Reinsurance (Tables)

6 Months Ended

Jun. 30, 2012

Reinsurance Disclosures [Abstract]

Schedule of Reinsurance

Reinsurance is maintained in four layers as follows:

Layer	Reinsurers' Limits of Liability
First Layer	95% of  $6,000,000 in excess of $4,000,000
Second Layer	95% of  $7,500,000 in excess of $10,000,000
Third Layer	100% of  $25,000,000 in excess of $17,500,000
Fourth Layer	100% of  $30,000,000 in excess of $42,500,000