Condensed Consolidated Balance Sheets (USD $) In Thousands	Sep. 30, 2011	Dec. 31, 2010
Investments
Fixed maturities held-to-maturity, at amortized cost (estimated fair value: 2011 - $3,726; 2010 - $5,144)	$ 3,506	$ 4,959
Fixed maturities available-for-sale, at estimated fair value (cost: 2011 - $69,254; 2010 - $77,119)	72,121	78,468
Equity securities available-for-sale, at estimated fair value (cost: 2011 - $4,930; 2010 - $5,478)	7,791	9,047
Trading securities	776	705
Mortgage loans on real estate, at cost	391	935
Investment real estate, at book value	5,708	5,010
Policy loans	1,201	1,123
Company owned life insurance	5,536	5,520
Other invested assets	3,934	3,915
Total Investments	100,964	109,682
Cash	3,602	1,572
Accrued investment income	753	823
Policy receivables and agents' balances, net	10,168	9,531
Reinsurance recoverable	2,599	1,699
Deferred policy acquisition costs	10,066	10,189
Property and equipment, net	2,227	2,437
Accrued income tax recoverable	2,051	0
Other assets	1,140	934
Total Assets	133,570	136,867
LIABILITIES AND SHAREHOLDERS' EQUITY
Property and casualty benefit and loss reserves	13,814	13,184
Accident and health benefit and loss reserves	2,007	1,881
Life and annuity benefit and loss reserves	29,472	28,897
Unearned premiums	27,904	26,433
Policy and contract claims	620	611
Other policyholder funds	1,396	1,351
Short-term notes payable	485	500
Long-term debt	12,372	12,372
Accrued income taxes	0	127
Deferred income tax liability	275	1,043
Other liabilities	7,226	6,758
Total Liabilities	95,571	93,157
Contingencies
Shareholders' Equity
Common stock	2,467	2,467
Additional paid-in capital	4,951	4,951
Accumulated other comprehensive income	3,021	3,022
Retained earnings	27,560	33,270
Total Shareholders' Equity	37,999	43,710
Total Liabilities and Shareholders' Equity	$ 133,570	$ 136,867