Segments (Schedule of Segment Reporting Information, by Segment) (Details) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2012	Sep. 30, 2011	Sep. 30, 2012 Segments	Sep. 30, 2011
Segment Reporting Information [Line Items]
Number of operating segments			1
Net premiums earned	$ 12,904,000	$ 14,340,000	$ 38,933,000	$ 42,531,000
Net investment income	1,140,000	936,000	3,341,000	3,164,000
Net realized investment gains	1,703,000	(203,000)	2,774,000	828,000
Other income	258,000	217,000	648,000	728,000
Total Revenues	16,005,000	15,290,000	45,696,000	47,251,000
Policyholder benefits paid	11,564,000	10,045,000	27,385,000	35,049,000
Policy acquisition costs	3,005,000	2,899,000	8,710,000	8,894,000
General expenses	1,954,000	2,205,000	6,277,000	6,794,000
Litigation settlement and defense costs	76,000	388,000	13,335,000	1,177,000
Taxes, licenses and fees	452,000	394,000	1,382,000	1,496,000
Interest expense	311,000	293,000	891,000	863,000
Total expenses	17,362,000	16,224,000	57,980,000	54,273,000
Income Before Income Taxes	(1,357,000)	(934,000)	(12,284,000)	(7,022,000)
P&C Insurance Operations [Member]
Segment Reporting Information [Line Items]
Net premiums earned	11,243,000	12,606,000	33,801,000	37,151,000
Net investment income	560,000	407,000	1,700,000	1,640,000
Net realized investment gains	875,000	13,000	1,082,000	656,000
Other income	172,000	216,000	560,000	725,000
Total Revenues	12,850,000	13,242,000	37,143,000	40,172,000
Policyholder benefits paid	10,302,000	8,924,000	23,478,000	31,121,000
Policy acquisition costs	2,549,000	2,558,000	7,687,000	8,049,000
General expenses	1,415,000	1,685,000	4,355,000	4,737,000
Litigation settlement and defense costs	0	0	0	0
Taxes, licenses and fees	393,000	339,000	1,208,000	1,215,000
Interest expense	0	0	0	0
Total expenses	14,659,000	13,506,000	36,728,000	45,122,000
Income Before Income Taxes	(1,809,000)	(264,000)	415,000	(4,950,000)
Life Insurance Operations [Member]
Segment Reporting Information [Line Items]
Net premiums earned	1,661,000	1,734,000	5,132,000	5,380,000
Net investment income	541,000	512,000	1,569,000	1,470,000
Net realized investment gains	829,000	(110,000)	1,691,000	248,000
Other income	0	1,000	2,000	3,000
Total Revenues	3,031,000	2,137,000	8,394,000	7,101,000
Policyholder benefits paid	1,262,000	1,121,000	3,907,000	3,928,000
Policy acquisition costs	456,000	341,000	1,023,000	845,000
General expenses	436,000	523,000	1,528,000	1,697,000
Litigation settlement and defense costs	0	0	0	0
Taxes, licenses and fees	59,000	55,000	174,000	281,000
Interest expense	62,000	20,000	64,000	51,000
Total expenses	2,275,000	2,060,000	6,696,000	6,802,000
Income Before Income Taxes	756,000	77,000	1,698,000	299,000
Non-Insurance Operations [Member]
Segment Reporting Information [Line Items]
Net premiums earned	0	0	0	0
Net investment income	39,000	17,000	72,000	54,000
Net realized investment gains	(1,000)	(106,000)	1,000	(76,000)
Other income	86,000	0	86,000	0
Total Revenues	124,000	(89,000)	159,000	(22,000)
Policyholder benefits paid	0	0	0	0
Policy acquisition costs	0	0	0	0
General expenses	103,000	(3,000)	394,000	360,000
Litigation settlement and defense costs	76,000	388,000	13,335,000	1,177,000
Taxes, licenses and fees	0	0	0	0
Interest expense	249,000	273,000	827,000	812,000
Total expenses	428,000	658,000	14,556,000	2,349,000
Income Before Income Taxes	$ (304,000)	$ (747,000)	$ (14,397,000)	$ (2,371,000)