Segments (Schedule of Segment Reporting Information, by Segment) (Details) (USD $)	12 Months Ended
	Dec. 31, 2012 Segments	Dec. 31, 2011
Segment Reporting Information [Line Items]
Number of operating segments	1
Net premiums earned	$ 51,815,000	$ 56,243,000
Net investment income	4,227,000	4,261,000
Net realized investment gains	2,790,000	669,000
Other income	720,000	919,000
Total Revenues	59,552,000	62,092,000
Policyholder benefits paid	34,105,000	44,025,000
Amortization of deferred policy acquisition costs	3,711,000	4,020,000
Commissions	7,556,000	8,148,000
General and administrative expenses	8,790,000	8,834,000
Litigation settlement and defense costs	13,328,000	1,626,000
Taxes, licenses and fees	1,846,000	1,885,000
Interest expense	1,280,000	1,153,000
Total expenses	70,616,000	69,691,000
Loss Before Income Taxes	(11,064,000)	(7,599,000)
P&C Insurance Operations [Member]
Segment Reporting Information [Line Items]
Net premiums earned	45,206,000	49,373,000
Net investment income	2,107,000	2,246,000
Net realized investment gains	1,083,000	666,000
Other income	718,000	916,000
Total Revenues	49,114,000	53,201,000
Policyholder benefits paid	28,811,000	38,836,000
Amortization of deferred policy acquisition costs	2,773,000	3,246,000
Commissions	7,088,000	7,615,000
General and administrative expenses	6,262,000	6,322,000
Litigation settlement and defense costs	0	0
Taxes, licenses and fees	1,628,000	1,569,000
Interest expense	0	2,000
Total expenses	46,562,000	57,590,000
Loss Before Income Taxes	2,552,000	(4,389,000)
Life Insurance Segment [Member]
Segment Reporting Information [Line Items]
Net premiums earned	6,609,000	6,870,000
Net investment income	2,029,000	1,939,000
Net realized investment gains	1,635,000	43,000
Other income	2,000	3,000
Total Revenues	10,275,000	8,855,000
Policyholder benefits paid	5,294,000	5,189,000
Amortization of deferred policy acquisition costs	938,000	774,000
Commissions	468,000	533,000
General and administrative expenses	2,009,000	2,081,000
Litigation settlement and defense costs	0	0
Taxes, licenses and fees	218,000	316,000
Interest expense	53,000	60,000
Total expenses	8,980,000	8,953,000
Loss Before Income Taxes	1,295,000	(98,000)
Non-Insurance Operations [Member]
Segment Reporting Information [Line Items]
Net premiums earned	0	0
Net investment income	91,000	76,000
Net realized investment gains	72,000	(40,000)
Other income	0	0
Total Revenues	163,000	36,000
Policyholder benefits paid	0	0
Amortization of deferred policy acquisition costs	0	0
Commissions	0	0
General and administrative expenses	519,000	431,000
Litigation settlement and defense costs	13,328,000	1,626,000
Taxes, licenses and fees	0	0
Interest expense	1,227,000	1,091,000
Total expenses	15,074,000	3,148,000
Loss Before Income Taxes	$ (14,911,000)	$ (3,112,000)