Amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation.

Reference 1: http://www.xbrl.org/2003/role/presentationRef

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-URI http://asc.fasb.org/extlink&oid=6506951

Reference 2: http://www.xbrl.org/2003/role/presentationRef

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Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

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-Paragraph 8, 9

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Reference 4: http://www.xbrl.org/2003/role/presentationRef

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+ Details

Significant Accounting Policies (Concentration of Credit Risk) (Details) (USD $)	Jun. 30, 2013	Dec. 31, 2012	Jun. 30, 2012	Dec. 31, 2011
Concentration Risk [Line Items]
Cash	$ 3,841,000	$ 6,779,000	$ 6,345,000	$ 3,393,000
Policy receivables and agents' balances, net	11,290,000	9,006,000
Uninsured Deposit Risk [Member]
Concentration Risk [Line Items]
Cash	2,347,000
Single Largest Agent Balance Due [Member]
Concentration Risk [Line Items]
Policy receivables and agents' balances, net	$ 1,485,000