EX-13 4 nlicva2amexhibit13.txt PERFORMANCE DATA CALCULATIONS Exhibit 13
Date 12/29/00 End 12/29/00 VAII Asset Manager - Base AIM V.I. Capital Appreciation Range A 1 Inception 1/31/00 NO. YEARS 0.912 0.9123 YEAR YEAR YEAR YEAR 0.912 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 31-Jan-00 ---------- Inception Date1/31/00 14.019146 71.3310 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A -- -- 0 2 FEE 31-Dec-92 0.637001 #N/A -- -- 0 3 FEE 31-Dec-93 0.637001 4.906466 0.12983 0.129829 0 4 FEE 31-Dec-94 0.637001 4.949645 0.12870 0.128696 0 5 FEE 31-Dec-95 0.637001 6.608578 0.09639 151.318483 0.096390 0 6 FEE 31-Dec-96 0.637001 7.650355 0.08326 0.083264 0.083264 0 7 FEE 31-Dec-97 0.637001 8.544007 0.07456 117.041103 0.074555 0.074555 0 8 FEE 31-Dec-98 0.637001 10.033949 0.06348 0.063485 0.063485 0.063485 0 9 FEE 31-Dec-99 0.637001 14.282951 0.04460 70.013543 0.044599 0.044599 0.044599 0 10 FEE 31-Dec-00 0.637001 12.524994 0.05086 0.050858 0.050858 0.050858 0.050858 0.050858 ---------- ----------------------------------------------------- Units 69.962684 116.882161 151.001722 #N/A 71.280163 $ Value 876.2822 1463.9484 1891.2957 #N/A 892.7836 1000*(1+T)= Surrender Value $876.2822 1463.9484 1891.2957 #N/A 884.2836 #N/A Cumulative No Surrender#N/A #N/A #N/A #N/A -10.72% T W/ Surrender#N/A #N/A #N/A #N/A -11.57% Annualized No Surrender#N/A #N/A #N/A #N/A -10.72% R W/ Surrender#N/A #N/A #N/A #N/A -11.57% AIM V.I. Growth Range B 2 Inception 1/31/00 NO. YEARS 0.912 0.9123 YEAR YEAR YEAR YEAR 0.912 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 31-Jan-00 Inception Date1/31/00 17.131290 58.3727 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A -- -- 0 2 FEE 31-Dec-92 0.637001 #N/A -- -- 0 3 FEE 31-Dec-93 0.637001 5.502337 0.11577 0.115769 0 4 FEE 31-Dec-94 0.637001 5.281232 0.12062 0.120616 0 5 FEE 31-Dec-95 0.637001 7.003285 0.09096 142.790133 0.090957 0 6 FEE 31-Dec-96 0.637001 8.144403 0.07821 0.078213 0.078213 0 7 FEE 31-Dec-97 0.637001 10.165825 0.06266 98.368799 0.062661 0.062661 0 8 FEE 31-Dec-98 0.637001 13.420424 0.04747 0.047465 0.047465 0.047465 0 9 FEE 31-Dec-99 0.637001 17.864293 0.03566 55.977586 0.035658 0.035658 0.035658 0 10 FEE 31-Dec-00 0.637001 13.980490 0.04556 0.045564 0.045564 0.045564 0.045564 0.045564 ----------------------------------------------------- Units 55.932023 98.240113 142.520573 #N/A 58.327157 $ Value 781.9571 1373.4449 1992.5074 #N/A 815.4422 Surrender Value $781.9571 1373.4449 1992.5074 #N/A 806.9422 #N/A Cumulative No Surrender#N/A #N/A #N/A #N/A -18.46% W/ Surrender#N/A #N/A #N/A #N/A -19.31% Annualized No Surrender#N/A #N/A #N/A #N/A -18.46% W/ Surrender#N/A #N/A #N/A #N/A -19.31% AIM V.I. Value Range CC 3 Inception 1/31/00 NO. YEARS 0.912 0.9123 YEAR YEAR YEAR YEAR 0.912 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 31-Jan-00 Inception Date1/31/00 12.845691 77.8471 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A -- -- 0 2 FEE 31-Dec-92 0.637001 #N/A -- -- 0 3 FEE 31-Dec-93 0.637001 4.182045 0.15232 0.152318 0 4 FEE 31-Dec-94 0.637001 4.282200 0.14876 0.148755 0 5 FEE 31-Dec-95 0.637001 5.740843 0.11096 174.190446 0.110959 0 6 FEE 31-Dec-96 0.637001 6.500969 0.09799 0.097985 0.097985 0 7 FEE 31-Dec-97 0.637001 7.914828 0.08048 126.345133 0.080482 0.080482 0 8 FEE 31-Dec-98 0.637001 10.311984 0.06177 0.061773 0.061773 0.061773 0 9 FEE 31-Dec-99 0.637001 13.185713 0.04831 75.839661 0.048310 0.048310 0.048310 0 10 FEE 31-Dec-00 0.637001 11.077790 0.05750 0.057503 0.057503 0.057503 0.057503 0.057503 ----------------------------------------------------- Units 75.782158 126.177548 173.844393 #N/A 77.789614 $ Value 839.4988 1397.7684 1925.8117 #N/A 861.7370 Surrender Value $839.4988 1397.7684 1925.8117 #N/A 853.2370 #N/A CumulativeNo Surrender#N/A #N/A #N/A #N/A -13.83% W/ Surrender#N/A #N/A #N/A #N/A -14.68% AnnualizedNo Surrender#N/A #N/A #N/A #N/A -13.83% W/ Surrender#N/A #N/A #N/A #N/A -14.68% Alliance Growth Portfolio Range D 4 Inception 1/31/00 NO. YEARS 0.912 0.9123 YEAR YEAR YEAR YEAR 0.912 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 31-Jan-00 Inception Date1/31/00 14.602006 68.4837 0 FEE 31-Dec-90 0.637001 #N/A #N/A #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A #N/A #N/A 0 2 FEE 31-Dec-92 0.637001 #N/A #N/A #N/A 0 3 FEE 31-Dec-93 0.637001 #N/A #N/A #N/A 0 4 FEE 31-Dec-94 0.637001 4.243226 0.15012 0.150122 0 5 FEE 31-Dec-95 0.637001 5.649196 0.11276 177.016340 0.112760 0 6 FEE 31-Dec-96 0.637001 7.144046 0.08917 0.089165 0.089165 0 7 FEE 31-Dec-97 0.637001 9.142248 0.06968 109.382288 0.069677 0.069677 0 8 FEE 31-Dec-98 0.637001 11.582898 0.05499 0.054995 0.054995 0.054995 0 9 FEE 31-Dec-99 0.637001 15.330052 0.04155 65.231351 0.041552 0.041552 0.041552 0 10 FEE 31-Dec-00 0.637001 12.391988 0.05140 0.051404 0.051404 0.051404 0.051404 0.051404 ----------------------------------------------------- Units 65.179947 109.234336 176.709547 #N/A 68.432337 $ Value 807.7091 1353.6306 2189.7826 #N/A 848.0127 Surrender Value $807.7091 1353.6306 2189.7826 #N/A 839.5127 #N/A Cumulative No Surrender#N/A #N/A #N/A #N/A -15.20% W/ Surrender#N/A #N/A #N/A #N/A -16.05% Annualized No Surrender#N/A #N/A #N/A #N/A -15.20% W/ Surrender#N/A #N/A #N/A #N/A -16.05% Alliance Growth and IncomeRangefolioE 5 Inception 1/31/00 NO. YEARS 0.912 0.9123 YEAR YEAR YEAR YEAR 0.912 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 31-Jan-00 Inception Dat31-Jan-00 8.242368 121.3244 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 2.780758 0.22907 0.229074 0 2 FEE 31-Dec-92 0.637001 2.954232 0.21562 0.215623 0 3 FEE 31-Dec-93 0.637001 3.248002 0.19612 0.196121 0 4 FEE 31-Dec-94 0.637001 3.185522 0.19997 0.199967 0 5 FEE 31-Dec-95 0.637001 4.257783 0.14961 234.864013 0.149609 0 6 FEE 31-Dec-96 0.637001 5.200120 0.12250 0.122497 0.122497 0 7 FEE 31-Dec-97 0.637001 6.591921 0.09663 151.700847 0.096634 0.096634 0 8 FEE 31-Dec-98 0.637001 7.843290 0.08122 0.081216 0.081216 0.081216 0 9 FEE 31-Dec-99 0.637001 8.597203 0.07409 116.316900 0.074094 0.074094 0.074094 0 10 FEE 31-Dec-00 0.637001 9.599100 0.06636 0.066360 0.066360 0.066360 0.066360 0.066360 ----------------------------------------------------- Units 116.250539151.479177 234.423211 #N/A 121.257997 $ Value 1115.9006 1454.0638 2250.2518 #N/A 1163.9676 Surrender 1115.9006 1454.0638 2250.2518 #N/A 1155.4676 #N/A CumulativeNo Surrender#N/A #N/A #N/A #N/A 16.40% W/ Surrender#N/A #N/A #N/A #N/A 15.55% AnnualizedNo Surrender#N/A #N/A #N/A #N/A 16.40% W/ Surrender#N/A #N/A #N/A #N/A 15.55% Alliance Premier Growth PoRangeio F 6 Inception 1/31/00 NO. YEARS 0.912 0.9123 YEAR YEAR YEAR YEAR 0.912 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 31-Jan-00 Inception Date1/31/00 13.518187 73.9744 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A -- -- 0 2 FEE 31-Dec-92 0.637001 #N/A -- -- 0 3 FEE 31-Dec-93 0.637001 #N/A -- -- 0 4 FEE 31-Dec-94 0.637001 #N/A -- -- 0 5 FEE 31-Dec-95 0.637001 #N/A -- #N/A -- 0 6 FEE 31-Dec-96 0.637001 #N/A -- -- -- 0 7 FEE 31-Dec-97 0.637001 #N/A -- #N/A -- -- 0 8 FEE 31-Dec-98 0.637001 #N/A -- -- -- -- 0 9 FEE 31-Dec-99 0.637001 14.257312 0.04468 70.139448 0.044679 0.044679 0.044679 0 10 FEE 31-Dec-00 0.637001 11.678236 0.05455 0.054546 0.054546 0.054546 0.054546 0.054546 ----------------------------------------------------- Units 70.084902 #N/A #N/A #N/A 73.919871 $ Value 818.4680 #N/A #N/A #N/A 863.2537 Surrender $818.4680 #N/A #N/A #N/A 854.7537 #N/A CumulativeNo Surrender#N/A #N/A #N/A #N/A -13.67% W/ Surrender#N/A #N/A #N/A #N/A -14.52% AnnualizedNo Surrender#N/A #N/A #N/A #N/A -13.67% W/ Surrender#N/A #N/A #N/A #N/A -14.52% Morgan Stanley UIF Mid CapRangee AA 27 Inception 1/31/00 NO. YEARS 0.912 0.9123 YEAR YEAR YEAR YEAR 0.912 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 31-Jan-00 Inception Date1/31/00 8.982564 111.3268 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A -- -- 0 2 FEE 31-Dec-92 0.637001 #N/A -- -- 0 3 FEE 31-Dec-93 0.637001 #N/A -- -- 0 4 FEE 31-Dec-94 0.637001 #N/A -- -- 0 5 FEE 31-Dec-95 0.637001 #N/A -- #N/A -- 0 6 FEE 31-Dec-96 0.637001 #N/A -- -- -- 0 7 FEE 31-Dec-97 0.637001 7.067715 0.09013 141.488444 0.090128 0.090128 0 8 FEE 31-Dec-98 0.637001 7.849872 0.08115 0.081148 0.081148 0.081148 0 9 FEE 31-Dec-99 0.637001 9.317218 0.06837 107.328175 0.068368 0.068368 0.068368 0 10 FEE 31-Dec-00 0.637001 10.156772 0.06272 0.062717 0.062717 0.062717 0.062717 0.062717 ----------------------------------------------------- Units 107.265458141.276211 #N/A #N/A 111.264071 $ Value 1089.4708 1434.9103 #N/A #N/A 1130.0838 Surrender 1089.4708 1434.9103 #N/A #N/A 1121.5838 #N/A CumulativeNo Surrender#N/A #N/A #N/A #N/A 13.01% W/ Surrender#N/A #N/A #N/A #N/A 12.16% AnnualizedNo Surrender#N/A #N/A #N/A #N/A 13.01% W/ Surrender#N/A #N/A #N/A #N/A 12.16% Putnam VT Growth and IncomRange CCC 29 Inception 1/31/00 NO. YEARS 0.912 0.9123 YEAR YEAR YEAR YEAR 0.912 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 31-Jan-00 Inception Date1/31/00 9.313016 107.3766 0 FEE 31-Dec-90 0.637001 3.100340 0.20546 322.545269 0 1 FEE 31-Dec-91 0.637001 3.627180 0.17562 0.175619 0 2 FEE 31-Dec-92 0.637001 3.912277 0.16282 0.162821 0 3 FEE 31-Dec-93 0.637001 4.393280 0.14499 0.144994 0 4 FEE 31-Dec-94 0.637001 4.332545 0.14703 0.147027 0 5 FEE 31-Dec-95 0.637001 5.821058 0.10943 171.790077 0.109430 0 6 FEE 31-Dec-96 0.637001 6.974544 0.09133 0.091332 0.091332 0 7 FEE 31-Dec-97 0.637001 8.509539 0.07486 117.515179 0.074857 0.074857 0 8 FEE 31-Dec-98 0.637001 9.656180 0.06597 0.065968 0.065968 0.065968 0 9 FEE 31-Dec-99 0.637001 9.642841 0.06606 103.703877 0.066059 0.066059 0.066059 0 10 FEE 31-Dec-00 0.637001 10.243706 0.06218 0.062185 0.062185 0.062185 0.062185 0.062185 ----------------------------------------------------- Units 103.641693117.320967 171.429675321.444976 107.314416 $ Value 1061.6750 1201.8015 1756.0752 3292.7878 1099.2973 Surrender 1061.6750 1201.8015 1756.0752 3292.7878 1090.7973 #N/A CumulativeNo Surrender#N/A #N/A #N/A #N/A 9.93% W/ Surrender#N/A #N/A #N/A #N/A 9.08% AnnualizedNo Surrender#N/A #N/A #N/A #N/A 9.93% W/ Surrender#N/A #N/A #N/A #N/A 9.08% Putnam VT International GrRangeIB DD 30 Inception 1/31/00 NO. YEARS 0.912 0.9123 YEAR YEAR YEAR YEAR 0.912 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 31-Jan-00 Inception Date1/31/00 13.079780 76.4539 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A -- -- 0 2 FEE 31-Dec-92 0.637001 #N/A -- -- 0 3 FEE 31-Dec-93 0.637001 #N/A -- -- 0 4 FEE 31-Dec-94 0.637001 #N/A -- -- 0 5 FEE 31-Dec-95 0.637001 #N/A -- #N/A -- 0 6 FEE 31-Dec-96 0.637001 #N/A -- -- -- 0 7 FEE 31-Dec-97 0.637001 7.487470 0.08508 133.556462 0.085076 0.085076 0 8 FEE 31-Dec-98 0.637001 8.730890 0.07296 0.072959 0.072959 0.072959 0 9 FEE 31-Dec-99 0.637001 13.752649 0.04632 72.713264 0.046318 0.046318 0.046318 0 10 FEE 31-Dec-00 0.637001 12.241860 0.05203 0.052035 0.052035 0.052035 0.052035 0.052035 ----------------------------------------------------- Units 72.661230 133.385149 #N/A #N/A 76.401851 $ Value 889.5086 1632.8823 #N/A #N/A 935.3008 Surrender $889.5086 1632.8823 #N/A #N/A 926.8008 #N/A CumulativeNo Surrender#N/A #N/A #N/A #N/A -6.47% W/ Surrender#N/A #N/A #N/A #N/A -7.32% AnnualizedNo Surrender#N/A #N/A #N/A #N/A -6.47% W/ Surrender#N/A #N/A #N/A #N/A -7.32% Putnam VT Voyager-IB Range EE 31 Inception 1/31/00 NO. YEARS 0.912 0.9123 YEAR YEAR YEAR YEAR 0.912 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 31-Jan-00 Inception Date1/31/00 14.299916 69.9305 0 FEE 31-Dec-90 0.637001 2.253840 0.28263 443.687218 0 1 FEE 31-Dec-91 0.637001 3.235860 0.19686 0.196857 0 2 FEE 31-Dec-92 0.637001 3.509476 0.18151 0.181509 0 3 FEE 31-Dec-93 0.637001 4.093926 0.15560 0.155597 0 4 FEE 31-Dec-94 0.637001 4.065076 0.15670 0.156701 0 5 FEE 31-Dec-95 0.637001 5.619840 0.11335 177.941009 0.113349 0 6 FEE 31-Dec-96 0.637001 6.239173 0.10210 0.102097 0.102097 0 7 FEE 31-Dec-97 0.637001 7.757396 0.08212 128.909237 0.082115 0.082115 0 8 FEE 31-Dec-98 0.637001 9.482198 0.06718 0.067179 0.067179 0.067179 0 9 FEE 31-Dec-99 0.637001 14.747542 0.04319 67.807910 0.043194 0.043194 0.043194 0 10 FEE 31-Dec-00 0.637001 12.115397 0.05258 0.052578 0.052578 0.052578 0.052578 0.052578 ----------------------------------------------------- Units 67.755332 128.746287 177.593847442.536045 69.877903 $ Value 820.8827 1559.8124 2151.6200 5361.4999 846.5985 Surrender $820.8827 1559.8124 2151.6200 5361.4999 838.0985 #N/A CumulativeNo Surrender#N/A #N/A #N/A #N/A -15.34% W/ Surrender#N/A #N/A #N/A #N/A -16.19% AnnualizedNo Surrender#N/A #N/A #N/A #N/A -15.34% W/ Surrender#N/A #N/A #N/A #N/A -16.19% Non-Standardized Performance Performance as of 12/31/00 --------------------------------------------- AUVS End 1 Year 5 Year 10 Year --------------------------------------------- Fund Subaccount Inception 12/31/00 12/31/99 12/31/95 12/31/90 Inception AIM V.I. Capital Appreciation 01/31/00 12.525 N/A N/A N/A 14.019 AIM V.I. Growth 201/31/00 13.980 N/A N/A N/A 17.131 AIM V.I. Value 301/31/00 11.078 N/A N/A N/A 12.846 Alliance Growth Portfolio 401/31/00 12.392 N/A N/A N/A 14.602 Alliance Growth and Income Portfolio 501/31/00 9.599 N/A N/A N/A 8.242 Alliance Premier Growth Portfolio 601/31/00 11.678 N/A N/A N/A 13.518 Morgan Stanley UIF Mid Cap Value 27 01/31/00 10.157 N/A N/A N/A 8.983 Putnam VT Growth and Income-IB 29 01/31/00 10.244 N/A N/A N/A 9.313 Putnam VT International Growth-IB 30 01/31/00 12.242 N/A N/A N/A 13.080 Putnam VT Voyager-IB 3101/31/00 12.115 N/A N/A N/A 14.300 --------------------------------------------- PERFORMANCE - Annualized Subaccount Since Total --------------------------------------------- Funds Inception 1 Year 5 Year 10 Year Inception Return AIM V.I. Capital Appreciation 1 01/31/00 N/A N/A N/A N/A -10.66% AIM V.I. Growth 2 01/31/00 N/A N/A N/A N/A -18.39% AIM V.I. Value 3 01/31/00 N/A N/A N/A N/A -13.76% Alliance Growth Portfolio 4 01/31/00 N/A N/A N/A N/A -15.14% Alliance Growth and Income Portfolio 5 01/31/00 N/A N/A N/A N/A 16.46% Alliance Premier Growth Portfolio 6 01/31/00 N/A N/A N/A N/A -13.61% Morgan Stanley UIF Mid Cap Value 27 01/31/00 N/A N/A N/A N/A 13.07% Putnam VT Growth and Income-IB 29 01/31/00 N/A N/A N/A N/A 9.99% Putnam VT International Growth-IB 30 01/31/00 N/A N/A N/A N/A -6.41% Putnam VT Voyager-IB 31 01/31/00 N/A N/A N/A N/A -15.28% Date 12/29/00 End 12/29/00 VAII Asset Manager - Base AIM V.I. Capital AppreciRange A 1 Inception 5/5/93 NO. YEARS 7.658 0.6575 YEAR YEAR YEAR YEAR 7.658 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 05-May-93 ---------- Inception Date 5/5/93 4.149234 241.0083 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A -- -- 0 2 FEE 31-Dec-92 0.637001 #N/A -- -- 0 3 FEE 31-Dec-93 0.637001 4.906466 0.12983 0.129829 0.129829 4 FEE 31-Dec-94 0.637001 4.949645 0.12870 0.128696 0.128696 5 FEE 31-Dec-95 0.637001 6.608578 0.09639 151.318483 0.096390 0.096390 6 FEE 31-Dec-96 0.637001 7.650355 0.08326 0.083264 0.083264 0.083264 7 FEE 31-Dec-97 0.637001 8.544007 0.07456 117.041103 0.074555 0.074555 0.074555 8 FEE 31-Dec-98 0.637001 10.033949 0.06348 0.063485 0.063485 0.063485 0.063485 9 FEE 31-Dec-99 0.637001 14.282951 0.04460 70.013543 0.044599 0.044599 0.044599 0.044599 10 FEE 31-Dec-00 0.637001 12.524994 0.05086 0.050858 0.050858 0.050858 0.050858 0.050858 ---------- ----------------------------------------------------- Units 69.962684 116.882161151.001722 #N/A 240.336664 $ Value 876.2822 1463.9484 1891.2957 #N/A 3010.2153 1000*(1+T)= Surrender 876.2822 1463.9484 1891.2957 #N/A 3010.2153 CumulativeNo Surrende-12.37% 46.39% 89.13% #N/A 201.02% T W/ Surrende-12.37% 46.39% 89.13% #N/A 201.02% AnnualizedNo Surrende-12.37% 13.55% 13.59% #N/A 15.48% R W/ Surrende-12.37% 13.55% 13.59% #N/A 15.48% AIM V.I. Growth Range B 2 Inception 5/5/93 NO. YEARS 7.658 0.6575 YEAR YEAR YEAR YEAR 7.658 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 05-May-93 Inception Date 5/5/93 5.024368 199.0300 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A -- -- 0 2 FEE 31-Dec-92 0.637001 #N/A -- -- 0 3 FEE 31-Dec-93 0.637001 5.502337 0.11577 0.115769 0.115769 4 FEE 31-Dec-94 0.637001 5.281232 0.12062 0.120616 0.120616 5 FEE 31-Dec-95 0.637001 7.003285 0.09096 142.790133 0.090957 0.090957 6 FEE 31-Dec-96 0.637001 8.144403 0.07821 0.078213 0.078213 0.078213 7 FEE 31-Dec-97 0.637001 10.165825 0.06266 98.368799 0.062661 0.062661 0.062661 8 FEE 31-Dec-98 0.637001 13.420424 0.04747 0.047465 0.047465 0.047465 0.047465 9 FEE 31-Dec-99 0.637001 17.864293 0.03566 55.977586 0.035658 0.035658 0.035658 0.035658 10 FEE 31-Dec-00 0.637001 13.980490 0.04556 0.045564 0.045564 0.045564 0.045564 0.045564 ----------------------------------------------------- Units 55.932023 98.240113 142.520573 #N/A 198.433104 $ Value 781.9571 1373.4449 1992.5074 #N/A 2774.1920 Surrender 781.9571 1373.4449 1992.5074 #N/A 2774.1920 CumulativeNo Surrende-21.80% 37.34% 99.25% #N/A 177.42% W/ Surrende-21.80% 37.34% 99.25% #N/A 177.42% AnnualizedNo Surrende-21.80% 11.16% 14.78% #N/A 14.25% W/ Surrende-21.80% 11.16% 14.78% #N/A 14.25% AIM V.I. Value Range CC 3 Inception 5/5/93 NO. YEARS 7.658 0.6575 YEAR YEAR YEAR YEAR 7.658 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 05-May-93 Inception Date 5/5/93 3.680504 271.7019 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A -- -- 0 2 FEE 31-Dec-92 0.637001 #N/A -- -- 0 3 FEE 31-Dec-93 0.637001 4.182045 0.15232 0.152318 0.152318 4 FEE 31-Dec-94 0.637001 4.282200 0.14876 0.148755 0.148755 5 FEE 31-Dec-95 0.637001 5.740843 0.11096 174.190446 0.110959 0.110959 6 FEE 31-Dec-96 0.637001 6.500969 0.09799 0.097985 0.097985 0.097985 7 FEE 31-Dec-97 0.637001 7.914828 0.08048 126.345133 0.080482 0.080482 0.080482 8 FEE 31-Dec-98 0.637001 10.311984 0.06177 0.061773 0.061773 0.061773 0.061773 9 FEE 31-Dec-99 0.637001 13.185713 0.04831 75.839661 0.048310 0.048310 0.048310 0.048310 10 FEE 31-Dec-00 0.637001 11.077790 0.05750 0.057503 0.057503 0.057503 0.057503 0.057503 ----------------------------------------------------- Units 75.782158 126.177548173.844393 #N/A 270.943834 $ Value 839.4988 1397.7684 1925.8117 #N/A 3001.4589 Surrender 839.4988 1397.7684 1925.8117 #N/A 3001.4589 CumulativeNo Surrende-16.05% 39.78% 92.58% #N/A 200.15% W/ Surrende-16.05% 39.78% 92.58% #N/A 200.15% AnnualizedNo Surrende-16.05% 11.81% 14.00% #N/A 15.43% W/ Surrende-16.05% 11.81% 14.00% #N/A 15.43% Alliance Growth PortfoliRange D 4 Inception 9/15/94 NO. YEARS 6.293 0.2932 YEAR YEAR YEAR YEAR 6.293 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 15-Sep-94 Inception Date9/15/94 4.048225 247.0218 0 FEE 31-Dec-90 0.637001 #N/A #N/A #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A #N/A #N/A 0 2 FEE 31-Dec-92 0.637001 #N/A #N/A #N/A 0 3 FEE 31-Dec-93 0.637001 #N/A #N/A #N/A 0 4 FEE 31-Dec-94 0.637001 4.243226 0.15012 0.150122 0.150122 5 FEE 31-Dec-95 0.637001 5.649196 0.11276 177.016340 0.112760 0.112760 6 FEE 31-Dec-96 0.637001 7.144046 0.08917 0.089165 0.089165 0.089165 7 FEE 31-Dec-97 0.637001 9.142248 0.06968 109.382288 0.069677 0.069677 0.069677 8 FEE 31-Dec-98 0.637001 11.582898 0.05499 0.054995 0.054995 0.054995 0.054995 9 FEE 31-Dec-99 0.637001 15.330052 0.04155 65.231351 0.041552 0.041552 0.041552 0.041552 10 FEE 31-Dec-00 0.637001 12.391988 0.05140 0.051404 0.051404 0.051404 0.051404 0.051404 ----------------------------------------------------- Units 65.179947 109.234336176.709547 #N/A 246.452168 $ Value 807.7091 1353.6306 2189.7826 #N/A 3054.0323 Surrender 807.7091 1353.6306 2189.7826 #N/A 3054.0323 CumulativeNo Surrende-19.23% 35.36% 118.98% #N/A 205.40% W/ Surrende-19.23% 35.36% 118.98% #N/A 205.40% AnnualizedNo Surrende-19.23% 10.62% 16.97% #N/A 19.41% W/ Surrende-19.23% 10.62% 16.97% #N/A 19.41% Alliance Growth and IncoRangertfolEo 5 Inception 1/14/91 NO. YEARS 9.964 0.9644 YEAR YEAR YEAR YEAR 9.964 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 14-Jan-91 Inception Da14-Jan-91 2.728022 366.5660 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 2.780758 0.22907 0.229074 0.229074 2 FEE 31-Dec-92 0.637001 2.954232 0.21562 0.215623 0.215623 3 FEE 31-Dec-93 0.637001 3.248002 0.19612 0.196121 0.196121 4 FEE 31-Dec-94 0.637001 3.185522 0.19997 0.199967 0.199967 5 FEE 31-Dec-95 0.637001 4.257783 0.14961 234.864013 0.149609 0.149609 6 FEE 31-Dec-96 0.637001 5.200120 0.12250 0.122497 0.122497 0.122497 7 FEE 31-Dec-97 0.637001 6.591921 0.09663 151.700847 0.096634 0.096634 0.096634 8 FEE 31-Dec-98 0.637001 7.843290 0.08122 0.081216 0.081216 0.081216 0.081216 9 FEE 31-Dec-99 0.637001 8.597203 0.07409 116.3169000.074094 0.074094 0.074094 0.074094 10 FEE 31-Dec-00 0.637001 9.599100 0.06636 0.066360 0.066360 0.066360 0.066360 0.066360 ----------------------------------------------------- Units 116.250539151.479177234.423211 #N/A 365.134763 $ Value 1115.9006 1454.0638 2250.2518 #N/A 3504.9651 Surrender1115.9006 1454.0638 2250.2518 #N/A 3504.9651 CumulativeNo Surrender11.59% 45.41% 125.03% #N/A 250.50% W/ Surrender11.59% 45.41% 125.03% #N/A 250.50% AnnualizedNo Surrender11.59% 13.29% 17.61% #N/A 13.41% W/ Surrender11.59% 13.29% 17.61% #N/A 13.41% Alliance Premier Growth Rangeolio F 6 Inception 7/14/99 NO. YEARS 1.463 0.4630 YEAR YEAR YEAR YEAR 1.463 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 14-Jul-99 Inception Date7/14/99 12.699352 78.7442 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A -- -- 0 2 FEE 31-Dec-92 0.637001 #N/A -- -- 0 3 FEE 31-Dec-93 0.637001 #N/A -- -- 0 4 FEE 31-Dec-94 0.637001 #N/A -- -- 0 5 FEE 31-Dec-95 0.637001 #N/A -- #N/A -- 0 6 FEE 31-Dec-96 0.637001 #N/A -- -- -- 0 7 FEE 31-Dec-97 0.637001 #N/A -- #N/A -- -- 0 8 FEE 31-Dec-98 0.637001 #N/A -- -- -- -- 0 9 FEE 31-Dec-99 0.637001 14.257312 0.04468 70.139448 0.044679 0.044679 0.044679 0.044679 10 FEE 31-Dec-00 0.637001 11.678236 0.05455 0.054546 0.054546 0.054546 0.054546 0.054546 ----------------------------------------------------- Units 70.084902 #N/A #N/A #N/A 78.644950 $ Value 818.4680 #N/A #N/A #N/A 918.4343 Surrender 818.4680 #N/A #N/A #N/A 918.4343 CumulativeNo Surrende-18.15% #N/A #N/A #N/A -8.16% W/ Surrende-18.15% #N/A #N/A #N/A -8.16% AnnualizedNo Surrende-18.15% #N/A #N/A #N/A -5.65% W/ Surrende-18.15% #N/A #N/A #N/A -5.65% Morgan Stanley UIF Mid CRangelue AA 27 Inception 1/2/97 NO. YEARS 3.992 0.9918 YEAR YEAR YEAR YEAR 3.992 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 02-Jan-97 Inception Date 1/2/97 5.094908 196.2744 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A -- -- 0 2 FEE 31-Dec-92 0.637001 #N/A -- -- 0 3 FEE 31-Dec-93 0.637001 #N/A -- -- 0 4 FEE 31-Dec-94 0.637001 #N/A -- -- 0 5 FEE 31-Dec-95 0.637001 #N/A -- #N/A -- 0 6 FEE 31-Dec-96 0.637001 #N/A -- -- -- 0 7 FEE 31-Dec-97 0.637001 7.067715 0.09013 141.488444 0.090128 0.090128 0.090128 8 FEE 31-Dec-98 0.637001 7.849872 0.08115 0.081148 0.081148 0.081148 0.081148 9 FEE 31-Dec-99 0.637001 9.317218 0.06837 107.328175 0.068368 0.068368 0.068368 0.068368 10 FEE 31-Dec-00 0.637001 10.156772 0.06272 0.062717 0.062717 0.062717 0.062717 0.062717 ----------------------------------------------------- Units 107.265458141.276211 #N/A #N/A 195.972037 $ Value 1089.4708 1434.9103 #N/A #N/A 1990.4433 Surrender1089.4708 1434.9103 #N/A #N/A 1990.4433 CumulativeNo Surrender 8.95% 43.49% #N/A #N/A 99.04% W/ Surrender 8.95% 43.49% #N/A #N/A 99.04% AnnualizedNo Surrender 8.95% 12.79% #N/A #N/A 18.82% W/ Surrender 8.95% 12.79% #N/A #N/A 18.82% Putnam VT Growth and IncRangeB CCC 29 Inception 2/1/88 NO. YEARS 12.918 0.9178 YEAR YEAR YEAR YEAR 12.918 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 01-Feb-88 Inception Date 2/1/88 2.197437 455.0756 0 FEE 31-Dec-90 0.637001 3.100340 0.20546 322.545269 0.205462 1 FEE 31-Dec-91 0.637001 3.627180 0.17562 0.175619 0.175619 2 FEE 31-Dec-92 0.637001 3.912277 0.16282 0.162821 0.162821 3 FEE 31-Dec-93 0.637001 4.393280 0.14499 0.144994 0.144994 4 FEE 31-Dec-94 0.637001 4.332545 0.14703 0.147027 0.147027 5 FEE 31-Dec-95 0.637001 5.821058 0.10943 171.790077 0.109430 0.109430 6 FEE 31-Dec-96 0.637001 6.974544 0.09133 0.091332 0.091332 0.091332 7 FEE 31-Dec-97 0.637001 8.509539 0.07486 117.515179 0.074857 0.074857 0.074857 8 FEE 31-Dec-98 0.637001 9.656180 0.06597 0.065968 0.065968 0.065968 0.065968 9 FEE 31-Dec-99 0.637001 9.642841 0.06606 103.703877 0.066059 0.066059 0.066059 0.066059 10 FEE 31-Dec-00 0.637001 10.243706 0.06218 0.062185 0.062185 0.062185 0.062185 0.062185 ----------------------------------------------------- Units 103.641693117.320967171.429675 321.444976 453.769863 $ Value 1061.6750 1201.8015 1756.0752 3292.7878 4648.2851 Surrender1061.6750 1201.8015 1756.0752 3292.7878 4648.2851 CumulativeNo Surrender 6.17% 20.18% 75.61% 229.28% 364.83% W/ Surrender 6.17% 20.18% 75.61% 229.28% 364.83% AnnualizedNo Surrender 6.17% 6.32% 11.92% 12.66% 12.63% W/ Surrender 6.17% 6.32% 11.92% 12.66% 12.63% Putnam VT International Rangeh-IBDD 30 Inception 1/2/97 NO. YEARS 3.992 0.9918 YEAR YEAR YEAR YEAR 3.992 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 02-Jan-97 Inception Date 1/2/97 6.560274 152.4327 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A -- -- 0 2 FEE 31-Dec-92 0.637001 #N/A -- -- 0 3 FEE 31-Dec-93 0.637001 #N/A -- -- 0 4 FEE 31-Dec-94 0.637001 #N/A -- -- 0 5 FEE 31-Dec-95 0.637001 #N/A -- #N/A -- 0 6 FEE 31-Dec-96 0.637001 #N/A -- -- -- 0 7 FEE 31-Dec-97 0.637001 7.487470 0.08508 133.556462 0.085076 0.085076 0.085076 8 FEE 31-Dec-98 0.637001 8.730890 0.07296 0.072959 0.072959 0.072959 0.072959 9 FEE 31-Dec-99 0.637001 13.752649 0.04632 72.713264 0.046318 0.046318 0.046318 0.046318 10 FEE 31-Dec-00 0.637001 12.241860 0.05203 0.052035 0.052035 0.052035 0.052035 0.052035 ----------------------------------------------------- Units 72.661230 133.385149 #N/A #N/A 152.176270 $ Value 889.5086 1632.8823 #N/A #N/A 1862.9206 Surrender 889.5086 1632.8823 #N/A #N/A 1862.9206 CumulativeNo Surrende-11.05% 63.29% #N/A #N/A 86.29% W/ Surrende-11.05% 63.29% #N/A #N/A 86.29% AnnualizedNo Surrende-11.05% 17.76% #N/A #N/A 16.87% W/ Surrende-11.05% 17.76% #N/A #N/A 16.87% Putnam VT Voyager-IB Range EE 31 Inception 2/1/88 NO. YEARS 12.918 0.9178 YEAR YEAR YEAR YEAR 12.918 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 01-Feb-88 Inception Date 2/1/88 1.774932 563.4019 0 FEE 31-Dec-90 0.637001 2.253840 0.28263 443.687218 0.282629 1 FEE 31-Dec-91 0.637001 3.235860 0.19686 0.196857 0.196857 2 FEE 31-Dec-92 0.637001 3.509476 0.18151 0.181509 0.181509 3 FEE 31-Dec-93 0.637001 4.093926 0.15560 0.155597 0.155597 4 FEE 31-Dec-94 0.637001 4.065076 0.15670 0.156701 0.156701 5 FEE 31-Dec-95 0.637001 5.619840 0.11335 177.941009 0.113349 0.113349 6 FEE 31-Dec-96 0.637001 6.239173 0.10210 0.102097 0.102097 0.102097 7 FEE 31-Dec-97 0.637001 7.757396 0.08212 128.909237 0.082115 0.082115 0.082115 8 FEE 31-Dec-98 0.637001 9.482198 0.06718 0.067179 0.067179 0.067179 0.067179 9 FEE 31-Dec-99 0.637001 14.747542 0.04319 67.807910 0.043194 0.043194 0.043194 0.043194 10 FEE 31-Dec-00 0.637001 12.115397 0.05258 0.052578 0.052578 0.052578 0.052578 0.052578 ----------------------------------------------------- Units 67.755332 128.746287177.593847 442.536045 561.968063 $ Value 820.8827 1559.8124 2151.6200 5361.4999 6808.4662 Surrender 820.8827 1559.8124 2151.6200 5361.4999 6808.4662 CumulativeNo Surrende-17.91% 55.98% 115.16% 436.15% 580.85% W/ Surrende-17.91% 55.98% 115.16% 436.15% 580.85% AnnualizedNo Surrende-17.91% 15.97% 16.56% 18.28% 16.01% W/ Surrende-17.91% 15.97% 16.56% 18.28% 16.01% Date 12/29/00 End 12/29/00 VAII Asset Manager - Enhanced DB AIM V.I. Capital AppreciatRange A 1 Inception 1/31/00 NO. YEARS 0.912 0.9123 YEAR YEAR YEAR YEAR 0.912 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 31-Jan-00 ---------- Inception Date1/31/00 14.045824 71.1955 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A -- -- 0 2 FEE 31-Dec-92 0.637001 #N/A -- -- 0 3 FEE 31-Dec-93 0.637001 4.954800 0.12856 0.128562 0 4 FEE 31-Dec-94 0.637001 4.991913 0.12761 0.127607 0 5 FEE 31-Dec-95 0.637001 6.656377 0.09570 150.231875 0.095698 0 6 FEE 31-Dec-96 0.637001 7.695696 0.08277 0.082774 0.082774 0 7 FEE 31-Dec-97 0.637001 8.583471 0.07421 116.502986 0.074212 0.074212 0 8 FEE 31-Dec-98 0.637001 10.067218 0.06327 0.063275 0.063275 0.063275 0 9 FEE 31-Dec-99 0.637001 14.311710 0.04451 69.872852 0.044509 0.044509 0.044509 0 10 FEE 31-Dec-00 0.637001 12.533987 0.05082 0.050822 0.050822 0.050822 0.050822 0.050822 ---------- ----------------------------------------------------- Units 69.822031 116.344380 149.916284 #N/A 71.144716 $ Value 875.1484 1458.2589 1879.0488 #N/A 891.7270 1000*(1+T)= Surrender $875.1484 1458.2589 1879.0488 #N/A 883.2270 #N/A CumulativeNo Surrender#N/A #N/A #N/A #N/A -10.83% T W/ Surrender#N/A #N/A #N/A #N/A -11.68% AnnualizedNo Surrender#N/A #N/A #N/A #N/A -10.83% R W/ Surrender#N/A #N/A #N/A #N/A -11.68% AIM V.I. Growth Range B 2 Inception 1/31/00 NO. YEARS 0.912 0.9123 YEAR YEAR YEAR YEAR 0.912 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 31-Jan-00 Inception Date1/31/00 17.163893 58.2618 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A -- -- 0 2 FEE 31-Dec-92 0.637001 #N/A -- -- 0 3 FEE 31-Dec-93 0.637001 5.556543 0.11464 0.114640 0 4 FEE 31-Dec-94 0.637001 5.326345 0.11959 0.119594 0 5 FEE 31-Dec-95 0.637001 7.053945 0.09030 141.764644 0.090304 0 6 FEE 31-Dec-96 0.637001 8.192671 0.07775 0.077752 0.077752 0 7 FEE 31-Dec-97 0.637001 10.212795 0.06237 97.916388 0.062373 0.062373 0 8 FEE 31-Dec-98 0.637001 13.464931 0.04731 0.047308 0.047308 0.047308 0 9 FEE 31-Dec-99 0.637001 17.900265 0.03559 55.865095 0.035586 0.035586 0.035586 0 10 FEE 31-Dec-00 0.637001 13.990534 0.04553 0.045531 0.045531 0.045531 0.045531 0.045531 ----------------------------------------------------- Units 55.819564 97.787963 141.496093 #N/A 58.216310 $ Value 780.9455 1368.1058 1979.6059 #N/A 814.4773 Surrender $780.9455 1368.1058 1979.6059 #N/A 805.9773 #N/A CumulativeNo Surrender#N/A #N/A #N/A #N/A -18.55% W/ Surrender#N/A #N/A #N/A #N/A -19.40% AnnualizedNo Surrender#N/A #N/A #N/A #N/A -18.55% W/ Surrender#N/A #N/A #N/A #N/A -19.40% AIM V.I. Value Range CC 3 Inception 1/31/00 NO. YEARS 0.912 0.9123 YEAR YEAR YEAR YEAR 0.912 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 31-Jan-00 Inception Date1/31/00 12.870111 77.6994 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A -- -- 0 2 FEE 31-Dec-92 0.637001 #N/A -- -- 0 3 FEE 31-Dec-93 0.637001 4.223240 0.15083 0.150832 0 4 FEE 31-Dec-94 0.637001 4.318770 0.14750 0.147496 0 5 FEE 31-Dec-95 0.637001 5.782372 0.11016 172.939410 0.110163 0 6 FEE 31-Dec-96 0.637001 6.539490 0.09741 0.097408 0.097408 0 7 FEE 31-Dec-97 0.637001 7.951385 0.08011 125.764254 0.080112 0.080112 0 8 FEE 31-Dec-98 0.637001 10.346161 0.06157 0.061569 0.061569 0.061569 0 9 FEE 31-Dec-99 0.637001 13.212238 0.04821 75.687404 0.048213 0.048213 0.048213 0 10 FEE 31-Dec-00 0.637001 11.085732 0.05746 0.057461 0.057461 0.057461 0.057461 0.057461 ----------------------------------------------------- Units 75.629943 125.597011 172.594646 #N/A 77.641946 $ Value 838.4133 1392.3348 1913.3380 #N/A 860.7178 Surrender $838.4133 1392.3348 1913.3380 #N/A 852.2178 #N/A CumulativeNo Surrender#N/A #N/A #N/A #N/A -13.93% W/ Surrender#N/A #N/A #N/A #N/A -14.78% AnnualizedNo Surrender#N/A #N/A #N/A #N/A -13.93% W/ Surrender#N/A #N/A #N/A #N/A -14.78% Alliance Growth Portfolio Range D 4 Inception 1/31/00 NO. YEARS 0.912 0.9123 YEAR YEAR YEAR YEAR 0.912 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 31-Jan-00 Inception Date1/31/00 14.630476 68.3505 0 FEE 31-Dec-90 0.637001 #N/A #N/A #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A #N/A #N/A 0 2 FEE 31-Dec-92 0.637001 #N/A #N/A #N/A 0 3 FEE 31-Dec-93 0.637001 #N/A #N/A #N/A 0 4 FEE 31-Dec-94 0.637001 4.279589 0.14885 0.148846 0 5 FEE 31-Dec-95 0.637001 5.690350 0.11194 175.736115 0.111944 0 6 FEE 31-Dec-96 0.637001 7.186751 0.08864 0.088635 0.088635 0 7 FEE 31-Dec-97 0.637001 9.184959 0.06935 108.873649 0.069353 0.069353 0 8 FEE 31-Dec-98 0.637001 11.621913 0.05481 0.054810 0.054810 0.054810 0 9 FEE 31-Dec-99 0.637001 15.361717 0.04147 65.096890 0.041467 0.041467 0.041467 0 10 FEE 31-Dec-00 0.637001 12.401458 0.05136 0.051365 0.051365 0.051365 0.051365 0.051365 ----------------------------------------------------- Units 65.045525 108.726007 175.430485 #N/A 68.299111 $ Value 806.6593 1348.3610 2175.5938 #N/A 847.0086 Surrender $806.6593 1348.3610 2175.5938 #N/A 838.5086 #N/A CumulativeNo Surrender#N/A #N/A #N/A #N/A -15.30% W/ Surrender#N/A #N/A #N/A #N/A -16.15% AnnualizedNo Surrender#N/A #N/A #N/A #N/A -15.30% W/ Surrender#N/A #N/A #N/A #N/A -16.15% Alliance Growth and IncomeRangefolioE 5 Inception 1/31/00 NO. YEARS 0.912 0.9123 YEAR YEAR YEAR YEAR 0.912 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 31-Jan-00 Inception Dat31-Jan-00 8.258384 121.0891 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 2.815490 0.22625 0.226249 0 2 FEE 31-Dec-92 0.637001 2.987260 0.21324 0.213239 0 3 FEE 31-Dec-93 0.637001 3.280074 0.19420 0.194203 0 4 FEE 31-Dec-94 0.637001 3.212793 0.19827 0.198270 0 5 FEE 31-Dec-95 0.637001 4.288775 0.14853 233.166813 0.148527 0 6 FEE 31-Dec-96 0.637001 5.231177 0.12177 0.121770 0.121770 0 7 FEE 31-Dec-97 0.637001 6.622683 0.09618 150.996205 0.096185 0.096185 0 8 FEE 31-Dec-98 0.637001 7.869661 0.08094 0.080944 0.080944 0.080944 0 9 FEE 31-Dec-99 0.637001 8.614898 0.07394 116.077985 0.073942 0.073942 0.073942 0 10 FEE 31-Dec-00 0.637001 9.606412 0.06631 0.066310 0.066310 0.066310 0.066310 0.066310 ----------------------------------------------------- Units 116.011675150.775009 232.727663 #N/A 121.022755 $ Value 1114.4559 1448.4069 2235.6778 #N/A 1162.5944 Surrender 1114.4559 1448.4069 2235.6778 #N/A 1154.0944 #N/A CumulativeNo Surrender#N/A #N/A #N/A #N/A 16.26% W/ Surrender#N/A #N/A #N/A #N/A 15.41% AnnualizedNo Surrender#N/A #N/A #N/A #N/A 16.26% W/ Surrender#N/A #N/A #N/A #N/A 15.41% Alliance Premier Growth PoRangeio F 6 Inception 1/31/00 NO. YEARS 0.912 0.9123 YEAR YEAR YEAR YEAR 0.912 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 31-Jan-00 Inception Date1/31/00 13.544531 73.8305 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A -- -- 0 2 FEE 31-Dec-92 0.637001 #N/A -- -- 0 3 FEE 31-Dec-93 0.637001 #N/A -- -- 0 4 FEE 31-Dec-94 0.637001 #N/A -- -- 0 5 FEE 31-Dec-95 0.637001 #N/A -- #N/A -- 0 6 FEE 31-Dec-96 0.637001 #N/A -- -- -- 0 7 FEE 31-Dec-97 0.637001 #N/A -- #N/A -- -- 0 8 FEE 31-Dec-98 0.637001 #N/A -- -- -- -- 0 9 FEE 31-Dec-99 0.637001 14.286755 0.04459 69.994901 0.044587 0.044587 0.044587 0 10 FEE 31-Dec-00 0.637001 11.687169 0.05450 0.054504 0.054504 0.054504 0.054504 0.054504 ----------------------------------------------------- Units 69.940397 #N/A #N/A #N/A 73.776033 $ Value 817.4052 #N/A #N/A #N/A 862.2330 Surrender $817.4052 #N/A #N/A #N/A 853.7330 #N/A CumulativeNo Surrender#N/A #N/A #N/A #N/A -13.78% W/ Surrender#N/A #N/A #N/A #N/A -14.63% AnnualizedNo Surrender#N/A #N/A #N/A #N/A -13.78% W/ Surrender#N/A #N/A #N/A #N/A -14.63% Morgan Stanley UIF Mid CapRangee AA 27 Inception 1/31/00 NO. YEARS 0.912 0.9123 YEAR YEAR YEAR YEAR 0.912 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 31-Jan-00 Inception Date1/31/00 9.000033 111.1107 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A -- -- 0 2 FEE 31-Dec-92 0.637001 #N/A -- -- 0 3 FEE 31-Dec-93 0.637001 #N/A -- -- 0 4 FEE 31-Dec-94 0.637001 #N/A -- -- 0 5 FEE 31-Dec-95 0.637001 #N/A -- #N/A -- 0 6 FEE 31-Dec-96 0.637001 #N/A -- -- -- 0 7 FEE 31-Dec-97 0.637001 7.100691 0.08971 140.831364 0.089710 0.089710 0 8 FEE 31-Dec-98 0.637001 7.876261 0.08088 0.080876 0.080876 0.080876 0 9 FEE 31-Dec-99 0.637001 9.336404 0.06823 107.107619 0.068228 0.068228 0.068228 0 10 FEE 31-Dec-00 0.637001 10.164515 0.06267 0.062669 0.062669 0.062669 0.062669 0.062669 ----------------------------------------------------- Units 107.044950140.619591 #N/A #N/A 111.048035 $ Value 1088.0600 1429.3299 #N/A #N/A 1128.7494 Surrender 1088.0600 1429.3299 #N/A #N/A 1120.2494 #N/A CumulativeNo Surrender#N/A #N/A #N/A #N/A 12.87% W/ Surrender#N/A #N/A #N/A #N/A 12.02% AnnualizedNo Surrender#N/A #N/A #N/A #N/A 12.87% W/ Surrender#N/A #N/A #N/A #N/A 12.02% Putnam VT Growth and IncomRange CCC 29 Inception 1/31/00 NO. YEARS 0.912 0.9123 YEAR YEAR YEAR YEAR 0.912 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 31-Jan-00 Inception Date1/31/00 9.330705 107.1730 0 FEE 31-Dec-90 0.637001 3.143120 0.20267 318.155209 0 1 FEE 31-Dec-91 0.637001 3.672459 0.17345 0.173453 0 2 FEE 31-Dec-92 0.637001 3.955968 0.16102 0.161023 0 3 FEE 31-Dec-93 0.637001 4.436568 0.14358 0.143580 0 4 FEE 31-Dec-94 0.637001 4.369561 0.14578 0.145781 0 5 FEE 31-Dec-95 0.637001 5.863167 0.10864 170.556288 0.108644 0 6 FEE 31-Dec-96 0.637001 7.015874 0.09079 0.090794 0.090794 0 7 FEE 31-Dec-97 0.637001 8.548852 0.07451 116.974770 0.074513 0.074513 0 8 FEE 31-Dec-98 0.637001 9.688192 0.06575 0.065750 0.065750 0.065750 0 9 FEE 31-Dec-99 0.637001 9.662225 0.06593 103.495830 0.065927 0.065927 0.065927 0 10 FEE 31-Dec-00 0.637001 10.251044 0.06214 0.062140 0.062140 0.062140 0.062140 0.062140 ----------------------------------------------------- Units 103.433690116.780953 170.197164317.063603 107.110898 $ Value 1060.3033 1197.1267 1744.6986 3250.2329 1097.9985 Surrender 1060.3033 1197.1267 1744.6986 3250.2329 1089.4985 #N/A CumulativeNo Surrender#N/A #N/A #N/A #N/A 9.80% W/ Surrender#N/A #N/A #N/A #N/A 8.95% AnnualizedNo Surrender#N/A #N/A #N/A #N/A 9.80% W/ Surrender#N/A #N/A #N/A #N/A 8.95% Putnam VT International GrRangeIB DD 30 Inception 1/31/00 NO. YEARS 0.912 0.9123 YEAR YEAR YEAR YEAR 0.912 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 31-Jan-00 Inception Date1/31/00 13.104657 76.3088 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A -- -- 0 2 FEE 31-Dec-92 0.637001 #N/A -- -- 0 3 FEE 31-Dec-93 0.637001 #N/A -- -- 0 4 FEE 31-Dec-94 0.637001 #N/A -- -- 0 5 FEE 31-Dec-95 0.637001 #N/A -- #N/A -- 0 6 FEE 31-Dec-96 0.637001 #N/A -- -- -- 0 7 FEE 31-Dec-97 0.637001 7.522019 0.08468 132.943030 0.084685 0.084685 0 8 FEE 31-Dec-98 0.637001 8.759793 0.07272 0.072719 0.072719 0.072719 0 9 FEE 31-Dec-99 0.637001 13.780330 0.04623 72.567203 0.046225 0.046225 0.046225 0 10 FEE 31-Dec-00 0.637001 12.250634 0.05200 0.051997 0.051997 0.051997 0.051997 0.051997 ----------------------------------------------------- Units 72.515205 132.772089 #N/A #N/A 76.256753 $ Value 888.3572 1626.5423 #N/A #N/A 934.1936 Surrender $888.3572 1626.5423 #N/A #N/A 925.6936 #N/A CumulativeNo Surrender#N/A #N/A #N/A #N/A -6.58% W/ Surrender#N/A #N/A #N/A #N/A -7.43% AnnualizedNo Surrender#N/A #N/A #N/A #N/A -6.58% W/ Surrender#N/A #N/A #N/A #N/A -7.43% Putnam VT Voyager-IB Range EE 31 Inception 1/31/00 NO. YEARS 0.912 0.9123 YEAR YEAR YEAR YEAR 0.912 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 31-Jan-00 Inception Date1/31/00 14.327529 69.7957 0 FEE 31-Dec-90 0.637001 2.285001 0.27877 437.636570 0 1 FEE 31-Dec-91 0.637001 3.276352 0.19442 0.194424 0 2 FEE 31-Dec-92 0.637001 3.548775 0.17950 0.179499 0 3 FEE 31-Dec-93 0.637001 4.134381 0.15407 0.154074 0 4 FEE 31-Dec-94 0.637001 4.099915 0.15537 0.155369 0 5 FEE 31-Dec-95 0.637001 5.660650 0.11253 176.658158 0.112531 0 6 FEE 31-Dec-96 0.637001 6.276306 0.10149 0.101493 0.101493 0 7 FEE 31-Dec-97 0.637001 7.793426 0.08174 128.313273 0.081736 0.081736 0 8 FEE 31-Dec-98 0.637001 9.513866 0.06695 0.066955 0.066955 0.066955 0 9 FEE 31-Dec-99 0.637001 14.777651 0.04311 67.669753 0.043106 0.043106 0.043106 0 10 FEE 31-Dec-00 0.637001 12.124436 0.05254 0.052539 0.052539 0.052539 0.052539 0.052539 ----------------------------------------------------- Units 67.617215 128.150674 176.312330436.494845 69.743167 $ Value 819.8206 1553.7546 2137.6876 5292.2538 845.5966 Surrender $819.8206 1553.7546 2137.6876 5292.2538 837.0966 #N/A CumulativeNo Surrender#N/A #N/A #N/A #N/A -15.44% W/ Surrender#N/A #N/A #N/A #N/A -16.29% AnnualizedNo Surrender#N/A #N/A #N/A #N/A -15.44% W/ Surrender#N/A #N/A #N/A #N/A -16.29% Non-Standardized Performance Performanc12/31/00 --------------------------------- AUVS End 1 Year 5 Year 10 Year --------------------------------- Fund Subaccount12/31/00o12/31/9912/31/9512/31/90 Inception AIM V.I. Capital Appreciation 01/31/00 12.534 N/A N/A N/A 14.046 AIM V.I. Growth 01/31/00 13.991 N/A N/A N/A 17.164 AIM V.I. Value 01/31/00 11.086 N/A N/A N/A 12.870 Alliance Growth Portfolio 01/31/00 12.401 N/A N/A N/A 14.630 Alliance Growth and Income Portfolio 01/31/00 9.606 N/A N/A N/A 8.258 Alliance Premier Growth Portfolio 01/31/00 11.687 N/A N/A N/A 13.545 Morgan Stanley UIF Mid Cap Value 01/31/00 10.165 N/A N/A N/A 9.000 Putnam VT Growth and Income-IB 01/31/00 10.251 N/A N/A N/A 9.331 Putnam VT International Growth-IB 01/31/00 12.251 N/A N/A N/A 13.105 Putnam VT Voyager-IB 01/31/00 12.124 N/A N/A N/A 14.328 --------------------------------- PERFORMANCE - Annualized Subaccount Since Total --------------------------------- Funds Inception 1 Year 5 Year 10 Year InceptionReturn AIM V.I. Capital Appreciation 1 01/31/00 N/A N/A N/A N/A -10.76% AIM V.I. Growth 2 01/31/00 N/A N/A N/A N/A -18.49% AIM V.I. Value 3 01/31/00 N/A N/A N/A N/A -13.86% Alliance Growth Portfolio 4 01/31/00 N/A N/A N/A N/A -15.24% Alliance Growth and Income Portfoli5 01/31/00 N/A N/A N/A N/A 16.32% Alliance Premier Growth Portfolio 6 01/31/00 N/A N/A N/A N/A -13.71% Morgan Stanley UIF Mid Cap Value 27 01/31/00 N/A N/A N/A N/A 12.94% Putnam VT Growth and Income-IB 29 01/31/00 N/A N/A N/A N/A 9.86% Putnam VT International Growth-IB 30 01/31/00 N/A N/A N/A N/A -6.52% Putnam VT Voyager-IB 31 01/31/00 N/A N/A N/A N/A -15.38% Date 12/29/00 End 12/29/00 VAII Asset Manager - Enhanced DB AIM V.I. Capital AppreciRange A 1 Inception 5/5/93 NO. YEARS 7.658 0.6575 YEAR YEAR YEAR YEAR 7.658 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 05-May-93 ---------- Inception Date 5/5/93 4.193684 238.4538 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A -- -- 0 2 FEE 31-Dec-92 0.637001 #N/A -- -- 0 3 FEE 31-Dec-93 0.637001 4.954800 0.12856 0.128562 0.128562 4 FEE 31-Dec-94 0.637001 4.991913 0.12761 0.127607 0.127607 5 FEE 31-Dec-95 0.637001 6.656377 0.09570 150.231875 0.095698 0.095698 6 FEE 31-Dec-96 0.637001 7.695696 0.08277 0.082774 0.082774 0.082774 7 FEE 31-Dec-97 0.637001 8.583471 0.07421 116.502986 0.074212 0.074212 0.074212 8 FEE 31-Dec-98 0.637001 10.067218 0.06327 0.063275 0.063275 0.063275 0.063275 9 FEE 31-Dec-99 0.637001 14.311710 0.04451 69.872852 0.044509 0.044509 0.044509 0.044509 10 FEE 31-Dec-00 0.637001 12.533987 0.05082 0.050822 0.050822 0.050822 0.050822 0.050822 ---------- ----------------------------------------------------- Units 69.822031 116.344380149.916284 #N/A 237.786369 $ Value 875.1484 1458.2589 1879.0488 #N/A 2980.4113 1000*(1+T)= Surrender 875.1484 1458.2589 1879.0488 #N/A 2980.4113 CumulativeNo Surrende-12.49% 45.83% 87.90% #N/A 198.04% T W/ Surrende-12.49% 45.83% 87.90% #N/A 198.04% AnnualizedNo Surrende-12.49% 13.40% 13.45% #N/A 15.33% R W/ Surrende-12.49% 13.40% 13.45% #N/A 15.33% AIM V.I. Growth Range B 2 Inception 5/5/93 NO. YEARS 7.658 0.6575 YEAR YEAR YEAR YEAR 7.658 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 05-May-93 Inception Date 5/5/93 5.078209 196.9198 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A -- -- 0 2 FEE 31-Dec-92 0.637001 #N/A -- -- 0 3 FEE 31-Dec-93 0.637001 5.556543 0.11464 0.114640 0.114640 4 FEE 31-Dec-94 0.637001 5.326345 0.11959 0.119594 0.119594 5 FEE 31-Dec-95 0.637001 7.053945 0.09030 141.764644 0.090304 0.090304 6 FEE 31-Dec-96 0.637001 8.192671 0.07775 0.077752 0.077752 0.077752 7 FEE 31-Dec-97 0.637001 10.212795 0.06237 97.916388 0.062373 0.062373 0.062373 8 FEE 31-Dec-98 0.637001 13.464931 0.04731 0.047308 0.047308 0.047308 0.047308 9 FEE 31-Dec-99 0.637001 17.900265 0.03559 55.865095 0.035586 0.035586 0.035586 0.035586 10 FEE 31-Dec-00 0.637001 13.990534 0.04553 0.045531 0.045531 0.045531 0.045531 0.045531 ----------------------------------------------------- Units 55.819564 97.787963 141.496093 #N/A 196.326731 $ Value 780.9455 1368.1058 1979.6059 #N/A 2746.7158 Surrender 780.9455 1368.1058 1979.6059 #N/A 2746.7158 CumulativeNo Surrende-21.91% 36.81% 97.96% #N/A 174.67% W/ Surrende-21.91% 36.81% 97.96% #N/A 174.67% AnnualizedNo Surrende-21.91% 11.01% 14.63% #N/A 14.11% W/ Surrende-21.91% 11.01% 14.63% #N/A 14.11% AIM V.I. Value Range CC 3 Inception 5/5/93 NO. YEARS 7.658 0.6575 YEAR YEAR YEAR YEAR 7.658 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 05-May-93 Inception Date 5/5/93 3.719928 268.8224 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A -- -- 0 2 FEE 31-Dec-92 0.637001 #N/A -- -- 0 3 FEE 31-Dec-93 0.637001 4.223240 0.15083 0.150832 0.150832 4 FEE 31-Dec-94 0.637001 4.318770 0.14750 0.147496 0.147496 5 FEE 31-Dec-95 0.637001 5.782372 0.11016 172.939410 0.110163 0.110163 6 FEE 31-Dec-96 0.637001 6.539490 0.09741 0.097408 0.097408 0.097408 7 FEE 31-Dec-97 0.637001 7.951385 0.08011 125.764254 0.080112 0.080112 0.080112 8 FEE 31-Dec-98 0.637001 10.346161 0.06157 0.061569 0.061569 0.061569 0.061569 9 FEE 31-Dec-99 0.637001 13.212238 0.04821 75.687404 0.048213 0.048213 0.048213 0.048213 10 FEE 31-Dec-00 0.637001 11.085732 0.05746 0.057461 0.057461 0.057461 0.057461 0.057461 ----------------------------------------------------- Units 75.629943 125.597011172.594646 #N/A 268.069154 $ Value 838.4133 1392.3348 1913.3380 #N/A 2971.7428 Surrender 838.4133 1392.3348 1913.3380 #N/A 2971.7428 CumulativeNo Surrende-16.16% 39.23% 91.33% #N/A 197.17% W/ Surrende-16.16% 39.23% 91.33% #N/A 197.17% AnnualizedNo Surrende-16.16% 11.66% 13.86% #N/A 15.28% W/ Surrende-16.16% 11.66% 13.86% #N/A 15.28% Alliance Growth PortfoliRange D 4 Inception 9/15/94 NO. YEARS 6.293 0.2932 YEAR YEAR YEAR YEAR 6.293 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 15-Sep-94 Inception Date9/15/94 4.084451 244.8309 0 FEE 31-Dec-90 0.637001 #N/A #N/A #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A #N/A #N/A 0 2 FEE 31-Dec-92 0.637001 #N/A #N/A #N/A 0 3 FEE 31-Dec-93 0.637001 #N/A #N/A #N/A 0 4 FEE 31-Dec-94 0.637001 4.279589 0.14885 0.148846 0.148846 5 FEE 31-Dec-95 0.637001 5.690350 0.11194 175.736115 0.111944 0.111944 6 FEE 31-Dec-96 0.637001 7.186751 0.08864 0.088635 0.088635 0.088635 7 FEE 31-Dec-97 0.637001 9.184959 0.06935 108.873649 0.069353 0.069353 0.069353 8 FEE 31-Dec-98 0.637001 11.621913 0.05481 0.054810 0.054810 0.054810 0.054810 9 FEE 31-Dec-99 0.637001 15.361717 0.04147 65.096890 0.041467 0.041467 0.041467 0.041467 10 FEE 31-Dec-00 0.637001 12.401458 0.05136 0.051365 0.051365 0.051365 0.051365 0.051365 ----------------------------------------------------- Units 65.045525 108.726007175.430485 #N/A 244.264525 $ Value 806.6593 1348.3610 2175.5938 #N/A 3029.2362 Surrender 806.6593 1348.3610 2175.5938 #N/A 3029.2362 CumulativeNo Surrende-19.33% 34.84% 117.56% #N/A 202.92% W/ Surrende-19.33% 34.84% 117.56% #N/A 202.92% AnnualizedNo Surrende-19.33% 10.48% 16.82% #N/A 19.26% W/ Surrende-19.33% 10.48% 16.82% #N/A 19.26% Alliance Growth and IncoRangertfolEo 5 Inception 1/14/91 NO. YEARS 9.964 0.9644 YEAR YEAR YEAR YEAR 9.964 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 14-Jan-91 Inception Da14-Jan-91 2.765548 361.5920 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 2.815490 0.22625 0.226249 0.226249 2 FEE 31-Dec-92 0.637001 2.987260 0.21324 0.213239 0.213239 3 FEE 31-Dec-93 0.637001 3.280074 0.19420 0.194203 0.194203 4 FEE 31-Dec-94 0.637001 3.212793 0.19827 0.198270 0.198270 5 FEE 31-Dec-95 0.637001 4.288775 0.14853 233.166813 0.148527 0.148527 6 FEE 31-Dec-96 0.637001 5.231177 0.12177 0.121770 0.121770 0.121770 7 FEE 31-Dec-97 0.637001 6.622683 0.09618 150.996205 0.096185 0.096185 0.096185 8 FEE 31-Dec-98 0.637001 7.869661 0.08094 0.080944 0.080944 0.080944 0.080944 9 FEE 31-Dec-99 0.637001 8.614898 0.07394 116.0779850.073942 0.073942 0.073942 0.073942 10 FEE 31-Dec-00 0.637001 9.606412 0.06631 0.066310 0.066310 0.066310 0.066310 0.066310 ----------------------------------------------------- Units 116.011675150.775009232.727663 #N/A 360.172350 $ Value 1114.4559 1448.4069 2235.6778 #N/A 3459.9640 Surrender1114.4559 1448.4069 2235.6778 #N/A 3459.9640 CumulativeNo Surrender11.45% 44.84% 123.57% #N/A 246.00% W/ Surrender11.45% 44.84% 123.57% #N/A 246.00% AnnualizedNo Surrender11.45% 13.14% 17.46% #N/A 13.27% W/ Surrender11.45% 13.14% 17.46% #N/A 13.27% Alliance Premier Growth Rangeolio F 6 Inception 7/14/99 NO. YEARS 1.463 0.4630 YEAR YEAR YEAR YEAR 1.463 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 14-Jul-99 Inception Date7/14/99 12.733292 78.5343 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A -- -- 0 2 FEE 31-Dec-92 0.637001 #N/A -- -- 0 3 FEE 31-Dec-93 0.637001 #N/A -- -- 0 4 FEE 31-Dec-94 0.637001 #N/A -- -- 0 5 FEE 31-Dec-95 0.637001 #N/A -- #N/A -- 0 6 FEE 31-Dec-96 0.637001 #N/A -- -- -- 0 7 FEE 31-Dec-97 0.637001 #N/A -- #N/A -- -- 0 8 FEE 31-Dec-98 0.637001 #N/A -- -- -- -- 0 9 FEE 31-Dec-99 0.637001 14.286755 0.04459 69.994901 0.044587 0.044587 0.044587 0.044587 10 FEE 31-Dec-00 0.637001 11.687169 0.05450 0.054504 0.054504 0.054504 0.054504 0.054504 ----------------------------------------------------- Units 69.940397 #N/A #N/A #N/A 78.435195 $ Value 817.4052 #N/A #N/A #N/A 916.6854 Surrender 817.4052 #N/A #N/A #N/A 916.6854 CumulativeNo Surrende-18.26% #N/A #N/A #N/A -8.33% W/ Surrende-18.26% #N/A #N/A #N/A -8.33% AnnualizedNo Surrende-18.26% #N/A #N/A #N/A -5.77% W/ Surrende-18.26% #N/A #N/A #N/A -5.77% Morgan Stanley UIF Mid CRangelue AA 27 Inception 1/2/97 NO. YEARS 3.992 0.9918 YEAR YEAR YEAR YEAR 3.992 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 02-Jan-97 Inception Date 1/2/97 5.125294 195.1108 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A -- -- 0 2 FEE 31-Dec-92 0.637001 #N/A -- -- 0 3 FEE 31-Dec-93 0.637001 #N/A -- -- 0 4 FEE 31-Dec-94 0.637001 #N/A -- -- 0 5 FEE 31-Dec-95 0.637001 #N/A -- #N/A -- 0 6 FEE 31-Dec-96 0.637001 #N/A -- -- -- 0 7 FEE 31-Dec-97 0.637001 7.100691 0.08971 140.831364 0.089710 0.089710 0.089710 8 FEE 31-Dec-98 0.637001 7.876261 0.08088 0.080876 0.080876 0.080876 0.080876 9 FEE 31-Dec-99 0.637001 9.336404 0.06823 107.107619 0.068228 0.068228 0.068228 0.068228 10 FEE 31-Dec-00 0.637001 10.164515 0.06267 0.062669 0.062669 0.062669 0.062669 0.062669 ----------------------------------------------------- Units 107.044950140.619591 #N/A #N/A 194.809276 $ Value 1088.0600 1429.3299 #N/A #N/A 1980.1418 Surrender1088.0600 1429.3299 #N/A #N/A 1980.1418 CumulativeNo Surrender 8.81% 42.93% #N/A #N/A 98.01% W/ Surrender 8.81% 42.93% #N/A #N/A 98.01% AnnualizedNo Surrender 8.81% 12.64% #N/A #N/A 18.67% W/ Surrender 8.81% 12.64% #N/A #N/A 18.67% Putnam VT Growth and IncRangeB CCC 29 Inception 2/1/88 NO. YEARS 12.918 0.9178 YEAR YEAR YEAR YEAR 12.918 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 01-Feb-88 Inception Date 2/1/88 2.236203 447.1866 0 FEE 31-Dec-90 0.637001 3.143120 0.20267 318.155209 0.202665 1 FEE 31-Dec-91 0.637001 3.672459 0.17345 0.173453 0.173453 2 FEE 31-Dec-92 0.637001 3.955968 0.16102 0.161023 0.161023 3 FEE 31-Dec-93 0.637001 4.436568 0.14358 0.143580 0.143580 4 FEE 31-Dec-94 0.637001 4.369561 0.14578 0.145781 0.145781 5 FEE 31-Dec-95 0.637001 5.863167 0.10864 170.556288 0.108644 0.108644 6 FEE 31-Dec-96 0.637001 7.015874 0.09079 0.090794 0.090794 0.090794 7 FEE 31-Dec-97 0.637001 8.548852 0.07451 116.974770 0.074513 0.074513 0.074513 8 FEE 31-Dec-98 0.637001 9.688192 0.06575 0.065750 0.065750 0.065750 0.065750 9 FEE 31-Dec-99 0.637001 9.662225 0.06593 103.495830 0.065927 0.065927 0.065927 0.065927 10 FEE 31-Dec-00 0.637001 10.251044 0.06214 0.062140 0.062140 0.062140 0.062140 0.062140 ----------------------------------------------------- Units 103.433690116.780953170.197164 317.063603 445.892322 $ Value 1060.3033 1197.1267 1744.6986 3250.2329 4570.8618 Surrender1060.3033 1197.1267 1744.6986 3250.2329 4570.8618 CumulativeNo Surrender 6.03% 19.71% 74.47% 225.02% 357.09% W/ Surrender 6.03% 19.71% 74.47% 225.02% 357.09% AnnualizedNo Surrender 6.03% 6.18% 11.77% 12.51% 12.48% W/ Surrender 6.03% 6.18% 11.77% 12.51% 12.48% Putnam VT International Rangeh-IBDD 30 Inception 1/2/97 NO. YEARS 3.992 0.9918 YEAR YEAR YEAR YEAR 3.992 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 02-Jan-97 Inception Date 1/2/97 6.599070 151.5365 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A -- -- 0 2 FEE 31-Dec-92 0.637001 #N/A -- -- 0 3 FEE 31-Dec-93 0.637001 #N/A -- -- 0 4 FEE 31-Dec-94 0.637001 #N/A -- -- 0 5 FEE 31-Dec-95 0.637001 #N/A -- #N/A -- 0 6 FEE 31-Dec-96 0.637001 #N/A -- -- -- 0 7 FEE 31-Dec-97 0.637001 7.522019 0.08468 132.943030 0.084685 0.084685 0.084685 8 FEE 31-Dec-98 0.637001 8.759793 0.07272 0.072719 0.072719 0.072719 0.072719 9 FEE 31-Dec-99 0.637001 13.780330 0.04623 72.567203 0.046225 0.046225 0.046225 0.046225 10 FEE 31-Dec-00 0.637001 12.250634 0.05200 0.051997 0.051997 0.051997 0.051997 0.051997 ----------------------------------------------------- Units 72.515205 132.772089 #N/A #N/A 151.280878 $ Value 888.3572 1626.5423 #N/A #N/A 1853.2867 Surrender 888.3572 1626.5423 #N/A #N/A 1853.2867 CumulativeNo Surrende-11.16% 62.65% #N/A #N/A 85.33% W/ Surrende-11.16% 62.65% #N/A #N/A 85.33% AnnualizedNo Surrende-11.16% 17.60% #N/A #N/A 16.71% W/ Surrende-11.16% 17.60% #N/A #N/A 16.71% Putnam VT Voyager-IB Range EE 31 Inception 2/1/88 NO. YEARS 12.918 0.9178 YEAR YEAR YEAR YEAR 12.918 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 01-Feb-88 Inception Date 2/1/88 1.806292 553.6203 0 FEE 31-Dec-90 0.637001 2.285001 0.27877 437.636570 0.278775 1 FEE 31-Dec-91 0.637001 3.276352 0.19442 0.194424 0.194424 2 FEE 31-Dec-92 0.637001 3.548775 0.17950 0.179499 0.179499 3 FEE 31-Dec-93 0.637001 4.134381 0.15407 0.154074 0.154074 4 FEE 31-Dec-94 0.637001 4.099915 0.15537 0.155369 0.155369 5 FEE 31-Dec-95 0.637001 5.660650 0.11253 176.658158 0.112531 0.112531 6 FEE 31-Dec-96 0.637001 6.276306 0.10149 0.101493 0.101493 0.101493 7 FEE 31-Dec-97 0.637001 7.793426 0.08174 128.313273 0.081736 0.081736 0.081736 8 FEE 31-Dec-98 0.637001 9.513866 0.06695 0.066955 0.066955 0.066955 0.066955 9 FEE 31-Dec-99 0.637001 14.777651 0.04311 67.669753 0.043106 0.043106 0.043106 0.043106 10 FEE 31-Dec-00 0.637001 12.124436 0.05254 0.052539 0.052539 0.052539 0.052539 0.052539 ----------------------------------------------------- Units 67.617215 128.150674176.312330 436.494845 552.199845 $ Value 819.8206 1553.7546 2137.6876 5292.2538 6695.1117 Surrender 819.8206 1553.7546 2137.6876 5292.2538 6695.1117 CumulativeNo Surrende-18.02% 55.38% 113.77% 429.23% 569.51% W/ Surrende-18.02% 55.38% 113.77% 429.23% 569.51% AnnualizedNo Surrende-18.02% 15.82% 16.41% 18.13% 15.86% W/ Surrende-18.02% 15.82% 16.41% 18.13% 15.86% Date 12/29/00 End 12/29/00 VAII Asset Manager - Combo DB AIM V.I. Capital AppreciatRange A 1 Inception 1/31/00 NO. YEARS 0.912 0.9123 YEAR YEAR YEAR YEAR 0.912 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 31-Jan-00 ---------- Inception Date1/31/00 14.068470 71.0809 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A -- -- 0 2 FEE 31-Dec-92 0.637001 #N/A -- -- 0 3 FEE 31-Dec-93 0.637001 4.996109 0.12750 0.127499 0 4 FEE 31-Dec-94 0.637001 5.028002 0.12669 0.126691 0 5 FEE 31-Dec-95 0.637001 6.697127 0.09512 149.317760 0.095116 0 6 FEE 31-Dec-96 0.637001 7.734292 0.08236 0.082361 0.082361 0 7 FEE 31-Dec-97 0.637001 8.617029 0.07392 116.049279 0.073923 0.073923 0 8 FEE 31-Dec-98 0.637001 10.095479 0.06310 0.063098 0.063098 0.063098 0 9 FEE 31-Dec-99 0.637001 14.336124 0.04443 69.753861 0.044433 0.044433 0.044433 0 10 FEE 31-Dec-00 0.637001 12.541615 0.05079 0.050791 0.050791 0.050791 0.050791 0.050791 ---------- ----------------------------------------------------- Units 69.703070 115.890957 149.003154 #N/A 71.030144 $ Value 874.1891 1453.4598 1868.7402 #N/A 890.8327 1000*(1+T)= Surrender $874.1891 1453.4598 1868.7402 #N/A 882.3327 #N/A CumulativeNo Surrender#N/A #N/A #N/A #N/A -10.92% T W/ Surrender#N/A #N/A #N/A #N/A -11.77% AnnualizedNo Surrender#N/A #N/A #N/A #N/A -10.92% R W/ Surrender#N/A #N/A #N/A #N/A -11.77% AIM V.I. Growth Range B 2 Inception 1/31/00 NO. YEARS 0.912 0.9123 YEAR YEAR YEAR YEAR 0.912 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 31-Jan-00 Inception Date1/31/00 17.191528 58.1682 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A -- -- 0 2 FEE 31-Dec-92 0.637001 #N/A -- -- 0 3 FEE 31-Dec-93 0.637001 5.602842 0.11369 0.113692 0 4 FEE 31-Dec-94 0.637001 5.364839 0.11874 0.118736 0 5 FEE 31-Dec-95 0.637001 7.097110 0.08975 140.902424 0.089755 0 6 FEE 31-Dec-96 0.637001 8.233739 0.07736 0.077365 0.077365 0 7 FEE 31-Dec-97 0.637001 10.252700 0.06213 97.535283 0.062130 0.062130 0 8 FEE 31-Dec-98 0.637001 13.502694 0.04718 0.047176 0.047176 0.047176 0 9 FEE 31-Dec-99 0.637001 17.930763 0.03553 55.770075 0.035526 0.035526 0.035526 0 10 FEE 31-Dec-00 0.637001 13.999039 0.04550 0.045503 0.045503 0.045503 0.045503 0.045503 ----------------------------------------------------- Units 55.724572 97.407079 140.634724 #N/A 58.122683 $ Value 780.0905 1363.6055 1968.7510 #N/A 813.6617 Surrender $780.0905 1363.6055 1968.7510 #N/A 805.1617 #N/A CumulativeNo Surrender#N/A #N/A #N/A #N/A -18.63% W/ Surrender#N/A #N/A #N/A #N/A -19.48% AnnualizedNo Surrender#N/A #N/A #N/A #N/A -18.63% W/ Surrender#N/A #N/A #N/A #N/A -19.48% AIM V.I. Value Range CC 3 Inception 1/31/00 NO. YEARS 0.912 0.9123 YEAR YEAR YEAR YEAR 0.912 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 31-Jan-00 Inception Date1/31/00 12.890828 77.5745 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A -- -- 0 2 FEE 31-Dec-92 0.637001 #N/A -- -- 0 3 FEE 31-Dec-93 0.637001 4.258425 0.14959 0.149586 0 4 FEE 31-Dec-94 0.637001 4.349966 0.14644 0.146438 0 5 FEE 31-Dec-95 0.637001 5.817738 0.10949 171.888112 0.109493 0 6 FEE 31-Dec-96 0.637001 6.572259 0.09692 0.096923 0.096923 0 7 FEE 31-Dec-97 0.637001 7.982453 0.07980 125.274775 0.079800 0.079800 0 8 FEE 31-Dec-98 0.637001 10.375184 0.06140 0.061397 0.061397 0.061397 0 9 FEE 31-Dec-99 0.637001 13.234739 0.04813 75.558725 0.048131 0.048131 0.048131 0 10 FEE 31-Dec-00 0.637001 11.092462 0.05743 0.057426 0.057426 0.057426 0.057426 0.057426 ----------------------------------------------------- Units 75.501298 125.107821 171.544435 #N/A 77.517109 $ Value 837.4953 1387.7537 1902.8501 #N/A 859.8556 Surrender $837.4953 1387.7537 1902.8501 #N/A 851.3556 #N/A CumulativeNo Surrender#N/A #N/A #N/A #N/A -14.01% W/ Surrender#N/A #N/A #N/A #N/A -14.86% AnnualizedNo Surrender#N/A #N/A #N/A #N/A -14.01% W/ Surrender#N/A #N/A #N/A #N/A -14.86% Alliance Growth Portfolio Range D 4 Inception 1/31/00 NO. YEARS 0.912 0.9123 YEAR YEAR YEAR YEAR 0.912 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 31-Jan-00 Inception Date1/31/00 14.654597 68.2380 0 FEE 31-Dec-90 0.637001 #N/A #N/A #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A #N/A #N/A 0 2 FEE 31-Dec-92 0.637001 #N/A #N/A #N/A 0 3 FEE 31-Dec-93 0.637001 #N/A #N/A #N/A 0 4 FEE 31-Dec-94 0.637001 4.310607 0.14778 0.147775 0 5 FEE 31-Dec-95 0.637001 5.725411 0.11126 174.659950 0.111258 0 6 FEE 31-Dec-96 0.637001 7.223088 0.08819 0.088190 0.088190 0 7 FEE 31-Dec-97 0.637001 9.221257 0.06908 108.445085 0.069080 0.069080 0 8 FEE 31-Dec-98 0.637001 11.655018 0.05465 0.054655 0.054655 0.054655 0 9 FEE 31-Dec-99 0.637001 15.388549 0.04139 64.983385 0.041394 0.041394 0.041394 0 10 FEE 31-Dec-00 0.637001 12.409483 0.05133 0.051332 0.051332 0.051332 0.051332 0.051332 ----------------------------------------------------- Units 64.932053 108.297704 174.355300 #N/A 68.186642 $ Value 805.7732 1343.9185 2163.6591 #N/A 846.1610 Surrender $805.7732 1343.9185 2163.6591 #N/A 837.6610 #N/A CumulativeNo Surrender#N/A #N/A #N/A #N/A -15.38% W/ Surrender#N/A #N/A #N/A #N/A -16.23% AnnualizedNo Surrender#N/A #N/A #N/A #N/A -15.38% W/ Surrender#N/A #N/A #N/A #N/A -16.23% Alliance Growth and IncomeRangefolioE 5 Inception 1/31/00 NO. YEARS 0.912 0.9123 YEAR YEAR YEAR YEAR 0.912 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 31-Jan-00 Inception Dat31-Jan-00 8.271980 120.8900 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 2.845209 0.22389 0.223885 0 2 FEE 31-Dec-92 0.637001 3.015491 0.21124 0.211243 0 3 FEE 31-Dec-93 0.637001 3.307456 0.19260 0.192595 0 4 FEE 31-Dec-94 0.637001 3.236048 0.19685 0.196845 0 5 FEE 31-Dec-95 0.637001 4.315174 0.14762 231.740366 0.147619 0 6 FEE 31-Dec-96 0.637001 5.257609 0.12116 0.121158 0.121158 0 7 FEE 31-Dec-97 0.637001 6.648831 0.09581 150.402379 0.095806 0.095806 0 8 FEE 31-Dec-98 0.637001 7.892064 0.08071 0.080714 0.080714 0.080714 0 9 FEE 31-Dec-99 0.637001 8.629920 0.07381 115.875929 0.073813 0.073813 0.073813 0 10 FEE 31-Dec-00 0.637001 9.612615 0.06627 0.066267 0.066267 0.066267 0.066267 0.066267 ----------------------------------------------------- Units 115.809662150.181585 231.302607 #N/A 120.823774 $ Value 1113.2337 1443.6378 2223.4229 #N/A 1161.4324 Surrender 1113.2337 1443.6378 2223.4229 #N/A 1152.9324 #N/A CumulativeNo Surrender#N/A #N/A #N/A #N/A 16.14% W/ Surrender#N/A #N/A #N/A #N/A 15.29% AnnualizedNo Surrender#N/A #N/A #N/A #N/A 16.14% W/ Surrender#N/A #N/A #N/A #N/A 15.29% Alliance Premier Growth PoRangeio F 6 Inception 1/31/00 NO. YEARS 0.912 0.9123 YEAR YEAR YEAR YEAR 0.912 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 31-Jan-00 Inception Date1/31/00 13.566865 73.7090 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A -- -- 0 2 FEE 31-Dec-92 0.637001 #N/A -- -- 0 3 FEE 31-Dec-93 0.637001 #N/A -- -- 0 4 FEE 31-Dec-94 0.637001 #N/A -- -- 0 5 FEE 31-Dec-95 0.637001 #N/A -- #N/A -- 0 6 FEE 31-Dec-96 0.637001 #N/A -- -- -- 0 7 FEE 31-Dec-97 0.637001 #N/A -- #N/A -- -- 0 8 FEE 31-Dec-98 0.637001 #N/A -- -- -- -- 0 9 FEE 31-Dec-99 0.637001 14.311720 0.04451 69.872804 0.044509 0.044509 0.044509 0 10 FEE 31-Dec-00 0.637001 11.694721 0.05447 0.054469 0.054469 0.054469 0.054469 0.054469 ----------------------------------------------------- Units 69.818334 #N/A #N/A #N/A 73.654527 $ Value 816.5059 #N/A #N/A #N/A 861.3691 Surrender $816.5059 #N/A #N/A #N/A 852.8691 #N/A CumulativeNo Surrender#N/A #N/A #N/A #N/A -13.86% W/ Surrender#N/A #N/A #N/A #N/A -14.71% AnnualizedNo Surrender#N/A #N/A #N/A #N/A -13.86% W/ Surrender#N/A #N/A #N/A #N/A -14.71% Morgan Stanley UIF Mid CapRangee AA 27 Inception 1/31/00 NO. YEARS 0.912 0.9123 YEAR YEAR YEAR YEAR 0.912 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 31-Jan-00 Inception Date1/31/00 9.014852 110.9281 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A -- -- 0 2 FEE 31-Dec-92 0.637001 #N/A -- -- 0 3 FEE 31-Dec-93 0.637001 #N/A -- -- 0 4 FEE 31-Dec-94 0.637001 #N/A -- -- 0 5 FEE 31-Dec-95 0.637001 #N/A -- #N/A -- 0 6 FEE 31-Dec-96 0.637001 #N/A -- -- -- 0 7 FEE 31-Dec-97 0.637001 7.128744 0.08936 140.277165 0.089357 0.089357 0 8 FEE 31-Dec-98 0.637001 7.898682 0.08065 0.080646 0.080646 0.080646 0 9 FEE 31-Dec-99 0.637001 9.352681 0.06811 106.921213 0.068109 0.068109 0.068109 0 10 FEE 31-Dec-00 0.637001 10.171076 0.06263 0.062629 0.062629 0.062629 0.062629 0.062629 ----------------------------------------------------- Units 106.858585140.065781 #N/A #N/A 110.865427 $ Value 1086.8668 1424.6197 #N/A #N/A 1127.6207 Surrender 1086.8668 1424.6197 #N/A #N/A 1119.1207 #N/A CumulativeNo Surrender#N/A #N/A #N/A #N/A 12.76% W/ Surrender#N/A #N/A #N/A #N/A 11.91% AnnualizedNo Surrender#N/A #N/A #N/A #N/A 12.76% W/ Surrender#N/A #N/A #N/A #N/A 11.91% Putnam VT Growth and IncomRange CCC 29 Inception 1/31/00 NO. YEARS 0.912 0.9123 YEAR YEAR YEAR YEAR 0.912 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 31-Jan-00 Inception Date1/31/00 9.345696 107.0011 0 FEE 31-Dec-90 0.637001 3.179770 0.20033 314.488155 0 1 FEE 31-Dec-91 0.637001 3.711196 0.17164 0.171643 0 2 FEE 31-Dec-92 0.637001 3.993295 0.15952 0.159518 0 3 FEE 31-Dec-93 0.637001 4.473513 0.14239 0.142394 0 4 FEE 31-Dec-94 0.637001 4.401106 0.14474 0.144736 0 5 FEE 31-Dec-95 0.637001 5.899013 0.10798 169.519884 0.107984 0 6 FEE 31-Dec-96 0.637001 7.051021 0.09034 0.090342 0.090342 0 7 FEE 31-Dec-97 0.637001 8.582244 0.07422 116.519642 0.074223 0.074223 0 8 FEE 31-Dec-98 0.637001 9.715347 0.06557 0.065566 0.065566 0.065566 0 9 FEE 31-Dec-99 0.637001 9.678656 0.06581 103.320130 0.065815 0.065815 0.065815 0 10 FEE 31-Dec-00 0.637001 10.257264 0.06210 0.062102 0.062102 0.062102 0.062102 0.062102 ----------------------------------------------------- Units 103.258028116.326158 169.161836313.403831 106.939024 $ Value 1059.1449 1193.1881 1735.1376 3214.6658 1096.9018 Surrender 1059.1449 1193.1881 1735.1376 3214.6658 1088.4018 #N/A CumulativeNo Surrender#N/A #N/A #N/A #N/A 9.69% W/ Surrender#N/A #N/A #N/A #N/A 8.84% AnnualizedNo Surrender#N/A #N/A #N/A #N/A 9.69% W/ Surrender#N/A #N/A #N/A #N/A 8.84% Putnam VT International GrRangeIB DD 30 Inception 1/31/00 NO. YEARS 0.912 0.9123 YEAR YEAR YEAR YEAR 0.912 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 31-Jan-00 Inception Date1/31/00 13.125751 76.1861 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A -- -- 0 2 FEE 31-Dec-92 0.637001 #N/A -- -- 0 3 FEE 31-Dec-93 0.637001 #N/A -- -- 0 4 FEE 31-Dec-94 0.637001 #N/A -- -- 0 5 FEE 31-Dec-95 0.637001 #N/A -- #N/A -- 0 6 FEE 31-Dec-96 0.637001 #N/A -- -- -- 0 7 FEE 31-Dec-97 0.637001 7.551373 0.08436 132.426249 0.084356 0.084356 0 8 FEE 31-Dec-98 0.637001 8.784322 0.07252 0.072516 0.072516 0.072516 0 9 FEE 31-Dec-99 0.637001 13.803801 0.04615 72.443815 0.046147 0.046147 0.046147 0 10 FEE 31-Dec-00 0.637001 12.258071 0.05197 0.051966 0.051966 0.051966 0.051966 0.051966 ----------------------------------------------------- Units 72.391849 132.255621 #N/A #N/A 76.134151 $ Value 887.3844 1621.1988 #N/A #N/A 933.2578 Surrender $887.3844 1621.1988 #N/A #N/A 924.7578 #N/A CumulativeNo Surrender#N/A #N/A #N/A #N/A -6.67% W/ Surrender#N/A #N/A #N/A #N/A -7.52% AnnualizedNo Surrender#N/A #N/A #N/A #N/A -6.67% W/ Surrender#N/A #N/A #N/A #N/A -7.52% Putnam VT Voyager-IB Range EE 31 Inception 1/31/00 NO. YEARS 0.912 0.9123 YEAR YEAR YEAR YEAR 0.912 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 31-Jan-00 Inception Date1/31/00 14.350947 69.6818 0 FEE 31-Dec-90 0.637001 2.311713 0.27555 432.579650 0 1 FEE 31-Dec-91 0.637001 3.311009 0.19239 0.192389 0 2 FEE 31-Dec-92 0.637001 3.582377 0.17782 0.177815 0 3 FEE 31-Dec-93 0.637001 4.168939 0.15280 0.152797 0 4 FEE 31-Dec-94 0.637001 4.129647 0.15425 0.154251 0 5 FEE 31-Dec-95 0.637001 5.695426 0.11184 175.579491 0.111844 0 6 FEE 31-Dec-96 0.637001 6.307909 0.10098 0.100984 0.100984 0 7 FEE 31-Dec-97 0.637001 7.824056 0.08142 127.810946 0.081416 0.081416 0 8 FEE 31-Dec-98 0.637001 9.540773 0.06677 0.066766 0.066766 0.066766 0 9 FEE 31-Dec-99 0.637001 14.803188 0.04303 67.553016 0.043031 0.043031 0.043031 0 10 FEE 31-Dec-00 0.637001 12.132092 0.05251 0.052505 0.052505 0.052505 0.052505 0.052505 ----------------------------------------------------- Units 67.500511 127.648643 175.234788431.445851 69.629307 $ Value 818.9224 1548.6451 2125.9646 5234.3408 844.7492 Surrender $818.9224 1548.6451 2125.9646 5234.3408 836.2492 #N/A CumulativeNo Surrender#N/A #N/A #N/A #N/A -15.53% W/ Surrender#N/A #N/A #N/A #N/A -16.38% AnnualizedNo Surrender#N/A #N/A #N/A #N/A -15.53% W/ Surrender#N/A #N/A #N/A #N/A -16.38% Non-Standardized Performance Performanc12/31/00 --------------------------------- AUVS End 1 Year 5 Year 10 Year --------------------------------- Fund Subaccount12/31/00o12/31/9912/31/9512/31/90 Inception AIM V.I. Capital Appreciation 01/31/00 12.542 N/A N/A N/A 14.068 AIM V.I. Growth 01/31/00 13.999 N/A N/A N/A 17.192 AIM V.I. Value 01/31/00 11.092 N/A N/A N/A 12.891 Alliance Growth Portfolio 01/31/00 12.409 N/A N/A N/A 14.655 Alliance Growth and Income Portfolio 01/31/00 9.613 N/A N/A N/A 8.272 Alliance Premier Growth Portfolio 01/31/00 11.695 N/A N/A N/A 13.567 Morgan Stanley UIF Mid Cap Value 01/31/00 10.171 N/A N/A N/A 9.015 Putnam VT Growth and Income-IB 01/31/00 10.257 N/A N/A N/A 9.346 Putnam VT International Growth-IB 01/31/00 12.258 N/A N/A N/A 13.126 Putnam VT Voyager-IB 01/31/00 12.132 N/A N/A N/A 14.351 --------------------------------- PERFORMANCE - Annualized Subaccount Since Total --------------------------------- Funds Inception 1 Year 5 Year 10 Year InceptionReturn AIM V.I. Capital Appreciation 1 01/31/00 N/A N/A N/A N/A -10.85% AIM V.I. Growth 2 01/31/00 N/A N/A N/A N/A -18.57% AIM V.I. Value 3 01/31/00 N/A N/A N/A N/A -13.95% Alliance Growth Portfolio 4 01/31/00 N/A N/A N/A N/A -15.32% Alliance Growth and Income Portfoli5 01/31/00 N/A N/A N/A N/A 16.21% Alliance Premier Growth Portfolio 6 01/31/00 N/A N/A N/A N/A -13.80% Morgan Stanley UIF Mid Cap Value 27 01/31/00 N/A N/A N/A N/A 12.83% Putnam VT Growth and Income-IB 29 01/31/00 N/A N/A N/A N/A 9.75% Putnam VT International Growth-IB 30 01/31/00 N/A N/A N/A N/A -6.61% Putnam VT Voyager-IB 31 01/31/00 N/A N/A N/A N/A -15.46% Date 12/29/00 End 12/29/00 VAII Asset Manager - Combo DB AIM V.I. Capital AppreciRange A 1 Inception 5/5/93 NO. YEARS 7.658 0.6575 YEAR YEAR YEAR YEAR 7.658 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 05-May-93 ---------- Inception Date 5/5/93 4.231705 236.3114 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A -- -- 0 2 FEE 31-Dec-92 0.637001 #N/A -- -- 0 3 FEE 31-Dec-93 0.637001 4.996109 0.12750 0.127499 0.127499 4 FEE 31-Dec-94 0.637001 5.028002 0.12669 0.126691 0.126691 5 FEE 31-Dec-95 0.637001 6.697127 0.09512 149.317760 0.095116 0.095116 6 FEE 31-Dec-96 0.637001 7.734292 0.08236 0.082361 0.082361 0.082361 7 FEE 31-Dec-97 0.637001 8.617029 0.07392 116.049279 0.073923 0.073923 0.073923 8 FEE 31-Dec-98 0.637001 10.095479 0.06310 0.063098 0.063098 0.063098 0.063098 9 FEE 31-Dec-99 0.637001 14.336124 0.04443 69.753861 0.044433 0.044433 0.044433 0.044433 10 FEE 31-Dec-00 0.637001 12.541615 0.05079 0.050791 0.050791 0.050791 0.050791 0.050791 ---------- ----------------------------------------------------- Units 69.703070 115.890957149.003154 #N/A 235.647457 $ Value 874.1891 1453.4598 1868.7402 #N/A 2955.3997 1000*(1+T)= Surrender 874.1891 1453.4598 1868.7402 #N/A 2955.3997 CumulativeNo Surrende-12.58% 45.35% 86.87% #N/A 195.54% T W/ Surrende-12.58% 45.35% 86.87% #N/A 195.54% AnnualizedNo Surrende-12.58% 13.28% 13.32% #N/A 15.20% R W/ Surrende-12.58% 13.28% 13.32% #N/A 15.20% AIM V.I. Growth Range B 2 Inception 5/5/93 NO. YEARS 7.658 0.6575 YEAR YEAR YEAR YEAR 7.658 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 05-May-93 Inception Date 5/5/93 5.124219 195.1517 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A -- -- 0 2 FEE 31-Dec-92 0.637001 #N/A -- -- 0 3 FEE 31-Dec-93 0.637001 5.602842 0.11369 0.113692 0.113692 4 FEE 31-Dec-94 0.637001 5.364839 0.11874 0.118736 0.118736 5 FEE 31-Dec-95 0.637001 7.097110 0.08975 140.902424 0.089755 0.089755 6 FEE 31-Dec-96 0.637001 8.233739 0.07736 0.077365 0.077365 0.077365 7 FEE 31-Dec-97 0.637001 10.252700 0.06213 97.535283 0.062130 0.062130 0.062130 8 FEE 31-Dec-98 0.637001 13.502694 0.04718 0.047176 0.047176 0.047176 0.047176 9 FEE 31-Dec-99 0.637001 17.930763 0.03553 55.770075 0.035526 0.035526 0.035526 0.035526 10 FEE 31-Dec-00 0.637001 13.999039 0.04550 0.045503 0.045503 0.045503 0.045503 0.045503 ----------------------------------------------------- Units 55.724572 97.407079 140.634724 #N/A 194.561808 $ Value 780.0905 1363.6055 1968.7510 #N/A 2723.6783 Surrender 780.0905 1363.6055 1968.7510 #N/A 2723.6783 CumulativeNo Surrende-21.99% 36.36% 96.88% #N/A 172.37% W/ Surrende-21.99% 36.36% 96.88% #N/A 172.37% AnnualizedNo Surrende-21.99% 10.89% 14.51% #N/A 13.98% W/ Surrende-21.99% 10.89% 14.51% #N/A 13.98% AIM V.I. Value Range CC 3 Inception 5/5/93 NO. YEARS 7.658 0.6575 YEAR YEAR YEAR YEAR 7.658 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 05-May-93 Inception Date 5/5/93 3.753627 266.4090 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A -- -- 0 2 FEE 31-Dec-92 0.637001 #N/A -- -- 0 3 FEE 31-Dec-93 0.637001 4.258425 0.14959 0.149586 0.149586 4 FEE 31-Dec-94 0.637001 4.349966 0.14644 0.146438 0.146438 5 FEE 31-Dec-95 0.637001 5.817738 0.10949 171.888112 0.109493 0.109493 6 FEE 31-Dec-96 0.637001 6.572259 0.09692 0.096923 0.096923 0.096923 7 FEE 31-Dec-97 0.637001 7.982453 0.07980 125.274775 0.079800 0.079800 0.079800 8 FEE 31-Dec-98 0.637001 10.375184 0.06140 0.061397 0.061397 0.061397 0.061397 9 FEE 31-Dec-99 0.637001 13.234739 0.04813 75.558725 0.048131 0.048131 0.048131 0.048131 10 FEE 31-Dec-00 0.637001 11.092462 0.05743 0.057426 0.057426 0.057426 0.057426 0.057426 ----------------------------------------------------- Units 75.501298 125.107821171.544435 #N/A 265.659802 $ Value 837.4953 1387.7537 1902.8501 #N/A 2946.8213 Surrender 837.4953 1387.7537 1902.8501 #N/A 2946.8213 CumulativeNo Surrende-16.25% 38.78% 90.29% #N/A 194.68% W/ Surrende-16.25% 38.78% 90.29% #N/A 194.68% AnnualizedNo Surrende-16.25% 11.54% 13.73% #N/A 15.16% W/ Surrende-16.25% 11.54% 13.73% #N/A 15.16% Alliance Growth PortfoliRange D 4 Inception 9/15/94 NO. YEARS 6.293 0.2932 YEAR YEAR YEAR YEAR 6.293 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 15-Sep-94 Inception Date9/15/94 4.115365 242.9918 0 FEE 31-Dec-90 0.637001 #N/A #N/A #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A #N/A #N/A 0 2 FEE 31-Dec-92 0.637001 #N/A #N/A #N/A 0 3 FEE 31-Dec-93 0.637001 #N/A #N/A #N/A 0 4 FEE 31-Dec-94 0.637001 4.310607 0.14778 0.147775 0.147775 5 FEE 31-Dec-95 0.637001 5.725411 0.11126 174.659950 0.111258 0.111258 6 FEE 31-Dec-96 0.637001 7.223088 0.08819 0.088190 0.088190 0.088190 7 FEE 31-Dec-97 0.637001 9.221257 0.06908 108.445085 0.069080 0.069080 0.069080 8 FEE 31-Dec-98 0.637001 11.655018 0.05465 0.054655 0.054655 0.054655 0.054655 9 FEE 31-Dec-99 0.637001 15.388549 0.04139 64.983385 0.041394 0.041394 0.041394 0.041394 10 FEE 31-Dec-00 0.637001 12.409483 0.05133 0.051332 0.051332 0.051332 0.051332 0.051332 ----------------------------------------------------- Units 64.932053 108.297704174.355300 #N/A 242.428129 $ Value 805.7732 1343.9185 2163.6591 #N/A 3008.4077 Surrender 805.7732 1343.9185 2163.6591 #N/A 3008.4077 CumulativeNo Surrende-19.42% 34.39% 116.37% #N/A 200.84% W/ Surrende-19.42% 34.39% 116.37% #N/A 200.84% AnnualizedNo Surrende-19.42% 10.35% 16.69% #N/A 19.13% W/ Surrende-19.42% 10.35% 16.69% #N/A 19.13% Alliance Growth and IncoRangertfolEo 5 Inception 1/14/91 NO. YEARS 9.964 0.9644 YEAR YEAR YEAR YEAR 9.964 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 14-Jan-91 Inception Da14-Jan-91 2.797692 357.4375 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 2.845209 0.22389 0.223885 0.223885 2 FEE 31-Dec-92 0.637001 3.015491 0.21124 0.211243 0.211243 3 FEE 31-Dec-93 0.637001 3.307456 0.19260 0.192595 0.192595 4 FEE 31-Dec-94 0.637001 3.236048 0.19685 0.196845 0.196845 5 FEE 31-Dec-95 0.637001 4.315174 0.14762 231.740366 0.147619 0.147619 6 FEE 31-Dec-96 0.637001 5.257609 0.12116 0.121158 0.121158 0.121158 7 FEE 31-Dec-97 0.637001 6.648831 0.09581 150.402379 0.095806 0.095806 0.095806 8 FEE 31-Dec-98 0.637001 7.892064 0.08071 0.080714 0.080714 0.080714 0.080714 9 FEE 31-Dec-99 0.637001 8.629920 0.07381 115.8759290.073813 0.073813 0.073813 0.073813 10 FEE 31-Dec-00 0.637001 9.612615 0.06627 0.066267 0.066267 0.066267 0.066267 0.066267 ----------------------------------------------------- Units 115.809662150.181585231.302607 #N/A 356.027542 $ Value 1113.2337 1443.6378 2223.4229 #N/A 3422.3557 Surrender1113.2337 1443.6378 2223.4229 #N/A 3422.3557 CumulativeNo Surrender11.32% 44.36% 122.34% #N/A 242.24% W/ Surrender11.32% 44.36% 122.34% #N/A 242.24% AnnualizedNo Surrender11.32% 13.02% 17.33% #N/A 13.14% W/ Surrender11.32% 13.02% 17.33% #N/A 13.14% Alliance Premier Growth Rangeolio F 6 Inception 7/14/99 NO. YEARS 1.463 0.4630 YEAR YEAR YEAR YEAR 1.463 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 14-Jul-99 Inception Date7/14/99 12.762071 78.3572 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A -- -- 0 2 FEE 31-Dec-92 0.637001 #N/A -- -- 0 3 FEE 31-Dec-93 0.637001 #N/A -- -- 0 4 FEE 31-Dec-94 0.637001 #N/A -- -- 0 5 FEE 31-Dec-95 0.637001 #N/A -- #N/A -- 0 6 FEE 31-Dec-96 0.637001 #N/A -- -- -- 0 7 FEE 31-Dec-97 0.637001 #N/A -- #N/A -- -- 0 8 FEE 31-Dec-98 0.637001 #N/A -- -- -- -- 0 9 FEE 31-Dec-99 0.637001 14.311720 0.04451 69.872804 0.044509 0.044509 0.044509 0.044509 10 FEE 31-Dec-00 0.637001 11.694721 0.05447 0.054469 0.054469 0.054469 0.054469 0.054469 ----------------------------------------------------- Units 69.818334 #N/A #N/A #N/A 78.258210 $ Value 816.5059 #N/A #N/A #N/A 915.2079 Surrender 816.5059 #N/A #N/A #N/A 915.2079 CumulativeNo Surrende-18.35% #N/A #N/A #N/A -8.48% W/ Surrende-18.35% #N/A #N/A #N/A -8.48% AnnualizedNo Surrende-18.35% #N/A #N/A #N/A -5.88% W/ Surrende-18.35% #N/A #N/A #N/A -5.88% Morgan Stanley UIF Mid CRangelue AA 27 Inception 1/2/97 NO. YEARS 3.992 0.9918 YEAR YEAR YEAR YEAR 3.992 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 02-Jan-97 Inception Date 1/2/97 5.151171 194.1306 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A -- -- 0 2 FEE 31-Dec-92 0.637001 #N/A -- -- 0 3 FEE 31-Dec-93 0.637001 #N/A -- -- 0 4 FEE 31-Dec-94 0.637001 #N/A -- -- 0 5 FEE 31-Dec-95 0.637001 #N/A -- #N/A -- 0 6 FEE 31-Dec-96 0.637001 #N/A -- -- -- 0 7 FEE 31-Dec-97 0.637001 7.128744 0.08936 140.277165 0.089357 0.089357 0.089357 8 FEE 31-Dec-98 0.637001 7.898682 0.08065 0.080646 0.080646 0.080646 0.080646 9 FEE 31-Dec-99 0.637001 9.352681 0.06811 106.921213 0.068109 0.068109 0.068109 0.068109 10 FEE 31-Dec-00 0.637001 10.171076 0.06263 0.062629 0.062629 0.062629 0.062629 0.062629 ----------------------------------------------------- Units 106.858585140.065781 #N/A #N/A 193.829876 $ Value 1086.8668 1424.6197 #N/A #N/A 1971.4584 Surrender1086.8668 1424.6197 #N/A #N/A 1971.4584 CumulativeNo Surrender 8.69% 42.46% #N/A #N/A 97.15% W/ Surrender 8.69% 42.46% #N/A #N/A 97.15% AnnualizedNo Surrender 8.69% 12.52% #N/A #N/A 18.54% W/ Surrender 8.69% 12.52% #N/A #N/A 18.54% Putnam VT Growth and IncRangeB CCC 29 Inception 2/1/88 NO. YEARS 12.918 0.9178 YEAR YEAR YEAR YEAR 12.918 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 01-Feb-88 Inception Date 2/1/88 2.269539 440.6181 0 FEE 31-Dec-90 0.637001 3.179770 0.20033 314.488155 0.200329 1 FEE 31-Dec-91 0.637001 3.711196 0.17164 0.171643 0.171643 2 FEE 31-Dec-92 0.637001 3.993295 0.15952 0.159518 0.159518 3 FEE 31-Dec-93 0.637001 4.473513 0.14239 0.142394 0.142394 4 FEE 31-Dec-94 0.637001 4.401106 0.14474 0.144736 0.144736 5 FEE 31-Dec-95 0.637001 5.899013 0.10798 169.519884 0.107984 0.107984 6 FEE 31-Dec-96 0.637001 7.051021 0.09034 0.090342 0.090342 0.090342 7 FEE 31-Dec-97 0.637001 8.582244 0.07422 116.519642 0.074223 0.074223 0.074223 8 FEE 31-Dec-98 0.637001 9.715347 0.06557 0.065566 0.065566 0.065566 0.065566 9 FEE 31-Dec-99 0.637001 9.678656 0.06581 103.320130 0.065815 0.065815 0.065815 0.065815 10 FEE 31-Dec-00 0.637001 10.257264 0.06210 0.062102 0.062102 0.062102 0.062102 0.062102 ----------------------------------------------------- Units 103.258028116.326158169.161836 313.403831 439.333464 $ Value 1059.1449 1193.1881 1735.1376 3214.6658 4506.3593 Surrender1059.1449 1193.1881 1735.1376 3214.6658 4506.3593 CumulativeNo Surrender 5.91% 19.32% 73.51% 221.47% 350.64% W/ Surrender 5.91% 19.32% 73.51% 221.47% 350.64% AnnualizedNo Surrender 5.91% 6.06% 11.65% 12.39% 12.36% W/ Surrender 5.91% 6.06% 11.65% 12.39% 12.36% Putnam VT International Rangeh-IBDD 30 Inception 1/2/97 NO. YEARS 3.992 0.9918 YEAR YEAR YEAR YEAR 3.992 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 02-Jan-97 Inception Date 1/2/97 6.632071 150.7825 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A -- -- 0 2 FEE 31-Dec-92 0.637001 #N/A -- -- 0 3 FEE 31-Dec-93 0.637001 #N/A -- -- 0 4 FEE 31-Dec-94 0.637001 #N/A -- -- 0 5 FEE 31-Dec-95 0.637001 #N/A -- #N/A -- 0 6 FEE 31-Dec-96 0.637001 #N/A -- -- -- 0 7 FEE 31-Dec-97 0.637001 7.551373 0.08436 132.426249 0.084356 0.084356 0.084356 8 FEE 31-Dec-98 0.637001 8.784322 0.07252 0.072516 0.072516 0.072516 0.072516 9 FEE 31-Dec-99 0.637001 13.803801 0.04615 72.443815 0.046147 0.046147 0.046147 0.046147 10 FEE 31-Dec-00 0.637001 12.258071 0.05197 0.051966 0.051966 0.051966 0.051966 0.051966 ----------------------------------------------------- Units 72.391849 132.255621 #N/A #N/A 150.527479 $ Value 887.3844 1621.1988 #N/A #N/A 1845.1765 Surrender 887.3844 1621.1988 #N/A #N/A 1845.1765 CumulativeNo Surrende-11.26% 62.12% #N/A #N/A 84.52% W/ Surrende-11.26% 62.12% #N/A #N/A 84.52% AnnualizedNo Surrende-11.26% 17.47% #N/A #N/A 16.59% W/ Surrende-11.26% 17.47% #N/A #N/A 16.59% Putnam VT Voyager-IB Range EE 31 Inception 2/1/88 NO. YEARS 12.918 0.9178 YEAR YEAR YEAR YEAR 12.918 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 01-Feb-88 Inception Date 2/1/88 1.833258 545.4770 0 FEE 31-Dec-90 0.637001 2.311713 0.27555 432.579650 0.275554 1 FEE 31-Dec-91 0.637001 3.311009 0.19239 0.192389 0.192389 2 FEE 31-Dec-92 0.637001 3.582377 0.17782 0.177815 0.177815 3 FEE 31-Dec-93 0.637001 4.168939 0.15280 0.152797 0.152797 4 FEE 31-Dec-94 0.637001 4.129647 0.15425 0.154251 0.154251 5 FEE 31-Dec-95 0.637001 5.695426 0.11184 175.579491 0.111844 0.111844 6 FEE 31-Dec-96 0.637001 6.307909 0.10098 0.100984 0.100984 0.100984 7 FEE 31-Dec-97 0.637001 7.824056 0.08142 127.810946 0.081416 0.081416 0.081416 8 FEE 31-Dec-98 0.637001 9.540773 0.06677 0.066766 0.066766 0.066766 0.066766 9 FEE 31-Dec-99 0.637001 14.803188 0.04303 67.553016 0.043031 0.043031 0.043031 0.043031 10 FEE 31-Dec-00 0.637001 12.132092 0.05251 0.052505 0.052505 0.052505 0.052505 0.052505 ----------------------------------------------------- Units 67.500511 127.648643175.234788 431.445851 544.067608 $ Value 818.9224 1548.6451 2125.9646 5234.3408 6600.6783 Surrender 818.9224 1548.6451 2125.9646 5234.3408 6600.6783 CumulativeNo Surrende-18.11% 54.86% 112.60% 423.43% 560.07% W/ Surrende-18.11% 54.86% 112.60% 423.43% 560.07% AnnualizedNo Surrende-18.11% 15.70% 16.28% 18.00% 15.73% W/ Surrende-18.11% 15.70% 16.28% 18.00% 15.73%