2,381
Net balances at beginning of year	9,985			12,005
Net losses:
Provision for claims and claim adjustment expenses for claims arising in current year	27,091			30,569
Estimated claims and claim adjustment expenses for claims arising in prior years	(152		)	(1,476		)
Total increases	26,939			29,093
Claims and claim adjustment expense payments for claims arising in:
Current year	23,823			26,272
Prior years	5,149			4,841
Total payments	28,972			31,113
Net balance at end of year	7,952			9,985
Plus reinsurance recoverable on unpaid losses	782			1,229
Claims and claim adjustment expense reserves at end of year	$	8,734		$	11,214