Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Dec. 31, 2011	Dec. 31, 2010
Investments
Fixed maturities held-to-maturity, at amortized cost (estimated fair value: 2011 - $3,497; 2010 - $5,144)	$ 3,303	$ 4,959
Fixed maturities available-for-sale, at estimated fair value (cost: 2011 - $69,980; 2010 - $77,119)	73,074	78,468
Equity securities available-for-sale, at estimated fair value (cost: 2011 - $4,931; 2010 - $5,478)	8,547	9,047
Trading securities	80	705
Mortgage loans on real estate, at cost	390	935
Investment real estate, at book value	5,745	5,010
Policy loans	1,244	1,123
Company owned life insurance	5,660	5,520
Other invested assets	3,929	3,915
Total Investments	101,972	109,682
Cash	3,393	1,572
Accrued investment income	706	823
Policy receivables and agents' balances, net	8,805	9,531
Reinsurance recoverable	2,778	1,699
Deferred policy acquisition costs	9,558	10,189
Property and equipment, net	2,528	2,437
Accrued income tax recoverable	1,669	0
Other assets	1,045	934
Total Assets	132,454	136,867
LIABILITIES AND SHAREHOLDERS' EQUITY
Property and casualty benefit and loss reserves	14,386	13,184
Accident and health benefit and loss reserves	2,122	1,881
Life and annuity benefit and loss reserves	29,605	28,897
Unearned premiums	25,232	26,433
Policy and contract claims	652	611
Other policyholder funds	1,408	1,351
Short-term notes payable	485	500
Long-term debt	12,372	12,372
Accrued income taxes	0	127
Deferred income tax liability	86	1,043
Other liabilities	8,091	6,758
Total Liabilities	94,439	93,157
Contingencies
Shareholders' Equity
Common stock	2,467	2,467
Additional paid-in capital	4,951	4,951
Accumulated other comprehensive income	3,640	3,022
Retained earnings	26,957	33,270
Total Shareholders' Equity	38,015	43,710
Total Liabilities and Shareholders' Equity	$ 132,454	$ 136,867