Condensed Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Mar. 31, 2012	Dec. 31, 2011
Investments
Fixed maturities held-to-maturity, at amortized cost (estimated fair value: 2012 - $3,075; 2011 - $3,497)	$ 2,906	$ 3,303
Fixed maturities available-for-sale, at estimated fair value (cost: 2012 - $70,905; 2011 - $69,980)	73,994	73,074
Equity securities available-for-sale, at estimated fair value (cost: 2012 - $4,931; 2011 - $4,931)	8,971	8,547
Trading securities	20	80
Mortgage loans on real estate, at cost	388	390
Investment real estate, at book value	5,757	5,745
Policy loans	1,223	1,244
Company owned life insurance	5,777	5,660
Other invested assets	3,886	3,929
Total Investments	102,922	101,972
Cash	2,243	3,393
Accrued investment income	835	706
Policy receivables and agents' balances, net	8,669	8,805
Reinsurance recoverable	2,670	2,778
Deferred policy acquisition costs	9,533	9,558
Property and equipment, net	2,527	2,528
Accrued income tax recoverable	1,640	1,669
Other assets	1,067	1,045
Total Assets	132,106	132,454
LIABILITIES AND SHAREHOLDERS' EQUITY
Property and casualty benefit and loss reserves	13,255	14,386
Accident and health benefit and loss reserves	2,131	2,122
Life and annuity benefit and loss reserves	29,638	29,605
Unearned premiums	24,798	25,232
Policy and contract claims	676	652
Other policyholder funds	1,424	1,408
Short-term notes payable	700	485
Long-term debt	12,372	12,372
Deferred income tax liability	269	86
Other liabilities	8,182	8,091
Total Liabilities	93,445	94,439
Contingencies
Shareholders' equity
Common stock	2,467	2,467
Additional paid-in capital	4,951	4,951
Accumulated other comprehensive income	4,002	3,640
Retained earnings	27,241	26,957
Total Shareholders' Equity	38,661	38,015
Total Liabilities and Shareholders' Equity	$ 132,106	$ 132,454