Condensed Consolidated Balance Sheets (Unaudited) (USD $)	Sep. 30, 2012	Dec. 31, 2011
Investments
Fixed maturities held-to-maturity, at amortized cost (estimated fair value: 2012 - $1,885;2011 - $3,497)	$ 1,749,000	$ 3,303,000
Fixed maturities available-for-sale, at estimated fair value (cost: 2012 - $72,259;2011 -$69,980)	76,793,000	73,074,000
Equity securities available-for-sale, at estimated fair value (cost: 2012 - $3,191;2011 - $4,931)	5,260,000	8,547,000
Trading securities	40,000	80,000
Receivable for Securities Sold	516,000	0
Mortgage loans on real estate, at cost	384,000	390,000
Investment real estate, at book value	5,773,000	5,745,000
Policy loans	1,268,000	1,244,000
Company owned life insurance	5,944,000	5,660,000
Other invested assets	3,807,000	3,929,000
Total Investments	101,534,000	101,972,000
Cash	4,899,000	3,393,000
Accrued investment income	818,000	706,000
Policy receivables and agents' balances, net	9,844,000	8,805,000
Reinsurance recoverable	1,752,000	2,778,000
Deferred policy acquisition costs	9,607,000	9,558,000
Property and equipment, net	2,519,000	2,528,000
Accrued income tax recoverable	0	1,669,000
Deferred income tax asset	5,538,000	0
Other assets	1,131,000	1,045,000
Total Assets	137,642,000	132,454,000
LIABILITIES AND SHAREHOLDERS' EQUITY
Property and casualty benefit and loss reserves	12,801,000	14,386,000
Accident and health benefit and loss reserves	2,233,000	2,122,000
Life and annuity benefit and loss reserves	29,895,000	29,605,000
Unearned premiums	27,481,000	25,232,000
Policy and contract claims	712,000	652,000
Other policyholder funds	1,436,000	1,408,000
Short-term notes payable	125,000	485,000
Long-term debt	24,906,000	12,372,000
Accrued income taxes	352,000	0
Deferred income tax liability	0	86,000
Other liabilities	8,138,000	8,091,000
Total Liabilities	108,079,000	94,439,000
Contingencies
Shareholders' equity
Common stock	2,467,000	2,467,000
Additional paid-in capital	4,951,000	4,951,000
Accumulated other comprehensive income	3,330,000	3,640,000
Retained earnings	18,815,000	26,957,000
Total Shareholders' Equity	29,563,000	38,015,000
Total Liabilities and Shareholders' Equity	$ 137,642,000	$ 132,454,000