Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Dec. 31, 2012	Dec. 31, 2011
Investments
Fixed maturities held-to-maturity, at amortized cost (estimated fair value: 2012 - $1,609; 2011 - $3,497)	$ 1,502	$ 3,303
Fixed maturities available-for-sale, at estimated fair value (cost: 2012 - $71,678;2011 -$69,980)	76,294	73,074
Equity securities available-for-sale, at estimated fair value (cost: 2012 - $3,191;2011 - $4,931)	5,132	8,547
Trading securities	40	80
Mortgage loans on real estate, at cost	383	390
Investment real estate, at book value	5,757	5,745
Policy loans	1,317	1,244
Company owned life insurance	5,931	5,660
Other invested assets	3,777	3,929
Total Investments	100,133	101,972
Cash	6,779	3,393
Accrued investment income	788	706
Policy receivables and agents' balances, net	9,006	9,302
Reinsurance recoverable	1,541	2,778
Deferred policy acquisition costs	9,097	9,558
Property and equipment, net	2,392	2,528
Accrued income tax recoverable	0	1,669
Deferred income tax asset	4,997	0
Other assets	983	1,045
Total Assets	135,716	132,951
LIABILITIES AND SHAREHOLDERS' EQUITY
Property and casualty benefit and loss reserves	11,214	14,386
Accident and health benefit and loss reserves	2,341	2,122
Life and annuity benefit and loss reserves	30,041	29,605
Unearned premiums	25,777	25,729
Policy and contract claims	995	652
Other policyholder funds	1,417	1,408
Short-term notes payable and current portion long-term debt	1,292	485
Long-term debt	25,339	12,372
Accrued income taxes	296	0
Deferred income tax liability	0	86
Other liabilities	6,777	8,091
Total Liabilities	105,489	94,936
Contingencies
Shareholders' equity
Common stock	2,467	2,467
Additional paid-in capital	4,951	4,951
Accumulated other comprehensive income	3,325	3,640
Retained earnings	19,484	26,957
Total Shareholders' Equity	30,227	38,015
Total Liabilities and Shareholders' Equity	$ 135,716	$ 132,951