Condensed Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Mar. 31, 2013	Dec. 31, 2012
Investments
Fixed maturities held-to-maturity, at amortized cost (estimated fair value: 2013 - $1,413; 2012 - $1,609)	$ 1,314	$ 1,502
Fixed maturities available-for-sale, at estimated fair value (cost: 2013 - $75,043;2012 - $71,678)	79,759	76,294
Equity securities available-for-sale, at estimated fair value (cost: 2013 - $3,190;2012 - $3,191)	5,829	5,132
Trading securities	40	40
Mortgage loans on real estate, at cost	381	383
Investment real estate, at book value	5,550	5,757
Policy loans	1,324	1,317
Company owned life insurance	5,981	5,931
Other invested assets	3,707	3,777
Total Investments	103,885	100,133
Cash	2,725	6,779
Accrued investment income	868	788
Policy receivables and agents' balances, net	9,926	9,006
Reinsurance recoverable	1,564	1,541
Deferred policy acquisition costs	8,969	9,097
Property and equipment, net	2,326	2,392
Deferred income tax asset	5,450	4,997
Other assets	1,059	983
Total Assets	136,772	135,716
LIABILITIES AND SHAREHOLDERS' EQUITY
Property and casualty benefit and loss reserves	11,396	11,214
Accident and health benefit and loss reserves	2,353	2,341
Life and annuity benefit and loss reserves	30,026	30,041
Unearned premiums	26,149	25,777
Policy and contract claims	711	995
Other policyholder funds	1,412	1,417
Short-term notes payable and current portion of long-term debt	1,292	1,292
Long-term debt	25,639	25,339
Accrued income taxes	328	296
Other liabilities	7,132	6,777
Total Liabilities	106,438	105,489
Contingencies
Shareholders' equity
Common stock	2,467	2,467
Additional paid-in capital	4,951	4,951
Accumulated other comprehensive income	3,903	3,325
Retained earnings	19,013	19,484
Total Shareholders' Equity	30,334	30,227
Total Liabilities and Shareholders' Equity	$ 136,772	$ 135,716