Changes in Shareholders' Equity

3 Months Ended

Mar. 31, 2012

Stockholders' Equity Note [Abstract]

Stockholders' Equity Note Disclosure [Text Block]

CHANGES IN SHAREHOLDERS' EQUITY

During the three month periods ended March 31, 2012 and March 31, 2011, there were no changes in shareholders' equity except for a net income of $531,000 and $995,000, respectively; dividends paid of $247,000 in 2012 and $370,000 in 2011; changes in accumulated other comprehensive income, net of applicable taxes, of $362,000 in 2012 and $132,000 in 2011.  Other comprehensive income consists of accumulated unrealized gains and losses on securities and unrealized gains and losses on interest rate swaps.