Segments (Schedule of Segment Reporting Information, by Segment) (Details) (USD $)	3 Months Ended		6 Months Ended
	Jun. 30, 2012	Jun. 30, 2011	Jun. 30, 2012 Segments	Jun. 30, 2011
Segment Reporting Information [Line Items]
Number of operating segments			1
Net premiums earned	$ 12,533,000	$ 13,321,000	$ 26,029,000	$ 28,191,000
Net investment income	1,066,000	1,171,000	2,201,000	2,228,000
Net realized investment gains	865,000	261,000	1,071,000	1,031,000
Other income	193,000	256,000	390,000	511,000
Total Revenues	14,657,000	15,009,000	29,691,000	31,961,000
Policyholder benefits paid	7,976,000	15,682,000	15,821,000	25,004,000
Policy acquisition costs	2,933,000	3,071,000	5,705,000	5,995,000
General expenses	1,835,000	2,418,000	4,323,000	4,589,000
Litigation settlement and defense costs	12,670,000	482,000	13,259,000	789,000
Taxes, licenses and fees	438,000	622,000	930,000	1,102,000
Interest expense	288,000	285,000	580,000	570,000
Total expenses	26,140,000	22,560,000	40,618,000	38,049,000
Income Before Income Taxes	(11,483,000)	(7,551,000)	(10,927,000)	(6,088,000)
P&C Insurance Operations [Member]
Segment Reporting Information [Line Items]
Net premiums earned	10,814,000	11,544,000	22,558,000	24,545,000
Net investment income	529,000	606,000	1,140,000	1,233,000
Net realized investment gains	75,000	257,000	207,000	643,000
Other income	192,000	254,000	388,000	509,000
Total Revenues	11,610,000	12,661,000	24,293,000	26,930,000
Policyholder benefits paid	6,763,000	14,386,000	13,176,000	22,197,000
Policy acquisition costs	2,594,000	2,751,000	5,138,000	5,491,000
General expenses	1,111,000	1,601,000	2,940,000	3,052,000
Litigation settlement and defense costs	0	0	0	0
Taxes, licenses and fees	385,000	516,000	815,000	876,000
Interest expense	0	0	0	0
Total expenses	10,853,000	19,254,000	22,069,000	31,616,000
Income Before Income Taxes	757,000	(6,593,000)	2,224,000	(4,686,000)
Life Insurance Operations [Member]
Segment Reporting Information [Line Items]
Net premiums earned	1,719,000	1,777,000	3,471,000	3,646,000
Net investment income	520,000	461,000	1,028,000	958,000
Net realized investment gains	790,000	4,000	862,000	358,000
Other income	1,000	2,000	2,000	2,000
Total Revenues	3,030,000	2,244,000	5,363,000	4,964,000
Policyholder benefits paid	1,213,000	1,296,000	2,645,000	2,807,000
Policy acquisition costs	339,000	320,000	567,000	504,000
General expenses	644,000	594,000	1,092,000	1,174,000
Litigation settlement and defense costs	0	0	0	0
Taxes, licenses and fees	53,000	106,000	115,000	226,000
Interest expense	35,000	16,000	37,000	31,000
Total expenses	2,284,000	2,332,000	4,456,000	4,742,000
Income Before Income Taxes	746,000	(88,000)	907,000	222,000
Non-Insurance Operations [Member]
Segment Reporting Information [Line Items]
Net premiums earned	0	0	0	0
Net investment income	17,000	104,000	33,000	37,000
Net realized investment gains	0	0	2,000	30,000
Other income	0	0	0	0
Total Revenues	17,000	104,000	35,000	67,000
Policyholder benefits paid	0	0	0	0
Policy acquisition costs	0	0	0	0
General expenses	80,000	223,000	291,000	363,000
Litigation settlement and defense costs	12,670,000	482,000	13,259,000	789,000
Taxes, licenses and fees	0	0	0	0
Interest expense	253,000	269,000	543,000	539,000
Total expenses	13,003,000	974,000	14,093,000	1,691,000
Income Before Income Taxes	$ (12,986,000)	$ (870,000)	$ (14,058,000)	$ (1,624,000)