Segments

6 Months Ended

Jun. 30, 2011

Segment Reporting, Disclosure of Entity's Reportable Segments [Abstract]

Segment Reporting Disclosure [Text Block]

SEGMENTS

The Company’s property and casualty insurance operations comprise one business segment.  The property and casualty insurance segment consists of seven lines of business:  dwelling fire and extended coverage, homeowners (including mobile homeowners), ocean marine, other liability, private passenger auto liability, commercial auto liability and auto physical damage.  Management organizes the business utilizing a niche strategy focusing on lower valued dwellings as well as non-standard automobile products.  Our chief decision makers (President, Chief Financial Officer and Chief Executive Officer) review results and operating plans making decisions on resource allocations on a company-wide basis.  The Company’s products are primarily produced through agents within the states in which we operate.  The Company’s life and accident and health operations comprise the second business segment.  The life and accident and health insurance segment consists of two lines of business: traditional life insurance and accident and health insurance.

THE NATIONAL SECURITY GROUP, INC.

NOTES TO CONDENSED CONSOLIDATED FINANCIAL STATEMENTS (UNAUDITED)

(Continued)

The following table presents the Company’s gross and net premiums written for the property and casualty segment and the life and accident and health segment for the three month and six month periods ended June 30, 2011 and 2010, respectively:

	Three Months Ended				Six Months Ended
	June 30,				June 30,
	2011		2010		2011		2010
Premiums written:
Life, accident and health operations:
Traditional life insurance	1,226		1,295		2,531		2,610
Accident and health insurance	474		486		958		977
Total life, accident and health	1,700		1,781		3,489		3,587
Property and Casualty operations:
Dwelling fire & extended coverage	7,271		7,453		13,968		14,044
Homeowners (Including mobile homeowners)	7,439		7,735		13,446		14,136
Ocean marine	397		456		516		556
Other liability	377		355		711		681
Private passenger auto liability	393		826		1,247		2,013
Commercial auto liability	92		120		211		253
Auto physical damage	175		331		511		801
Total property and casualty	16,144		17,276		30,610		32,484
Gross premiums written	17,844		19,057		34,099		36,071
Reinsurance premium ceded	(3,039	)	(1,554	)	(4,568	)	(3,082	)
Net premiums written	14,805		17,503		29,531		32,989