Schedule II. Condensed Financial Information of Registrant (Details 1) (USD $)	12 Months Ended
	Dec. 31, 2012	Dec. 31, 2011
Income
Net realized investment gains (losses)	$ 2,790,000	$ 669,000
Other income	(720,000)	(919,000)
Total Revenues	59,552,000	62,092,000
Expenses
Litigation settlement and defense costs	13,328,000	1,626,000
Interest	1,280,000	1,153,000
Income tax benefit	(4,393,000)	(2,643,000)
Parent Company [Member]
Income
Dividends (eliminated upon consolidation)	1,800,000	2,100,000
Property transfer from subsidiary	1,473,000	0
Net realized investment gains (losses)	72,000	(39,000)
Holding company management service fees	906,000	994,000
Other income	(91,000)	(76,000)
Total Revenues	4,342,000	3,131,000
Expenses
State taxes	42,000	43,000
Litigation settlement and defense costs	13,328,000	1,626,000
Interest	1,229,000	1,091,000
Other expenses	477,000	388,000
Expenses	15,076,000	3,148,000
Loss before income taxes and equity in undistributed earnings of subsidiaries	(10,734,000)	(17,000)
Income tax benefit	(4,697,000)	(784,000)
Income (loss) before equity in undistributed earnings of subsidiaries	(6,037,000)	767,000
Equity in undistributed earnings of subsidiaries	(634,000)	(5,723,000)
Net loss	$ (6,671,000)	$ (4,956,000)