Reinsurance (Tables)

6 Months Ended

Jun. 30, 2013

Reinsurance Disclosures [Abstract]

Schedule of Reinsurance

Reinsurance coverage is maintained in four layers as follows:

Layer	Reinsurers' Limits of Liability
First Layer	100% of $6,000,000 in excess of $4,000,000
Second Layer	100% of $7,500,000 in excess of $10,000,000
Third Layer	100% of $25,000,000 in excess of $17,500,000
Fourth Layer	100% of $30,000,000 in excess of $42,500,000

Schedule Of Reinsurance Premiums For Insurance Companies

The effect of reinsurance on premiums written and earned in the life segment is as follows (dollars in thousands):

	Three months ended June 30, 2013						Three months ended June 30, 2012
	Written			Earned			Written			Earned
Direct	$	1,621		$	1,673		$	1,718		$	1,734
Assumed	—			—			—			—
Ceded	(11		)	(11		)	(15		)	(15		)
Net	$	1,610		$	1,662		$	1,703		$	1,719
	Six months ended June 30, 2013						Six months ended June 30, 2012
	Written			Earned			Written			Earned
Direct	$	3,283		$	3,438		$	3,412		$	3,506
Assumed	—			—			—			—
Ceded	(30		)	(30		)	(35		)	(35		)
Net	$	3,253		$	3,408		$	3,377		$	3,471

The effect of reinsurance on premiums written and earned in the property and casualty segment is as follows (dollars in thousands):

	Three months ended June 30, 2013						Three months ended June 30, 2012
	Written			Earned			Written			Earned
Direct	$	15,619		$	13,568		$	15,325		$	13,210
Assumed	—			—			—			—
Ceded	(2,188		)	(2,192		)	(2,416		)	(2,396		)
Net	$	13,431		$	11,376		$	12,909		$	10,814
	Six months ended June 30, 2013						Six months ended June 30, 2012
	Written			Earned			Written			Earned
Direct	$	29,099		$	26,895		$	28,291		$	26,617
Assumed	—			—			—			—
Ceded	(4,320		)	(4,331		)	(4,071		)	(4,059		)
Net	$	24,779		$	22,564		$	24,220		$	22,558