Condensed Consolidated Statement of Cash Flows (Unaudited) (USD $)	6 Months Ended
	Jun. 30, 2012	Jun. 30, 2011
Cash Flows from Operating Activities
Net loss	$ (6,775,000)	$ (3,950,000)
Adjustments to reconcile net income to net cash (used in) provided by operating activities:
Change in accrued investment income	(70,000)	109,000
Change in reinsurance recoverable	818,000	(1,832,000)
Change in deferred policy acquisition costs	(145,000)	(27,000)
Change in accrued income tax receivable	173,000	(2,604,000)
Change in deferred income taxes	(4,325,000)	(27,000)
Depreciation expense	286,000	187,000
Change in policy liabilities and claims	(1,376,000)	2,195,000
Change in litigation settlement	13,000,000	0
Other, net	(1,569,000)	(1,660,000)
Net cash provided (used) by operating activities	17,000	(7,609,000)
Cash Flows from Investing Activities
Cost of investments acquired	(15,267,000)	(11,777,000)
Sale and maturity of investments	18,690,000	19,847,000
Purchase of property and equipment	(155,000)	(31,000)
Net cash provided by investing activities	3,268,000	8,039,000
Cash Flows from Financing Activities
Change in other policyholder funds	21,000	28,000
Change in short-term notes payable	140,000	(325,000)
Dividends paid	(494,000)	(740,000)
Net cash used in financing activities	(333,000)	(1,037,000)
Net change in cash and cash equivalents	2,952,000	(607,000)
Cash and cash equivalents, beginning of period	3,393,000	1,572,000
Cash and cash equivalents, end of period	$ 6,345,000	$ 965,000