0000945094-01-500181.txt : 20011008 0000945094-01-500181.hdr.sgml : 20011008 ACCESSION NUMBER: 0000945094-01-500181 CONFORMED SUBMISSION TYPE: 485BPOS PUBLIC DOCUMENT COUNT: 4 FILED AS OF DATE: 20010920 EFFECTIVENESS DATE: 20011001 FILER: COMPANY DATA: COMPANY CONFORMED NAME: NORTHBROOK VARIABLE ANNUITY ACCOUNT II CENTRAL INDEX KEY: 0000864922 STANDARD INDUSTRIAL CLASSIFICATION: [] STATE OF INCORPORATION: IL FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 485BPOS SEC ACT: 1933 Act SEC FILE NUMBER: 033-35412 FILM NUMBER: 1741085 BUSINESS ADDRESS: STREET 1: 3100 SANDERS RD STREET 2: C/O NORTHBROOK LIFE INSURANCE CO CITY: NORTHBROOK STATE: IL ZIP: 60062 BUSINESS PHONE: 8474022400 MAIL ADDRESS: STREET 1: 3100 SANDERS RD CITY: NORTHBROOK STATE: IL ZIP: 60062 FILER: COMPANY DATA: COMPANY CONFORMED NAME: NORTHBROOK VARIABLE ANNUITY ACCOUNT II CENTRAL INDEX KEY: 0000864922 STANDARD INDUSTRIAL CLASSIFICATION: [] STATE OF INCORPORATION: IL FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 485BPOS SEC ACT: 1940 Act SEC FILE NUMBER: 811-06116 FILM NUMBER: 1741086 BUSINESS ADDRESS: STREET 1: 3100 SANDERS RD STREET 2: C/O NORTHBROOK LIFE INSURANCE CO CITY: NORTHBROOK STATE: IL ZIP: 60062 BUSINESS PHONE: 8474022400 MAIL ADDRESS: STREET 1: 3100 SANDERS RD CITY: NORTHBROOK STATE: IL ZIP: 60062 485BPOS 1 nlicva2amprosaiptc485b.txt NLIC VAII ASSET MANAGER As filed with the Securities and Exchange Commission on September 20, 2001. -------------------------------------------------------------------------------- File Nos. 033-35412 811-06116 SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM N-4 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 POST-EFFECTIVE AMENDMENT NO. 34 AND/OR REGISTRATION STATEMENT UNDER THE INVESTMENT COMPANY ACT OF 1940 AMENDMENT NO. 42 NORTHBROOK VARIABLE ANNUITY ACCOUNT II (Exact Name of Registrant) NORTHBROOK LIFE INSURANCE COMPANY (Name of Depositor) MICHAEL J. VELOTTA VICE PRESIDENT, SECRETARY AND GENERAL COUNSEL NORTHBROOK LIFE INSURANCE COMPANY 3100 SANDERS ROAD NORTHBROOK, ILLINOIS 60062 847/402-2400 (Name and Complete Address of Agent for Service) COPIES TO: CHARLES M. SMITH, JR., ESQUIRE DANIEL J. FITZPATRICK, ESQUIRE ALLSTATE LIFE INSURANCE COMPANY MORGAN STANLEY DW INC. 3100 SANDERS ROAD, SUITE J5B 1585 BROADWAY NORTHBROOK, ILLINOIS 60062 NEW YORK, NEW YORK 10036 APPROXIMATE DATE OF PROPOSED PUBLIC OFFERING: CONTINUOUS IT IS PROPOSED THAT THIS FILING WILL BECOME EFFECTIVE (CHECK APPROPRIATE BOX) __ immediately upon filing pursuant to paragraph (b) of Rule 485 x on October 1, 2001 pursuant to paragraph (b) of Rule 485 __ 60 days after filing pursuant to paragraph (a)(1) of Rule 485 __ on (date) pursuant to paragraph (a)(1) of Rule 485 IF APPROPRIATE, CHECK THE FOLLOWING BOX: [__] This post-effective amendment designates a new effective date for a previously filed post-effective amendment. TITLE OF SECURITIES BEING REGISTERED: Units of interest in the Northbrook Variable Annuity Account II under deferred variable annuity contracts. Explanatory Note Registrant is filing this post-effective amendment ("Amendment") for the purpose of adding 10 new variable sub-accounts that will be available under the Morgan Stanley Variable Annuity II AssetManager contracts described in the registration statement. The Amendment is not intended to amend or delete any part of the registration statement, except as specifically noted herein. Northbrook Life Insurance Company Northbrook Variable Annuity Account II Supplement, dated October 1, 2001, to the Morgan Stanley Variable Annuity II AssetManager Prospectus dated May 1, 2001 This supplement amends the above-referenced prospectus for the Morgan Stanley Variable Annuity II AssetManager Contracts (the "Contracts"), offered by Northbrook Life Insurance Company, to add 10 new Variable Sub-Accounts. Please keep this supplement for future reference together with your prospectus. Cover page: Replace the second paragraph with the following: The Contract offers 34 investment alternatives ("investment alternatives"). The investment alternatives include 2 fixed account options ("Fixed Account Options") and 32 variable sub-accounts ("Variable Sub-Accounts") of the Northbrook Variable Annuity Account II ("Variable Account"). Each Variable Sub-Account invests exclusively in shares of portfolios ("Portfolios") of the following mutual funds ("Funds"): o Morgan Stanley Variable Investment Series o The Universal Institutional Funds, Inc. o Van Kampen Life Investment Trust o AIM Variable Insurance Funds o Alliance Variable Products Series Fund (Class B shares) o Putnam Variable Trust (Class IB Shares) Change all references throughout the prospectus to the availability of "22" Variable Sub-Accounts to "32" Variable Sub-Accounts, and "24" investment alternatives to "34" investment alternatives. Page 4: Under the section "Investment Alternatives," add the following investment advisers: o Morgan Stanley Investment Management L.P. o AIM Advisors, Inc. o Alliance Capital Management, L.P. o Putnam Investment Management, Inc.
Page 8: Insert the following to the chart describing Portfolio Annual Expenses: Portfolio Management Fees 12b-1 Fees Other Total Annual Expenses Portfolio Expenses The Universal Institutional Funds, Inc. Mid Cap Value Portfolio 0.53% N/A 0.52% 1.05% AIM Variable Insurance Funds AIM V.I. Capital Appreciation Fund 0.61% N/A 0.21% 0.82% AIM V.I. Growth Fund 0.61% N/A 0.22% 0.83% AIM V.I. Value Fund 0.61% N/A 0.23% 0.84% Alliance Variable Products Series Fund (Class B Shares)(4) Alliance Growth Portfolio 0.75% 0.25% 0.08% 1.08% Alliance Growth and Income Portfolio 0.63% 0.25% 0.07% 0.95% Alliance Premier Growth Portfolio 1.00% 0.25% 0.05% 1.30% Putnam Variable Trust (Class IB Shares) Putnam VT Growth and Income Fund 0.46% 0.25% 0.04% 0.75% Putnam VT International Growth Fund 0.80% 0.25% 0.17% 1.22% Putnam VT Voyager Fund 0.51% 0.25% 0.05% 0.81% Page 8: Insert the following into the table in footnote (3) which sets forth that absent voluntary reductions and reimbursements for certain Portfolios, "Management Fees," "Rule 12b-1 Fees," "Other Expenses," and "Total Annual Portfolio Expenses" would have been as follows: Fund Management Fees Rule 12b-1Fees Other Total Annual Expenses Fund Expenses Mid Cap Value Portfolio 0.75% N/A 0.52% 1.27% Page 8: Insert the following as footnote (4): (4) Class B of the Alliance Variable Products Series Fund has a distribution plan or "Rule 12b-1" plan as described in the Fund's prospectus. Page 9: Insert the following into the Expense Example table: Sub-Account 1 Year 3 Years 5 Years 10 Years The Universal Institutional Funds, Inc. Mid Cap Value 30 92 156 329 AIM Variable Insurance Funds AIM V.I. Capital Appreciation 28 85 145 306 AIM V.I. Growth 28 85 145 307 AIM V.I. Value 28 86 146 308 Alliance Variable Product Series Fund (Class B Shares) Alliance Growth 30 93 158 331 Alliance Growth and Income 29 89 151 319 Alliance Premier Growth 33 100 169 353 Putnam Variable Trust (Class IB Shares) Putnam VT Growth and Income 27 83 141 299 Putnam VT International Growth 32 97 165 345 Putnam VT Voyager 28 85 144 305 Page 14: Insert the following into the table describing the "investment objective" of each Portfolio: Portfolio: Each Portfolio Seeks: Investment Advisor The Universal Institutional Funds, Inc. Mid Cap Value Portfolio Above average total return over a market cycle Morgan Stanley Investment of three to five years Management L.P. AIM Variable Insurance Funds* AIM V.I. Capital Appreciation Fund Growth of capital AIM V.I. Growth Fund Growth of capital AIM Advisors, Inc. AIM V.I. Value Fund Long-term growth of capital AllianceVariable Products Series Fund (Class B Shares) Alliance Growth Portfolio Long-term growth of capital. Current income is incidental to the Portfolio's objective Alliance Growth and Income Portfolio Reasonable current income and reasonable Alliance Capital opportunity for appreciation Management, L.P. Alliance Premier Growth Portfolio Growth of capital by pursuing aggressive investment policies Putnam Variable Trust (Class IB Shares) Putnam VT Growth and Income Fund Capital growth and current income Putnam Investment Putnam VT International Growth Fund Capital appreciation Management, Inc. Putnam VT Voyager Fund Capital appreciation * A portfolio's investment objective may be changed by the Fund's Board of Trustees without shareholder approval. Page A-2; A-4; and A-6 (Appendix A): Add the following to the footnote after the tables of Accumulation Unit Values: In addition, there are no Accumulation Unit Values to report for the following Variable Sub-Accounts, which commenced operations on January 31, 2000, but which were first offered under the Contract as of the date of this supplement: Mid-Cap Value, AIM V.I. Capital Appreciation, AIM V.I. Growth, AIM V.I. Value, Alliance Growth, Alliance Growth and Income, Alliance Premier Growth, Putnam VT Growth and Income, Putnam VT International Growth, and Putnam VT Voyager.
Northbrook Life Insurance Company Northbrook Variable Annuity Account II Supplement, dated October 1, 2001, to the Morgan Stanley Variable Annuity II AssetManager Statement of Additional Information dated May 1, 2001 This supplement amends the above-referenced Statement of Additional Information ("SAI") for the Morgan Stanley Variable Annuity II AssetManager Contracts (the "Contracts"), offered by Northbrook Life Insurance Company, to add 10 new Variable Sub-Accounts. Add the following to the section entitled "Standardized Total Returns," in the table setting forth the dates on which the Variable Sub-Accounts commenced operations: THE UNIVERSAL INSTITUTIONAL FUNDS, INC.: Variable Sub-Account Date Mid-Cap Value January 31, 2000 AIM VARIABLE INSURANCE FUNDS: Variable Sub-Account Date Capital Appreciation January 31, 2000 Growth January 31, 2000 Value January 31, 2000 ALLIANCE VARIABLE PRODUCTS SERIES FUND (CLASS B SHARES): Variable Sub-Account Date Growth January 31, 2000 Growth and Income January 31, 2000 Premier Growth January 31, 2000 PUTNAM VARIABLE TRUST (CLASS IB SHARES): Variable Sub-Account Date Growth and Income January 31, 2000 International Growth January 31, 2000 Voyager January 31, 2000 Insert the following into the tables describing Variable Sub-Account performance for each category of performance shown under Standardized Total Returns: (WITHOUT AN OPTIONAL DEATH OR INCOME BENEFIT)
Ten Years or Variable Sub-Account One Year 5 Years Since Inception AIM V.I. Capital Appreciation N/A N/A -11.57% AIM V.I. Growth N/A N/A -19.31% AIM V.I. Value N/A N/A -14.68% Alliance Growth N/A N/A -16.05% Alliance Growth and Income N/A N/A 15.55% Alliance Premier Growth N/A N/A -14.52 Mid Cap Value N/A N/A 12.16% Putnam VT Growth and Income N/A N/A 9.08% Putnam VT International Growth N/A N/A -7.32% Putnam VT Voyager N/A N/A -16.19% (WITH ENHANCED DEATH BENEFIT OPTION, PERFORMANCE DEATH BENEFIT OPTION OR PERFORMANCE INCOME BENEFIT OPTION) Ten Years or Variable Sub-Account One Year 5 Years Since Inception AIM V.I. Capital Appreciation N/A N/A -11.68% AIM V.I. Growth N/A N/A -19.40% AIM V.I. Value N/A N/A -14.78% Alliance Growth N/A N/A -16.15% Alliance Growth and Income N/A N/A 15.41% Alliance Premier Growth N/A N/A -14.63% Mid Cap Value N/A N/A 12.02% Putnam VT Growth and Income N/A N/A 8.95% Putnam VT International Growth N/A N/A -7.43% Putnam VT Voyager N/A N/A -16.29% (WITH PERFORMANCE BENEFIT COMBINATION OPTION OR DEATH BENEFIT COMBINATION OPTION) Ten Years or Variable Sub-Account One Year 5 Years Since Inception AIM V.I. Capital Appreciation N/A N/A -11.77% AIM V.I. Growth N/A N/A -19.48% AIM V.I. Value N/A N/A -14.86% Alliance Growth N/A N/A -16.23% Alliance Growth and Income N/A N/A 15.29% Alliance Premier Growth N/A N/A --14.71% Mid Cap Value N/A N/A 11.91% Putnam VT Growth and Income N/A N/A 8.84% Putnam VT International Growth N/A N/A -7.52% Putnam VT Voyager N/A N/A -16.38% Insert the following into the tables describing Variable Sub-Account performance for each category of performance shown under Non-Standardized Total Returns: (WITHOUT AN OPTIONAL DEATH OR INCOME BENEFIT) Ten Years or Variable Sub-Account One Year 5 Years Since Inception AIM V.I. Capital Appreciation N/A N/A -10.66% AIM V.I. Growth N/A N/A -18.39% AIM V.I. Value N/A N/A -13.76% Alliance Growth N/A N/A -15.14% Alliance Growth and Income N/A N/A 16.46% Alliance Premier Growth N/A N/A -13.61% Mid Cap Value N/A N/A 13.07% Putnam VT Growth and Income N/A N/A 9.99% Putnam VT International Growth N/A N/A -6.41% Putnam VT Voyager N/A N/A -15.28% (WITH ENHANCED DEATH BENEFIT OPTION, PERFORMANCE DEATH BENEFIT OPTION OR PERFORMANCE INCOME BENEFIT OPTION) Ten Years or Variable Sub-Account One Year 5 Years Since Inception AIM V.I. Capital Appreciation N/A N/A -10.76% AIM V.I. Growth N/A N/A -18.49% AIM V.I. Value N/A N/A -13.86% Alliance Growth N/A N/A -15.24% Alliance Growth and Income N/A N/A 16.32% Alliance Premier Growth N/A N/A -13.71% Mid Cap Value N/A N/A 12.94% Putnam VT Growth and Income N/A N/A 9.86% Putnam VT International Growth N/A N/A -6.52% Putnam VT Voyager N/A N/A -15.38% (WITH PERFORMANCE BENEFIT COMBINATION OPTION OR DEATH BENEFIT COMBINATION OPTION) Ten Years or Variable Sub-Account One Year 5 Years Since Inception AIM V.I. Capital Appreciation N/A N/A -10.85% AIM V.I. Growth N/A N/A -18.57% AIM V.I. Value N/A N/A -13.95% Alliance Growth N/A N/A -15.32% Alliance Growth and Income N/A N/A 16.21% Alliance Premier Growth N/A N/A -13.80% Mid Cap Value N/A N/A 12.83% Putnam VT Growth and Income N/A N/A 9.75% Putnam VT International Growth N/A N/A -6.61% Putnam VT Voyager N/A N/A -15.46% In the first table in the section entitled "Adjusted Historical Returns", insert: Variable Sub-Account Inception Date of Corresponding Portfolio Mid-Cap Value January 2, 1997 AIM V.I. Capital Appreciation May 5, 1993 AIM V.I. Growth May 5, 1993 AIM V.I. Value May 5, 1993 Alliance Growth September 15, 1994 Alliance Growth and Income January 14, 1991 Alliance Premier Growth July 14, 1999 Putnam VT Growth and Income February 1, 1998 Putnam VT International Growth January 2, 1997 Putnam VT Voyager February 1, 1998 Insert the following to the tables describing Variable Sub-Account performance for each category of performance shown under Adjusted Historical Returns: (WITHOUT AN OPTIONAL DEATH OR INCOME BENEFIT) Ten Years or Variable Sub-Account One Year 5 Years Since Inception AIM V.I. Capital Appreciation -12.37% 13.59% 15.48% AIM V.I. Growth -21.80% 14.78% 14.25% AIM V.I. Value -16.05% 14.00% 15.43% Alliance Growth* -19.23% 16.97% 19.41% Alliance Growth and Income* 11.59% 17.61% 13.41% Alliance Premier Growth -18.15% N/A -5.65% Mid Cap Value 8.95% N/A 18.82% Putnam VT Growth and Income** 6.17% 11.92% 12.66% Putnam VT International Growth** -11.05% N/A 16.87% Putnam VT Voyager** -17.91% 16.56% 18.28% (WITH ENHANCED DEATH BENEFIT OPTION, PERFORMANCE DEATH BENEFIT OPTION OR PERFORMANCE INCOME BENEFIT OPTION) Ten Years or Variable Sub-Account One Year 5 Years Since Inception AIM V.I. Capital Appreciation -12.49% 13.44% 15.33% AIM V.I. Growth -21.91% 14.63% 14.11% AIM V.I. Value -16.16% 13.85% 15.28% Alliance Growth* -19.33% 16.82% 19.26% Alliance Growth and Income* 11.45% 17.46% 13.27% Alliance Premier Growth -18.26% N/A -5.77% Mid Cap Value 8.95% N/A 18.82% Putnam VT Growth and Income** 6.03% 11.77% 12.51% Putnam VT International Growth** -11.16% N/A 16.71% Putnam VT Voyager** -18.02% 16.41% 18.13% (WITH PERFORMANCE BENEFIT COMBINATION OPTION OR DEATH BENEFIT COMBINATION OPTION) Ten Years or Variable Sub-Account One Year 5 Years Since Inception AIM V.I. Capital Appreciation -12.58% 13.32% 15.20% AIM V.I. Growth -21.99% 14.51% 13.98% AIM V.I. Value -16.25% 13.73% 15.16% Alliance Growth* -19.42% 16.69% 19.13% Alliance Growth and Income* 11.32% 17.33% 13.14% Alliance Premier Growth -18.35% N/A -5.88% Mid Cap Value 8.95% N/A 18.82% Putnam VT Growth and Income** 5.91% 11.65% 12.39% Putnam VT International Growth** -11.26% N/A 16.59% Putnam VT Voyager** -18.11% 16.28% 18.00% * The Portfolios' Class B shares ("12b-1 class") corresponding to the Alliance Growth and Alliance Growth and Income Variable Sub-Accounts were first offered on June 1, 1999. For periods prior to these dates, the performance shown is based on the historical performance of the Portfolios' Class A shares ("non-12b-1 class"), not adjusted to reflect the current expenses of the Portfolios' 12b-1 class. The inception dates for the Portfolios are as shown above. ** The Portfolios' Class 1B shares ("12b-1 class") corresponding to the Putnam VT Growth and Income, International Growth, and Voyager Variable Sub-Accounts were first offered on April 6, 1998, April 30, 1998, and April 30, 1998, respectively. For periods prior to these dates, the performance shown is based on the historical performance of the Portfolios' Class IA shares ("non-12b-1 class"), adjusted to reflect the current expenses of the Portfolios' 12b-1 class. The inception dates for the Portfolios are as shown above.
PART C OTHER INFORMATION Part C is hereby amended to include the following exhibits: Item 24(b). EXHIBITS (9)(d) Opinion and Consent of General Counsel (13)(d) Performance Data Calculations (99)(c) Power of Attorney for Steve Shebik SIGNATURES As required by the Securities Act of 1933 and the Investment Company Act of 1940, the Registrant certifies that it meets the requirements of Securities Act Rule 485(b) for effectiveness of this amended registration statement, and has caused this Registration Statement, as amended, to be signed on its behalf by the undersigned, thereunto duly authorized, all in the Township of Northbrook, State of Illinois, on the 20th day of September, 2001. NORTHBROOK VARIABLE ANNUITY ACCOUNT II (REGISTRANT) BY: NORTHBROOK LIFE INSURANCE COMPANY (DEPOSITOR) By: /s/MICHAEL J. VELOTTA -------------------------- Michael J. Velotta Vice President, Secretary and General Counsel As required by the Securities Act of 1933, this Registration Statement, as amended, has been duly signed below by the following directors and officers of Northbrook Life Insurance Company on the 20th day of September, 2001. */THOMAS J. WILSON, II Director, President and Chief Executive Officer ---------------------- (Principal Executive Officer) Thomas J. Wilson, II /s/ MICHAEL J. VELOTTA Director, Vice President, Secretary and General Counsel ---------------------- Michael J. Velotta */MARGARET G. DYER Director ---------------------- Margaret G. Dyer */ MARLA G. FRIEDMAN Director and Vice President ---------------------- Marla G. Friedman */JOHN C. LOUNDS Director ---------------------- John C. Lounds */J. KEVIN McCARTHY Director ---------------------- J. Kevin McCarthy */STEVE SHEBIK Director ---------------------- (Principal Financial Officer) Steve Shebik */SAMUEL H. PILCH Vice President and Controller ---------------------- (Principal Accounting Officer) Samuel H. Pilch */ By Michael J. Velotta, pursuant to Power of Attorney. EXHIBIT LIST The following exhibits are filed herewith: EXHIBIT NO. DESCRIPTION (9)(d) Opinion and Consent of General Counsel (13)(d) Performance Data Calculations (99)(c) Power of Attorney for Steve Shebik EX-9 3 nlicva2amopinion485b.txt OPINION AND CONSENT OF GENERAL COUNSEL NORTHBROOK LIFE INSURANCE COMPANY LAW AND REGULATION DEPARTMENT 3100 Sanders Road, J5B Northbrook, Illinois 60062 Direct Dial Number 847-402-2400 Facsimile 847-402-4371 Michael J. Velotta Senior Vice President, Secretary and General Counsel September 20, 2001 TO: NORTHBROOK LIFE INSURANCE COMPANY NORTHBROOK, ILLINOIS 60062 FROM: MICHAEL J. VELOTTA SENIOR VICE PRESIDENT, SECRETARY AND GENERAL COUNSEL RE: FORM N-4 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 AND THE INVESTMENT COMPANY ACT OF 1940 FILES NOS. 333-35412 and 811-06116 With reference to the above mentioned Registration Statement on Form N-4 ("Registration Statement") filed by Northbrook Life Insurance Company ("the Company"), as depositor, and Northbrook Variable Annuity Account II, as registrant, with the Securities and Exchange Commission described therein, I have examined such documents and such law as I have considered necessary and appropriate, and on the basis of such examination, it is my opinion that as of September 20, 2001: 1. The Company is duly organized and existing under the laws of the State of Illinois and has been duly authorized to do business by the Director of Insurance of the State of Illinois. 2. The securities registered by the Registration Statement when issued will be valid, legal and binding obligations of the Company. I hereby consent to the filing of this opinion as an exhibit to the Registration Statement and to the use of my name under the caption "Legal Matters" in the Prospectuses constituting a part of the Registration Statement. Sincerely, ----------------------------- Michael J. Velotta Senior Vice President, Secretary and General Counsel EX-13 4 nlicva2amexhibit13.txt PERFORMANCE DATA CALCULATIONS Exhibit 13
Date 12/29/00 End 12/29/00 VAII Asset Manager - Base AIM V.I. Capital Appreciation Range A 1 Inception 1/31/00 NO. YEARS 0.912 0.9123 YEAR YEAR YEAR YEAR 0.912 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 31-Jan-00 ---------- Inception Date1/31/00 14.019146 71.3310 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A -- -- 0 2 FEE 31-Dec-92 0.637001 #N/A -- -- 0 3 FEE 31-Dec-93 0.637001 4.906466 0.12983 0.129829 0 4 FEE 31-Dec-94 0.637001 4.949645 0.12870 0.128696 0 5 FEE 31-Dec-95 0.637001 6.608578 0.09639 151.318483 0.096390 0 6 FEE 31-Dec-96 0.637001 7.650355 0.08326 0.083264 0.083264 0 7 FEE 31-Dec-97 0.637001 8.544007 0.07456 117.041103 0.074555 0.074555 0 8 FEE 31-Dec-98 0.637001 10.033949 0.06348 0.063485 0.063485 0.063485 0 9 FEE 31-Dec-99 0.637001 14.282951 0.04460 70.013543 0.044599 0.044599 0.044599 0 10 FEE 31-Dec-00 0.637001 12.524994 0.05086 0.050858 0.050858 0.050858 0.050858 0.050858 ---------- ----------------------------------------------------- Units 69.962684 116.882161 151.001722 #N/A 71.280163 $ Value 876.2822 1463.9484 1891.2957 #N/A 892.7836 1000*(1+T)= Surrender Value $876.2822 1463.9484 1891.2957 #N/A 884.2836 #N/A Cumulative No Surrender#N/A #N/A #N/A #N/A -10.72% T W/ Surrender#N/A #N/A #N/A #N/A -11.57% Annualized No Surrender#N/A #N/A #N/A #N/A -10.72% R W/ Surrender#N/A #N/A #N/A #N/A -11.57% AIM V.I. Growth Range B 2 Inception 1/31/00 NO. YEARS 0.912 0.9123 YEAR YEAR YEAR YEAR 0.912 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 31-Jan-00 Inception Date1/31/00 17.131290 58.3727 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A -- -- 0 2 FEE 31-Dec-92 0.637001 #N/A -- -- 0 3 FEE 31-Dec-93 0.637001 5.502337 0.11577 0.115769 0 4 FEE 31-Dec-94 0.637001 5.281232 0.12062 0.120616 0 5 FEE 31-Dec-95 0.637001 7.003285 0.09096 142.790133 0.090957 0 6 FEE 31-Dec-96 0.637001 8.144403 0.07821 0.078213 0.078213 0 7 FEE 31-Dec-97 0.637001 10.165825 0.06266 98.368799 0.062661 0.062661 0 8 FEE 31-Dec-98 0.637001 13.420424 0.04747 0.047465 0.047465 0.047465 0 9 FEE 31-Dec-99 0.637001 17.864293 0.03566 55.977586 0.035658 0.035658 0.035658 0 10 FEE 31-Dec-00 0.637001 13.980490 0.04556 0.045564 0.045564 0.045564 0.045564 0.045564 ----------------------------------------------------- Units 55.932023 98.240113 142.520573 #N/A 58.327157 $ Value 781.9571 1373.4449 1992.5074 #N/A 815.4422 Surrender Value $781.9571 1373.4449 1992.5074 #N/A 806.9422 #N/A Cumulative No Surrender#N/A #N/A #N/A #N/A -18.46% W/ Surrender#N/A #N/A #N/A #N/A -19.31% Annualized No Surrender#N/A #N/A #N/A #N/A -18.46% W/ Surrender#N/A #N/A #N/A #N/A -19.31% AIM V.I. Value Range CC 3 Inception 1/31/00 NO. YEARS 0.912 0.9123 YEAR YEAR YEAR YEAR 0.912 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 31-Jan-00 Inception Date1/31/00 12.845691 77.8471 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A -- -- 0 2 FEE 31-Dec-92 0.637001 #N/A -- -- 0 3 FEE 31-Dec-93 0.637001 4.182045 0.15232 0.152318 0 4 FEE 31-Dec-94 0.637001 4.282200 0.14876 0.148755 0 5 FEE 31-Dec-95 0.637001 5.740843 0.11096 174.190446 0.110959 0 6 FEE 31-Dec-96 0.637001 6.500969 0.09799 0.097985 0.097985 0 7 FEE 31-Dec-97 0.637001 7.914828 0.08048 126.345133 0.080482 0.080482 0 8 FEE 31-Dec-98 0.637001 10.311984 0.06177 0.061773 0.061773 0.061773 0 9 FEE 31-Dec-99 0.637001 13.185713 0.04831 75.839661 0.048310 0.048310 0.048310 0 10 FEE 31-Dec-00 0.637001 11.077790 0.05750 0.057503 0.057503 0.057503 0.057503 0.057503 ----------------------------------------------------- Units 75.782158 126.177548 173.844393 #N/A 77.789614 $ Value 839.4988 1397.7684 1925.8117 #N/A 861.7370 Surrender Value $839.4988 1397.7684 1925.8117 #N/A 853.2370 #N/A CumulativeNo Surrender#N/A #N/A #N/A #N/A -13.83% W/ Surrender#N/A #N/A #N/A #N/A -14.68% AnnualizedNo Surrender#N/A #N/A #N/A #N/A -13.83% W/ Surrender#N/A #N/A #N/A #N/A -14.68% Alliance Growth Portfolio Range D 4 Inception 1/31/00 NO. YEARS 0.912 0.9123 YEAR YEAR YEAR YEAR 0.912 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 31-Jan-00 Inception Date1/31/00 14.602006 68.4837 0 FEE 31-Dec-90 0.637001 #N/A #N/A #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A #N/A #N/A 0 2 FEE 31-Dec-92 0.637001 #N/A #N/A #N/A 0 3 FEE 31-Dec-93 0.637001 #N/A #N/A #N/A 0 4 FEE 31-Dec-94 0.637001 4.243226 0.15012 0.150122 0 5 FEE 31-Dec-95 0.637001 5.649196 0.11276 177.016340 0.112760 0 6 FEE 31-Dec-96 0.637001 7.144046 0.08917 0.089165 0.089165 0 7 FEE 31-Dec-97 0.637001 9.142248 0.06968 109.382288 0.069677 0.069677 0 8 FEE 31-Dec-98 0.637001 11.582898 0.05499 0.054995 0.054995 0.054995 0 9 FEE 31-Dec-99 0.637001 15.330052 0.04155 65.231351 0.041552 0.041552 0.041552 0 10 FEE 31-Dec-00 0.637001 12.391988 0.05140 0.051404 0.051404 0.051404 0.051404 0.051404 ----------------------------------------------------- Units 65.179947 109.234336 176.709547 #N/A 68.432337 $ Value 807.7091 1353.6306 2189.7826 #N/A 848.0127 Surrender Value $807.7091 1353.6306 2189.7826 #N/A 839.5127 #N/A Cumulative No Surrender#N/A #N/A #N/A #N/A -15.20% W/ Surrender#N/A #N/A #N/A #N/A -16.05% Annualized No Surrender#N/A #N/A #N/A #N/A -15.20% W/ Surrender#N/A #N/A #N/A #N/A -16.05% Alliance Growth and IncomeRangefolioE 5 Inception 1/31/00 NO. YEARS 0.912 0.9123 YEAR YEAR YEAR YEAR 0.912 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 31-Jan-00 Inception Dat31-Jan-00 8.242368 121.3244 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 2.780758 0.22907 0.229074 0 2 FEE 31-Dec-92 0.637001 2.954232 0.21562 0.215623 0 3 FEE 31-Dec-93 0.637001 3.248002 0.19612 0.196121 0 4 FEE 31-Dec-94 0.637001 3.185522 0.19997 0.199967 0 5 FEE 31-Dec-95 0.637001 4.257783 0.14961 234.864013 0.149609 0 6 FEE 31-Dec-96 0.637001 5.200120 0.12250 0.122497 0.122497 0 7 FEE 31-Dec-97 0.637001 6.591921 0.09663 151.700847 0.096634 0.096634 0 8 FEE 31-Dec-98 0.637001 7.843290 0.08122 0.081216 0.081216 0.081216 0 9 FEE 31-Dec-99 0.637001 8.597203 0.07409 116.316900 0.074094 0.074094 0.074094 0 10 FEE 31-Dec-00 0.637001 9.599100 0.06636 0.066360 0.066360 0.066360 0.066360 0.066360 ----------------------------------------------------- Units 116.250539151.479177 234.423211 #N/A 121.257997 $ Value 1115.9006 1454.0638 2250.2518 #N/A 1163.9676 Surrender 1115.9006 1454.0638 2250.2518 #N/A 1155.4676 #N/A CumulativeNo Surrender#N/A #N/A #N/A #N/A 16.40% W/ Surrender#N/A #N/A #N/A #N/A 15.55% AnnualizedNo Surrender#N/A #N/A #N/A #N/A 16.40% W/ Surrender#N/A #N/A #N/A #N/A 15.55% Alliance Premier Growth PoRangeio F 6 Inception 1/31/00 NO. YEARS 0.912 0.9123 YEAR YEAR YEAR YEAR 0.912 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 31-Jan-00 Inception Date1/31/00 13.518187 73.9744 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A -- -- 0 2 FEE 31-Dec-92 0.637001 #N/A -- -- 0 3 FEE 31-Dec-93 0.637001 #N/A -- -- 0 4 FEE 31-Dec-94 0.637001 #N/A -- -- 0 5 FEE 31-Dec-95 0.637001 #N/A -- #N/A -- 0 6 FEE 31-Dec-96 0.637001 #N/A -- -- -- 0 7 FEE 31-Dec-97 0.637001 #N/A -- #N/A -- -- 0 8 FEE 31-Dec-98 0.637001 #N/A -- -- -- -- 0 9 FEE 31-Dec-99 0.637001 14.257312 0.04468 70.139448 0.044679 0.044679 0.044679 0 10 FEE 31-Dec-00 0.637001 11.678236 0.05455 0.054546 0.054546 0.054546 0.054546 0.054546 ----------------------------------------------------- Units 70.084902 #N/A #N/A #N/A 73.919871 $ Value 818.4680 #N/A #N/A #N/A 863.2537 Surrender $818.4680 #N/A #N/A #N/A 854.7537 #N/A CumulativeNo Surrender#N/A #N/A #N/A #N/A -13.67% W/ Surrender#N/A #N/A #N/A #N/A -14.52% AnnualizedNo Surrender#N/A #N/A #N/A #N/A -13.67% W/ Surrender#N/A #N/A #N/A #N/A -14.52% Morgan Stanley UIF Mid CapRangee AA 27 Inception 1/31/00 NO. YEARS 0.912 0.9123 YEAR YEAR YEAR YEAR 0.912 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 31-Jan-00 Inception Date1/31/00 8.982564 111.3268 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A -- -- 0 2 FEE 31-Dec-92 0.637001 #N/A -- -- 0 3 FEE 31-Dec-93 0.637001 #N/A -- -- 0 4 FEE 31-Dec-94 0.637001 #N/A -- -- 0 5 FEE 31-Dec-95 0.637001 #N/A -- #N/A -- 0 6 FEE 31-Dec-96 0.637001 #N/A -- -- -- 0 7 FEE 31-Dec-97 0.637001 7.067715 0.09013 141.488444 0.090128 0.090128 0 8 FEE 31-Dec-98 0.637001 7.849872 0.08115 0.081148 0.081148 0.081148 0 9 FEE 31-Dec-99 0.637001 9.317218 0.06837 107.328175 0.068368 0.068368 0.068368 0 10 FEE 31-Dec-00 0.637001 10.156772 0.06272 0.062717 0.062717 0.062717 0.062717 0.062717 ----------------------------------------------------- Units 107.265458141.276211 #N/A #N/A 111.264071 $ Value 1089.4708 1434.9103 #N/A #N/A 1130.0838 Surrender 1089.4708 1434.9103 #N/A #N/A 1121.5838 #N/A CumulativeNo Surrender#N/A #N/A #N/A #N/A 13.01% W/ Surrender#N/A #N/A #N/A #N/A 12.16% AnnualizedNo Surrender#N/A #N/A #N/A #N/A 13.01% W/ Surrender#N/A #N/A #N/A #N/A 12.16% Putnam VT Growth and IncomRange CCC 29 Inception 1/31/00 NO. YEARS 0.912 0.9123 YEAR YEAR YEAR YEAR 0.912 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 31-Jan-00 Inception Date1/31/00 9.313016 107.3766 0 FEE 31-Dec-90 0.637001 3.100340 0.20546 322.545269 0 1 FEE 31-Dec-91 0.637001 3.627180 0.17562 0.175619 0 2 FEE 31-Dec-92 0.637001 3.912277 0.16282 0.162821 0 3 FEE 31-Dec-93 0.637001 4.393280 0.14499 0.144994 0 4 FEE 31-Dec-94 0.637001 4.332545 0.14703 0.147027 0 5 FEE 31-Dec-95 0.637001 5.821058 0.10943 171.790077 0.109430 0 6 FEE 31-Dec-96 0.637001 6.974544 0.09133 0.091332 0.091332 0 7 FEE 31-Dec-97 0.637001 8.509539 0.07486 117.515179 0.074857 0.074857 0 8 FEE 31-Dec-98 0.637001 9.656180 0.06597 0.065968 0.065968 0.065968 0 9 FEE 31-Dec-99 0.637001 9.642841 0.06606 103.703877 0.066059 0.066059 0.066059 0 10 FEE 31-Dec-00 0.637001 10.243706 0.06218 0.062185 0.062185 0.062185 0.062185 0.062185 ----------------------------------------------------- Units 103.641693117.320967 171.429675321.444976 107.314416 $ Value 1061.6750 1201.8015 1756.0752 3292.7878 1099.2973 Surrender 1061.6750 1201.8015 1756.0752 3292.7878 1090.7973 #N/A CumulativeNo Surrender#N/A #N/A #N/A #N/A 9.93% W/ Surrender#N/A #N/A #N/A #N/A 9.08% AnnualizedNo Surrender#N/A #N/A #N/A #N/A 9.93% W/ Surrender#N/A #N/A #N/A #N/A 9.08% Putnam VT International GrRangeIB DD 30 Inception 1/31/00 NO. YEARS 0.912 0.9123 YEAR YEAR YEAR YEAR 0.912 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 31-Jan-00 Inception Date1/31/00 13.079780 76.4539 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A -- -- 0 2 FEE 31-Dec-92 0.637001 #N/A -- -- 0 3 FEE 31-Dec-93 0.637001 #N/A -- -- 0 4 FEE 31-Dec-94 0.637001 #N/A -- -- 0 5 FEE 31-Dec-95 0.637001 #N/A -- #N/A -- 0 6 FEE 31-Dec-96 0.637001 #N/A -- -- -- 0 7 FEE 31-Dec-97 0.637001 7.487470 0.08508 133.556462 0.085076 0.085076 0 8 FEE 31-Dec-98 0.637001 8.730890 0.07296 0.072959 0.072959 0.072959 0 9 FEE 31-Dec-99 0.637001 13.752649 0.04632 72.713264 0.046318 0.046318 0.046318 0 10 FEE 31-Dec-00 0.637001 12.241860 0.05203 0.052035 0.052035 0.052035 0.052035 0.052035 ----------------------------------------------------- Units 72.661230 133.385149 #N/A #N/A 76.401851 $ Value 889.5086 1632.8823 #N/A #N/A 935.3008 Surrender $889.5086 1632.8823 #N/A #N/A 926.8008 #N/A CumulativeNo Surrender#N/A #N/A #N/A #N/A -6.47% W/ Surrender#N/A #N/A #N/A #N/A -7.32% AnnualizedNo Surrender#N/A #N/A #N/A #N/A -6.47% W/ Surrender#N/A #N/A #N/A #N/A -7.32% Putnam VT Voyager-IB Range EE 31 Inception 1/31/00 NO. YEARS 0.912 0.9123 YEAR YEAR YEAR YEAR 0.912 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 31-Jan-00 Inception Date1/31/00 14.299916 69.9305 0 FEE 31-Dec-90 0.637001 2.253840 0.28263 443.687218 0 1 FEE 31-Dec-91 0.637001 3.235860 0.19686 0.196857 0 2 FEE 31-Dec-92 0.637001 3.509476 0.18151 0.181509 0 3 FEE 31-Dec-93 0.637001 4.093926 0.15560 0.155597 0 4 FEE 31-Dec-94 0.637001 4.065076 0.15670 0.156701 0 5 FEE 31-Dec-95 0.637001 5.619840 0.11335 177.941009 0.113349 0 6 FEE 31-Dec-96 0.637001 6.239173 0.10210 0.102097 0.102097 0 7 FEE 31-Dec-97 0.637001 7.757396 0.08212 128.909237 0.082115 0.082115 0 8 FEE 31-Dec-98 0.637001 9.482198 0.06718 0.067179 0.067179 0.067179 0 9 FEE 31-Dec-99 0.637001 14.747542 0.04319 67.807910 0.043194 0.043194 0.043194 0 10 FEE 31-Dec-00 0.637001 12.115397 0.05258 0.052578 0.052578 0.052578 0.052578 0.052578 ----------------------------------------------------- Units 67.755332 128.746287 177.593847442.536045 69.877903 $ Value 820.8827 1559.8124 2151.6200 5361.4999 846.5985 Surrender $820.8827 1559.8124 2151.6200 5361.4999 838.0985 #N/A CumulativeNo Surrender#N/A #N/A #N/A #N/A -15.34% W/ Surrender#N/A #N/A #N/A #N/A -16.19% AnnualizedNo Surrender#N/A #N/A #N/A #N/A -15.34% W/ Surrender#N/A #N/A #N/A #N/A -16.19% Non-Standardized Performance Performance as of 12/31/00 --------------------------------------------- AUVS End 1 Year 5 Year 10 Year --------------------------------------------- Fund Subaccount Inception 12/31/00 12/31/99 12/31/95 12/31/90 Inception AIM V.I. Capital Appreciation 01/31/00 12.525 N/A N/A N/A 14.019 AIM V.I. Growth 201/31/00 13.980 N/A N/A N/A 17.131 AIM V.I. Value 301/31/00 11.078 N/A N/A N/A 12.846 Alliance Growth Portfolio 401/31/00 12.392 N/A N/A N/A 14.602 Alliance Growth and Income Portfolio 501/31/00 9.599 N/A N/A N/A 8.242 Alliance Premier Growth Portfolio 601/31/00 11.678 N/A N/A N/A 13.518 Morgan Stanley UIF Mid Cap Value 27 01/31/00 10.157 N/A N/A N/A 8.983 Putnam VT Growth and Income-IB 29 01/31/00 10.244 N/A N/A N/A 9.313 Putnam VT International Growth-IB 30 01/31/00 12.242 N/A N/A N/A 13.080 Putnam VT Voyager-IB 3101/31/00 12.115 N/A N/A N/A 14.300 --------------------------------------------- PERFORMANCE - Annualized Subaccount Since Total --------------------------------------------- Funds Inception 1 Year 5 Year 10 Year Inception Return AIM V.I. Capital Appreciation 1 01/31/00 N/A N/A N/A N/A -10.66% AIM V.I. Growth 2 01/31/00 N/A N/A N/A N/A -18.39% AIM V.I. Value 3 01/31/00 N/A N/A N/A N/A -13.76% Alliance Growth Portfolio 4 01/31/00 N/A N/A N/A N/A -15.14% Alliance Growth and Income Portfolio 5 01/31/00 N/A N/A N/A N/A 16.46% Alliance Premier Growth Portfolio 6 01/31/00 N/A N/A N/A N/A -13.61% Morgan Stanley UIF Mid Cap Value 27 01/31/00 N/A N/A N/A N/A 13.07% Putnam VT Growth and Income-IB 29 01/31/00 N/A N/A N/A N/A 9.99% Putnam VT International Growth-IB 30 01/31/00 N/A N/A N/A N/A -6.41% Putnam VT Voyager-IB 31 01/31/00 N/A N/A N/A N/A -15.28% Date 12/29/00 End 12/29/00 VAII Asset Manager - Base AIM V.I. Capital AppreciRange A 1 Inception 5/5/93 NO. YEARS 7.658 0.6575 YEAR YEAR YEAR YEAR 7.658 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 05-May-93 ---------- Inception Date 5/5/93 4.149234 241.0083 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A -- -- 0 2 FEE 31-Dec-92 0.637001 #N/A -- -- 0 3 FEE 31-Dec-93 0.637001 4.906466 0.12983 0.129829 0.129829 4 FEE 31-Dec-94 0.637001 4.949645 0.12870 0.128696 0.128696 5 FEE 31-Dec-95 0.637001 6.608578 0.09639 151.318483 0.096390 0.096390 6 FEE 31-Dec-96 0.637001 7.650355 0.08326 0.083264 0.083264 0.083264 7 FEE 31-Dec-97 0.637001 8.544007 0.07456 117.041103 0.074555 0.074555 0.074555 8 FEE 31-Dec-98 0.637001 10.033949 0.06348 0.063485 0.063485 0.063485 0.063485 9 FEE 31-Dec-99 0.637001 14.282951 0.04460 70.013543 0.044599 0.044599 0.044599 0.044599 10 FEE 31-Dec-00 0.637001 12.524994 0.05086 0.050858 0.050858 0.050858 0.050858 0.050858 ---------- ----------------------------------------------------- Units 69.962684 116.882161151.001722 #N/A 240.336664 $ Value 876.2822 1463.9484 1891.2957 #N/A 3010.2153 1000*(1+T)= Surrender 876.2822 1463.9484 1891.2957 #N/A 3010.2153 CumulativeNo Surrende-12.37% 46.39% 89.13% #N/A 201.02% T W/ Surrende-12.37% 46.39% 89.13% #N/A 201.02% AnnualizedNo Surrende-12.37% 13.55% 13.59% #N/A 15.48% R W/ Surrende-12.37% 13.55% 13.59% #N/A 15.48% AIM V.I. Growth Range B 2 Inception 5/5/93 NO. YEARS 7.658 0.6575 YEAR YEAR YEAR YEAR 7.658 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 05-May-93 Inception Date 5/5/93 5.024368 199.0300 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A -- -- 0 2 FEE 31-Dec-92 0.637001 #N/A -- -- 0 3 FEE 31-Dec-93 0.637001 5.502337 0.11577 0.115769 0.115769 4 FEE 31-Dec-94 0.637001 5.281232 0.12062 0.120616 0.120616 5 FEE 31-Dec-95 0.637001 7.003285 0.09096 142.790133 0.090957 0.090957 6 FEE 31-Dec-96 0.637001 8.144403 0.07821 0.078213 0.078213 0.078213 7 FEE 31-Dec-97 0.637001 10.165825 0.06266 98.368799 0.062661 0.062661 0.062661 8 FEE 31-Dec-98 0.637001 13.420424 0.04747 0.047465 0.047465 0.047465 0.047465 9 FEE 31-Dec-99 0.637001 17.864293 0.03566 55.977586 0.035658 0.035658 0.035658 0.035658 10 FEE 31-Dec-00 0.637001 13.980490 0.04556 0.045564 0.045564 0.045564 0.045564 0.045564 ----------------------------------------------------- Units 55.932023 98.240113 142.520573 #N/A 198.433104 $ Value 781.9571 1373.4449 1992.5074 #N/A 2774.1920 Surrender 781.9571 1373.4449 1992.5074 #N/A 2774.1920 CumulativeNo Surrende-21.80% 37.34% 99.25% #N/A 177.42% W/ Surrende-21.80% 37.34% 99.25% #N/A 177.42% AnnualizedNo Surrende-21.80% 11.16% 14.78% #N/A 14.25% W/ Surrende-21.80% 11.16% 14.78% #N/A 14.25% AIM V.I. Value Range CC 3 Inception 5/5/93 NO. YEARS 7.658 0.6575 YEAR YEAR YEAR YEAR 7.658 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 05-May-93 Inception Date 5/5/93 3.680504 271.7019 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A -- -- 0 2 FEE 31-Dec-92 0.637001 #N/A -- -- 0 3 FEE 31-Dec-93 0.637001 4.182045 0.15232 0.152318 0.152318 4 FEE 31-Dec-94 0.637001 4.282200 0.14876 0.148755 0.148755 5 FEE 31-Dec-95 0.637001 5.740843 0.11096 174.190446 0.110959 0.110959 6 FEE 31-Dec-96 0.637001 6.500969 0.09799 0.097985 0.097985 0.097985 7 FEE 31-Dec-97 0.637001 7.914828 0.08048 126.345133 0.080482 0.080482 0.080482 8 FEE 31-Dec-98 0.637001 10.311984 0.06177 0.061773 0.061773 0.061773 0.061773 9 FEE 31-Dec-99 0.637001 13.185713 0.04831 75.839661 0.048310 0.048310 0.048310 0.048310 10 FEE 31-Dec-00 0.637001 11.077790 0.05750 0.057503 0.057503 0.057503 0.057503 0.057503 ----------------------------------------------------- Units 75.782158 126.177548173.844393 #N/A 270.943834 $ Value 839.4988 1397.7684 1925.8117 #N/A 3001.4589 Surrender 839.4988 1397.7684 1925.8117 #N/A 3001.4589 CumulativeNo Surrende-16.05% 39.78% 92.58% #N/A 200.15% W/ Surrende-16.05% 39.78% 92.58% #N/A 200.15% AnnualizedNo Surrende-16.05% 11.81% 14.00% #N/A 15.43% W/ Surrende-16.05% 11.81% 14.00% #N/A 15.43% Alliance Growth PortfoliRange D 4 Inception 9/15/94 NO. YEARS 6.293 0.2932 YEAR YEAR YEAR YEAR 6.293 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 15-Sep-94 Inception Date9/15/94 4.048225 247.0218 0 FEE 31-Dec-90 0.637001 #N/A #N/A #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A #N/A #N/A 0 2 FEE 31-Dec-92 0.637001 #N/A #N/A #N/A 0 3 FEE 31-Dec-93 0.637001 #N/A #N/A #N/A 0 4 FEE 31-Dec-94 0.637001 4.243226 0.15012 0.150122 0.150122 5 FEE 31-Dec-95 0.637001 5.649196 0.11276 177.016340 0.112760 0.112760 6 FEE 31-Dec-96 0.637001 7.144046 0.08917 0.089165 0.089165 0.089165 7 FEE 31-Dec-97 0.637001 9.142248 0.06968 109.382288 0.069677 0.069677 0.069677 8 FEE 31-Dec-98 0.637001 11.582898 0.05499 0.054995 0.054995 0.054995 0.054995 9 FEE 31-Dec-99 0.637001 15.330052 0.04155 65.231351 0.041552 0.041552 0.041552 0.041552 10 FEE 31-Dec-00 0.637001 12.391988 0.05140 0.051404 0.051404 0.051404 0.051404 0.051404 ----------------------------------------------------- Units 65.179947 109.234336176.709547 #N/A 246.452168 $ Value 807.7091 1353.6306 2189.7826 #N/A 3054.0323 Surrender 807.7091 1353.6306 2189.7826 #N/A 3054.0323 CumulativeNo Surrende-19.23% 35.36% 118.98% #N/A 205.40% W/ Surrende-19.23% 35.36% 118.98% #N/A 205.40% AnnualizedNo Surrende-19.23% 10.62% 16.97% #N/A 19.41% W/ Surrende-19.23% 10.62% 16.97% #N/A 19.41% Alliance Growth and IncoRangertfolEo 5 Inception 1/14/91 NO. YEARS 9.964 0.9644 YEAR YEAR YEAR YEAR 9.964 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 14-Jan-91 Inception Da14-Jan-91 2.728022 366.5660 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 2.780758 0.22907 0.229074 0.229074 2 FEE 31-Dec-92 0.637001 2.954232 0.21562 0.215623 0.215623 3 FEE 31-Dec-93 0.637001 3.248002 0.19612 0.196121 0.196121 4 FEE 31-Dec-94 0.637001 3.185522 0.19997 0.199967 0.199967 5 FEE 31-Dec-95 0.637001 4.257783 0.14961 234.864013 0.149609 0.149609 6 FEE 31-Dec-96 0.637001 5.200120 0.12250 0.122497 0.122497 0.122497 7 FEE 31-Dec-97 0.637001 6.591921 0.09663 151.700847 0.096634 0.096634 0.096634 8 FEE 31-Dec-98 0.637001 7.843290 0.08122 0.081216 0.081216 0.081216 0.081216 9 FEE 31-Dec-99 0.637001 8.597203 0.07409 116.3169000.074094 0.074094 0.074094 0.074094 10 FEE 31-Dec-00 0.637001 9.599100 0.06636 0.066360 0.066360 0.066360 0.066360 0.066360 ----------------------------------------------------- Units 116.250539151.479177234.423211 #N/A 365.134763 $ Value 1115.9006 1454.0638 2250.2518 #N/A 3504.9651 Surrender1115.9006 1454.0638 2250.2518 #N/A 3504.9651 CumulativeNo Surrender11.59% 45.41% 125.03% #N/A 250.50% W/ Surrender11.59% 45.41% 125.03% #N/A 250.50% AnnualizedNo Surrender11.59% 13.29% 17.61% #N/A 13.41% W/ Surrender11.59% 13.29% 17.61% #N/A 13.41% Alliance Premier Growth Rangeolio F 6 Inception 7/14/99 NO. YEARS 1.463 0.4630 YEAR YEAR YEAR YEAR 1.463 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 14-Jul-99 Inception Date7/14/99 12.699352 78.7442 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A -- -- 0 2 FEE 31-Dec-92 0.637001 #N/A -- -- 0 3 FEE 31-Dec-93 0.637001 #N/A -- -- 0 4 FEE 31-Dec-94 0.637001 #N/A -- -- 0 5 FEE 31-Dec-95 0.637001 #N/A -- #N/A -- 0 6 FEE 31-Dec-96 0.637001 #N/A -- -- -- 0 7 FEE 31-Dec-97 0.637001 #N/A -- #N/A -- -- 0 8 FEE 31-Dec-98 0.637001 #N/A -- -- -- -- 0 9 FEE 31-Dec-99 0.637001 14.257312 0.04468 70.139448 0.044679 0.044679 0.044679 0.044679 10 FEE 31-Dec-00 0.637001 11.678236 0.05455 0.054546 0.054546 0.054546 0.054546 0.054546 ----------------------------------------------------- Units 70.084902 #N/A #N/A #N/A 78.644950 $ Value 818.4680 #N/A #N/A #N/A 918.4343 Surrender 818.4680 #N/A #N/A #N/A 918.4343 CumulativeNo Surrende-18.15% #N/A #N/A #N/A -8.16% W/ Surrende-18.15% #N/A #N/A #N/A -8.16% AnnualizedNo Surrende-18.15% #N/A #N/A #N/A -5.65% W/ Surrende-18.15% #N/A #N/A #N/A -5.65% Morgan Stanley UIF Mid CRangelue AA 27 Inception 1/2/97 NO. YEARS 3.992 0.9918 YEAR YEAR YEAR YEAR 3.992 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 02-Jan-97 Inception Date 1/2/97 5.094908 196.2744 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A -- -- 0 2 FEE 31-Dec-92 0.637001 #N/A -- -- 0 3 FEE 31-Dec-93 0.637001 #N/A -- -- 0 4 FEE 31-Dec-94 0.637001 #N/A -- -- 0 5 FEE 31-Dec-95 0.637001 #N/A -- #N/A -- 0 6 FEE 31-Dec-96 0.637001 #N/A -- -- -- 0 7 FEE 31-Dec-97 0.637001 7.067715 0.09013 141.488444 0.090128 0.090128 0.090128 8 FEE 31-Dec-98 0.637001 7.849872 0.08115 0.081148 0.081148 0.081148 0.081148 9 FEE 31-Dec-99 0.637001 9.317218 0.06837 107.328175 0.068368 0.068368 0.068368 0.068368 10 FEE 31-Dec-00 0.637001 10.156772 0.06272 0.062717 0.062717 0.062717 0.062717 0.062717 ----------------------------------------------------- Units 107.265458141.276211 #N/A #N/A 195.972037 $ Value 1089.4708 1434.9103 #N/A #N/A 1990.4433 Surrender1089.4708 1434.9103 #N/A #N/A 1990.4433 CumulativeNo Surrender 8.95% 43.49% #N/A #N/A 99.04% W/ Surrender 8.95% 43.49% #N/A #N/A 99.04% AnnualizedNo Surrender 8.95% 12.79% #N/A #N/A 18.82% W/ Surrender 8.95% 12.79% #N/A #N/A 18.82% Putnam VT Growth and IncRangeB CCC 29 Inception 2/1/88 NO. YEARS 12.918 0.9178 YEAR YEAR YEAR YEAR 12.918 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 01-Feb-88 Inception Date 2/1/88 2.197437 455.0756 0 FEE 31-Dec-90 0.637001 3.100340 0.20546 322.545269 0.205462 1 FEE 31-Dec-91 0.637001 3.627180 0.17562 0.175619 0.175619 2 FEE 31-Dec-92 0.637001 3.912277 0.16282 0.162821 0.162821 3 FEE 31-Dec-93 0.637001 4.393280 0.14499 0.144994 0.144994 4 FEE 31-Dec-94 0.637001 4.332545 0.14703 0.147027 0.147027 5 FEE 31-Dec-95 0.637001 5.821058 0.10943 171.790077 0.109430 0.109430 6 FEE 31-Dec-96 0.637001 6.974544 0.09133 0.091332 0.091332 0.091332 7 FEE 31-Dec-97 0.637001 8.509539 0.07486 117.515179 0.074857 0.074857 0.074857 8 FEE 31-Dec-98 0.637001 9.656180 0.06597 0.065968 0.065968 0.065968 0.065968 9 FEE 31-Dec-99 0.637001 9.642841 0.06606 103.703877 0.066059 0.066059 0.066059 0.066059 10 FEE 31-Dec-00 0.637001 10.243706 0.06218 0.062185 0.062185 0.062185 0.062185 0.062185 ----------------------------------------------------- Units 103.641693117.320967171.429675 321.444976 453.769863 $ Value 1061.6750 1201.8015 1756.0752 3292.7878 4648.2851 Surrender1061.6750 1201.8015 1756.0752 3292.7878 4648.2851 CumulativeNo Surrender 6.17% 20.18% 75.61% 229.28% 364.83% W/ Surrender 6.17% 20.18% 75.61% 229.28% 364.83% AnnualizedNo Surrender 6.17% 6.32% 11.92% 12.66% 12.63% W/ Surrender 6.17% 6.32% 11.92% 12.66% 12.63% Putnam VT International Rangeh-IBDD 30 Inception 1/2/97 NO. YEARS 3.992 0.9918 YEAR YEAR YEAR YEAR 3.992 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 02-Jan-97 Inception Date 1/2/97 6.560274 152.4327 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A -- -- 0 2 FEE 31-Dec-92 0.637001 #N/A -- -- 0 3 FEE 31-Dec-93 0.637001 #N/A -- -- 0 4 FEE 31-Dec-94 0.637001 #N/A -- -- 0 5 FEE 31-Dec-95 0.637001 #N/A -- #N/A -- 0 6 FEE 31-Dec-96 0.637001 #N/A -- -- -- 0 7 FEE 31-Dec-97 0.637001 7.487470 0.08508 133.556462 0.085076 0.085076 0.085076 8 FEE 31-Dec-98 0.637001 8.730890 0.07296 0.072959 0.072959 0.072959 0.072959 9 FEE 31-Dec-99 0.637001 13.752649 0.04632 72.713264 0.046318 0.046318 0.046318 0.046318 10 FEE 31-Dec-00 0.637001 12.241860 0.05203 0.052035 0.052035 0.052035 0.052035 0.052035 ----------------------------------------------------- Units 72.661230 133.385149 #N/A #N/A 152.176270 $ Value 889.5086 1632.8823 #N/A #N/A 1862.9206 Surrender 889.5086 1632.8823 #N/A #N/A 1862.9206 CumulativeNo Surrende-11.05% 63.29% #N/A #N/A 86.29% W/ Surrende-11.05% 63.29% #N/A #N/A 86.29% AnnualizedNo Surrende-11.05% 17.76% #N/A #N/A 16.87% W/ Surrende-11.05% 17.76% #N/A #N/A 16.87% Putnam VT Voyager-IB Range EE 31 Inception 2/1/88 NO. YEARS 12.918 0.9178 YEAR YEAR YEAR YEAR 12.918 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 01-Feb-88 Inception Date 2/1/88 1.774932 563.4019 0 FEE 31-Dec-90 0.637001 2.253840 0.28263 443.687218 0.282629 1 FEE 31-Dec-91 0.637001 3.235860 0.19686 0.196857 0.196857 2 FEE 31-Dec-92 0.637001 3.509476 0.18151 0.181509 0.181509 3 FEE 31-Dec-93 0.637001 4.093926 0.15560 0.155597 0.155597 4 FEE 31-Dec-94 0.637001 4.065076 0.15670 0.156701 0.156701 5 FEE 31-Dec-95 0.637001 5.619840 0.11335 177.941009 0.113349 0.113349 6 FEE 31-Dec-96 0.637001 6.239173 0.10210 0.102097 0.102097 0.102097 7 FEE 31-Dec-97 0.637001 7.757396 0.08212 128.909237 0.082115 0.082115 0.082115 8 FEE 31-Dec-98 0.637001 9.482198 0.06718 0.067179 0.067179 0.067179 0.067179 9 FEE 31-Dec-99 0.637001 14.747542 0.04319 67.807910 0.043194 0.043194 0.043194 0.043194 10 FEE 31-Dec-00 0.637001 12.115397 0.05258 0.052578 0.052578 0.052578 0.052578 0.052578 ----------------------------------------------------- Units 67.755332 128.746287177.593847 442.536045 561.968063 $ Value 820.8827 1559.8124 2151.6200 5361.4999 6808.4662 Surrender 820.8827 1559.8124 2151.6200 5361.4999 6808.4662 CumulativeNo Surrende-17.91% 55.98% 115.16% 436.15% 580.85% W/ Surrende-17.91% 55.98% 115.16% 436.15% 580.85% AnnualizedNo Surrende-17.91% 15.97% 16.56% 18.28% 16.01% W/ Surrende-17.91% 15.97% 16.56% 18.28% 16.01% Date 12/29/00 End 12/29/00 VAII Asset Manager - Enhanced DB AIM V.I. Capital AppreciatRange A 1 Inception 1/31/00 NO. YEARS 0.912 0.9123 YEAR YEAR YEAR YEAR 0.912 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 31-Jan-00 ---------- Inception Date1/31/00 14.045824 71.1955 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A -- -- 0 2 FEE 31-Dec-92 0.637001 #N/A -- -- 0 3 FEE 31-Dec-93 0.637001 4.954800 0.12856 0.128562 0 4 FEE 31-Dec-94 0.637001 4.991913 0.12761 0.127607 0 5 FEE 31-Dec-95 0.637001 6.656377 0.09570 150.231875 0.095698 0 6 FEE 31-Dec-96 0.637001 7.695696 0.08277 0.082774 0.082774 0 7 FEE 31-Dec-97 0.637001 8.583471 0.07421 116.502986 0.074212 0.074212 0 8 FEE 31-Dec-98 0.637001 10.067218 0.06327 0.063275 0.063275 0.063275 0 9 FEE 31-Dec-99 0.637001 14.311710 0.04451 69.872852 0.044509 0.044509 0.044509 0 10 FEE 31-Dec-00 0.637001 12.533987 0.05082 0.050822 0.050822 0.050822 0.050822 0.050822 ---------- ----------------------------------------------------- Units 69.822031 116.344380 149.916284 #N/A 71.144716 $ Value 875.1484 1458.2589 1879.0488 #N/A 891.7270 1000*(1+T)= Surrender $875.1484 1458.2589 1879.0488 #N/A 883.2270 #N/A CumulativeNo Surrender#N/A #N/A #N/A #N/A -10.83% T W/ Surrender#N/A #N/A #N/A #N/A -11.68% AnnualizedNo Surrender#N/A #N/A #N/A #N/A -10.83% R W/ Surrender#N/A #N/A #N/A #N/A -11.68% AIM V.I. Growth Range B 2 Inception 1/31/00 NO. YEARS 0.912 0.9123 YEAR YEAR YEAR YEAR 0.912 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 31-Jan-00 Inception Date1/31/00 17.163893 58.2618 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A -- -- 0 2 FEE 31-Dec-92 0.637001 #N/A -- -- 0 3 FEE 31-Dec-93 0.637001 5.556543 0.11464 0.114640 0 4 FEE 31-Dec-94 0.637001 5.326345 0.11959 0.119594 0 5 FEE 31-Dec-95 0.637001 7.053945 0.09030 141.764644 0.090304 0 6 FEE 31-Dec-96 0.637001 8.192671 0.07775 0.077752 0.077752 0 7 FEE 31-Dec-97 0.637001 10.212795 0.06237 97.916388 0.062373 0.062373 0 8 FEE 31-Dec-98 0.637001 13.464931 0.04731 0.047308 0.047308 0.047308 0 9 FEE 31-Dec-99 0.637001 17.900265 0.03559 55.865095 0.035586 0.035586 0.035586 0 10 FEE 31-Dec-00 0.637001 13.990534 0.04553 0.045531 0.045531 0.045531 0.045531 0.045531 ----------------------------------------------------- Units 55.819564 97.787963 141.496093 #N/A 58.216310 $ Value 780.9455 1368.1058 1979.6059 #N/A 814.4773 Surrender $780.9455 1368.1058 1979.6059 #N/A 805.9773 #N/A CumulativeNo Surrender#N/A #N/A #N/A #N/A -18.55% W/ Surrender#N/A #N/A #N/A #N/A -19.40% AnnualizedNo Surrender#N/A #N/A #N/A #N/A -18.55% W/ Surrender#N/A #N/A #N/A #N/A -19.40% AIM V.I. Value Range CC 3 Inception 1/31/00 NO. YEARS 0.912 0.9123 YEAR YEAR YEAR YEAR 0.912 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 31-Jan-00 Inception Date1/31/00 12.870111 77.6994 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A -- -- 0 2 FEE 31-Dec-92 0.637001 #N/A -- -- 0 3 FEE 31-Dec-93 0.637001 4.223240 0.15083 0.150832 0 4 FEE 31-Dec-94 0.637001 4.318770 0.14750 0.147496 0 5 FEE 31-Dec-95 0.637001 5.782372 0.11016 172.939410 0.110163 0 6 FEE 31-Dec-96 0.637001 6.539490 0.09741 0.097408 0.097408 0 7 FEE 31-Dec-97 0.637001 7.951385 0.08011 125.764254 0.080112 0.080112 0 8 FEE 31-Dec-98 0.637001 10.346161 0.06157 0.061569 0.061569 0.061569 0 9 FEE 31-Dec-99 0.637001 13.212238 0.04821 75.687404 0.048213 0.048213 0.048213 0 10 FEE 31-Dec-00 0.637001 11.085732 0.05746 0.057461 0.057461 0.057461 0.057461 0.057461 ----------------------------------------------------- Units 75.629943 125.597011 172.594646 #N/A 77.641946 $ Value 838.4133 1392.3348 1913.3380 #N/A 860.7178 Surrender $838.4133 1392.3348 1913.3380 #N/A 852.2178 #N/A CumulativeNo Surrender#N/A #N/A #N/A #N/A -13.93% W/ Surrender#N/A #N/A #N/A #N/A -14.78% AnnualizedNo Surrender#N/A #N/A #N/A #N/A -13.93% W/ Surrender#N/A #N/A #N/A #N/A -14.78% Alliance Growth Portfolio Range D 4 Inception 1/31/00 NO. YEARS 0.912 0.9123 YEAR YEAR YEAR YEAR 0.912 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 31-Jan-00 Inception Date1/31/00 14.630476 68.3505 0 FEE 31-Dec-90 0.637001 #N/A #N/A #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A #N/A #N/A 0 2 FEE 31-Dec-92 0.637001 #N/A #N/A #N/A 0 3 FEE 31-Dec-93 0.637001 #N/A #N/A #N/A 0 4 FEE 31-Dec-94 0.637001 4.279589 0.14885 0.148846 0 5 FEE 31-Dec-95 0.637001 5.690350 0.11194 175.736115 0.111944 0 6 FEE 31-Dec-96 0.637001 7.186751 0.08864 0.088635 0.088635 0 7 FEE 31-Dec-97 0.637001 9.184959 0.06935 108.873649 0.069353 0.069353 0 8 FEE 31-Dec-98 0.637001 11.621913 0.05481 0.054810 0.054810 0.054810 0 9 FEE 31-Dec-99 0.637001 15.361717 0.04147 65.096890 0.041467 0.041467 0.041467 0 10 FEE 31-Dec-00 0.637001 12.401458 0.05136 0.051365 0.051365 0.051365 0.051365 0.051365 ----------------------------------------------------- Units 65.045525 108.726007 175.430485 #N/A 68.299111 $ Value 806.6593 1348.3610 2175.5938 #N/A 847.0086 Surrender $806.6593 1348.3610 2175.5938 #N/A 838.5086 #N/A CumulativeNo Surrender#N/A #N/A #N/A #N/A -15.30% W/ Surrender#N/A #N/A #N/A #N/A -16.15% AnnualizedNo Surrender#N/A #N/A #N/A #N/A -15.30% W/ Surrender#N/A #N/A #N/A #N/A -16.15% Alliance Growth and IncomeRangefolioE 5 Inception 1/31/00 NO. YEARS 0.912 0.9123 YEAR YEAR YEAR YEAR 0.912 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 31-Jan-00 Inception Dat31-Jan-00 8.258384 121.0891 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 2.815490 0.22625 0.226249 0 2 FEE 31-Dec-92 0.637001 2.987260 0.21324 0.213239 0 3 FEE 31-Dec-93 0.637001 3.280074 0.19420 0.194203 0 4 FEE 31-Dec-94 0.637001 3.212793 0.19827 0.198270 0 5 FEE 31-Dec-95 0.637001 4.288775 0.14853 233.166813 0.148527 0 6 FEE 31-Dec-96 0.637001 5.231177 0.12177 0.121770 0.121770 0 7 FEE 31-Dec-97 0.637001 6.622683 0.09618 150.996205 0.096185 0.096185 0 8 FEE 31-Dec-98 0.637001 7.869661 0.08094 0.080944 0.080944 0.080944 0 9 FEE 31-Dec-99 0.637001 8.614898 0.07394 116.077985 0.073942 0.073942 0.073942 0 10 FEE 31-Dec-00 0.637001 9.606412 0.06631 0.066310 0.066310 0.066310 0.066310 0.066310 ----------------------------------------------------- Units 116.011675150.775009 232.727663 #N/A 121.022755 $ Value 1114.4559 1448.4069 2235.6778 #N/A 1162.5944 Surrender 1114.4559 1448.4069 2235.6778 #N/A 1154.0944 #N/A CumulativeNo Surrender#N/A #N/A #N/A #N/A 16.26% W/ Surrender#N/A #N/A #N/A #N/A 15.41% AnnualizedNo Surrender#N/A #N/A #N/A #N/A 16.26% W/ Surrender#N/A #N/A #N/A #N/A 15.41% Alliance Premier Growth PoRangeio F 6 Inception 1/31/00 NO. YEARS 0.912 0.9123 YEAR YEAR YEAR YEAR 0.912 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 31-Jan-00 Inception Date1/31/00 13.544531 73.8305 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A -- -- 0 2 FEE 31-Dec-92 0.637001 #N/A -- -- 0 3 FEE 31-Dec-93 0.637001 #N/A -- -- 0 4 FEE 31-Dec-94 0.637001 #N/A -- -- 0 5 FEE 31-Dec-95 0.637001 #N/A -- #N/A -- 0 6 FEE 31-Dec-96 0.637001 #N/A -- -- -- 0 7 FEE 31-Dec-97 0.637001 #N/A -- #N/A -- -- 0 8 FEE 31-Dec-98 0.637001 #N/A -- -- -- -- 0 9 FEE 31-Dec-99 0.637001 14.286755 0.04459 69.994901 0.044587 0.044587 0.044587 0 10 FEE 31-Dec-00 0.637001 11.687169 0.05450 0.054504 0.054504 0.054504 0.054504 0.054504 ----------------------------------------------------- Units 69.940397 #N/A #N/A #N/A 73.776033 $ Value 817.4052 #N/A #N/A #N/A 862.2330 Surrender $817.4052 #N/A #N/A #N/A 853.7330 #N/A CumulativeNo Surrender#N/A #N/A #N/A #N/A -13.78% W/ Surrender#N/A #N/A #N/A #N/A -14.63% AnnualizedNo Surrender#N/A #N/A #N/A #N/A -13.78% W/ Surrender#N/A #N/A #N/A #N/A -14.63% Morgan Stanley UIF Mid CapRangee AA 27 Inception 1/31/00 NO. YEARS 0.912 0.9123 YEAR YEAR YEAR YEAR 0.912 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 31-Jan-00 Inception Date1/31/00 9.000033 111.1107 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A -- -- 0 2 FEE 31-Dec-92 0.637001 #N/A -- -- 0 3 FEE 31-Dec-93 0.637001 #N/A -- -- 0 4 FEE 31-Dec-94 0.637001 #N/A -- -- 0 5 FEE 31-Dec-95 0.637001 #N/A -- #N/A -- 0 6 FEE 31-Dec-96 0.637001 #N/A -- -- -- 0 7 FEE 31-Dec-97 0.637001 7.100691 0.08971 140.831364 0.089710 0.089710 0 8 FEE 31-Dec-98 0.637001 7.876261 0.08088 0.080876 0.080876 0.080876 0 9 FEE 31-Dec-99 0.637001 9.336404 0.06823 107.107619 0.068228 0.068228 0.068228 0 10 FEE 31-Dec-00 0.637001 10.164515 0.06267 0.062669 0.062669 0.062669 0.062669 0.062669 ----------------------------------------------------- Units 107.044950140.619591 #N/A #N/A 111.048035 $ Value 1088.0600 1429.3299 #N/A #N/A 1128.7494 Surrender 1088.0600 1429.3299 #N/A #N/A 1120.2494 #N/A CumulativeNo Surrender#N/A #N/A #N/A #N/A 12.87% W/ Surrender#N/A #N/A #N/A #N/A 12.02% AnnualizedNo Surrender#N/A #N/A #N/A #N/A 12.87% W/ Surrender#N/A #N/A #N/A #N/A 12.02% Putnam VT Growth and IncomRange CCC 29 Inception 1/31/00 NO. YEARS 0.912 0.9123 YEAR YEAR YEAR YEAR 0.912 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 31-Jan-00 Inception Date1/31/00 9.330705 107.1730 0 FEE 31-Dec-90 0.637001 3.143120 0.20267 318.155209 0 1 FEE 31-Dec-91 0.637001 3.672459 0.17345 0.173453 0 2 FEE 31-Dec-92 0.637001 3.955968 0.16102 0.161023 0 3 FEE 31-Dec-93 0.637001 4.436568 0.14358 0.143580 0 4 FEE 31-Dec-94 0.637001 4.369561 0.14578 0.145781 0 5 FEE 31-Dec-95 0.637001 5.863167 0.10864 170.556288 0.108644 0 6 FEE 31-Dec-96 0.637001 7.015874 0.09079 0.090794 0.090794 0 7 FEE 31-Dec-97 0.637001 8.548852 0.07451 116.974770 0.074513 0.074513 0 8 FEE 31-Dec-98 0.637001 9.688192 0.06575 0.065750 0.065750 0.065750 0 9 FEE 31-Dec-99 0.637001 9.662225 0.06593 103.495830 0.065927 0.065927 0.065927 0 10 FEE 31-Dec-00 0.637001 10.251044 0.06214 0.062140 0.062140 0.062140 0.062140 0.062140 ----------------------------------------------------- Units 103.433690116.780953 170.197164317.063603 107.110898 $ Value 1060.3033 1197.1267 1744.6986 3250.2329 1097.9985 Surrender 1060.3033 1197.1267 1744.6986 3250.2329 1089.4985 #N/A CumulativeNo Surrender#N/A #N/A #N/A #N/A 9.80% W/ Surrender#N/A #N/A #N/A #N/A 8.95% AnnualizedNo Surrender#N/A #N/A #N/A #N/A 9.80% W/ Surrender#N/A #N/A #N/A #N/A 8.95% Putnam VT International GrRangeIB DD 30 Inception 1/31/00 NO. YEARS 0.912 0.9123 YEAR YEAR YEAR YEAR 0.912 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 31-Jan-00 Inception Date1/31/00 13.104657 76.3088 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A -- -- 0 2 FEE 31-Dec-92 0.637001 #N/A -- -- 0 3 FEE 31-Dec-93 0.637001 #N/A -- -- 0 4 FEE 31-Dec-94 0.637001 #N/A -- -- 0 5 FEE 31-Dec-95 0.637001 #N/A -- #N/A -- 0 6 FEE 31-Dec-96 0.637001 #N/A -- -- -- 0 7 FEE 31-Dec-97 0.637001 7.522019 0.08468 132.943030 0.084685 0.084685 0 8 FEE 31-Dec-98 0.637001 8.759793 0.07272 0.072719 0.072719 0.072719 0 9 FEE 31-Dec-99 0.637001 13.780330 0.04623 72.567203 0.046225 0.046225 0.046225 0 10 FEE 31-Dec-00 0.637001 12.250634 0.05200 0.051997 0.051997 0.051997 0.051997 0.051997 ----------------------------------------------------- Units 72.515205 132.772089 #N/A #N/A 76.256753 $ Value 888.3572 1626.5423 #N/A #N/A 934.1936 Surrender $888.3572 1626.5423 #N/A #N/A 925.6936 #N/A CumulativeNo Surrender#N/A #N/A #N/A #N/A -6.58% W/ Surrender#N/A #N/A #N/A #N/A -7.43% AnnualizedNo Surrender#N/A #N/A #N/A #N/A -6.58% W/ Surrender#N/A #N/A #N/A #N/A -7.43% Putnam VT Voyager-IB Range EE 31 Inception 1/31/00 NO. YEARS 0.912 0.9123 YEAR YEAR YEAR YEAR 0.912 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 31-Jan-00 Inception Date1/31/00 14.327529 69.7957 0 FEE 31-Dec-90 0.637001 2.285001 0.27877 437.636570 0 1 FEE 31-Dec-91 0.637001 3.276352 0.19442 0.194424 0 2 FEE 31-Dec-92 0.637001 3.548775 0.17950 0.179499 0 3 FEE 31-Dec-93 0.637001 4.134381 0.15407 0.154074 0 4 FEE 31-Dec-94 0.637001 4.099915 0.15537 0.155369 0 5 FEE 31-Dec-95 0.637001 5.660650 0.11253 176.658158 0.112531 0 6 FEE 31-Dec-96 0.637001 6.276306 0.10149 0.101493 0.101493 0 7 FEE 31-Dec-97 0.637001 7.793426 0.08174 128.313273 0.081736 0.081736 0 8 FEE 31-Dec-98 0.637001 9.513866 0.06695 0.066955 0.066955 0.066955 0 9 FEE 31-Dec-99 0.637001 14.777651 0.04311 67.669753 0.043106 0.043106 0.043106 0 10 FEE 31-Dec-00 0.637001 12.124436 0.05254 0.052539 0.052539 0.052539 0.052539 0.052539 ----------------------------------------------------- Units 67.617215 128.150674 176.312330436.494845 69.743167 $ Value 819.8206 1553.7546 2137.6876 5292.2538 845.5966 Surrender $819.8206 1553.7546 2137.6876 5292.2538 837.0966 #N/A CumulativeNo Surrender#N/A #N/A #N/A #N/A -15.44% W/ Surrender#N/A #N/A #N/A #N/A -16.29% AnnualizedNo Surrender#N/A #N/A #N/A #N/A -15.44% W/ Surrender#N/A #N/A #N/A #N/A -16.29% Non-Standardized Performance Performanc12/31/00 --------------------------------- AUVS End 1 Year 5 Year 10 Year --------------------------------- Fund Subaccount12/31/00o12/31/9912/31/9512/31/90 Inception AIM V.I. Capital Appreciation 01/31/00 12.534 N/A N/A N/A 14.046 AIM V.I. Growth 01/31/00 13.991 N/A N/A N/A 17.164 AIM V.I. Value 01/31/00 11.086 N/A N/A N/A 12.870 Alliance Growth Portfolio 01/31/00 12.401 N/A N/A N/A 14.630 Alliance Growth and Income Portfolio 01/31/00 9.606 N/A N/A N/A 8.258 Alliance Premier Growth Portfolio 01/31/00 11.687 N/A N/A N/A 13.545 Morgan Stanley UIF Mid Cap Value 01/31/00 10.165 N/A N/A N/A 9.000 Putnam VT Growth and Income-IB 01/31/00 10.251 N/A N/A N/A 9.331 Putnam VT International Growth-IB 01/31/00 12.251 N/A N/A N/A 13.105 Putnam VT Voyager-IB 01/31/00 12.124 N/A N/A N/A 14.328 --------------------------------- PERFORMANCE - Annualized Subaccount Since Total --------------------------------- Funds Inception 1 Year 5 Year 10 Year InceptionReturn AIM V.I. Capital Appreciation 1 01/31/00 N/A N/A N/A N/A -10.76% AIM V.I. Growth 2 01/31/00 N/A N/A N/A N/A -18.49% AIM V.I. Value 3 01/31/00 N/A N/A N/A N/A -13.86% Alliance Growth Portfolio 4 01/31/00 N/A N/A N/A N/A -15.24% Alliance Growth and Income Portfoli5 01/31/00 N/A N/A N/A N/A 16.32% Alliance Premier Growth Portfolio 6 01/31/00 N/A N/A N/A N/A -13.71% Morgan Stanley UIF Mid Cap Value 27 01/31/00 N/A N/A N/A N/A 12.94% Putnam VT Growth and Income-IB 29 01/31/00 N/A N/A N/A N/A 9.86% Putnam VT International Growth-IB 30 01/31/00 N/A N/A N/A N/A -6.52% Putnam VT Voyager-IB 31 01/31/00 N/A N/A N/A N/A -15.38% Date 12/29/00 End 12/29/00 VAII Asset Manager - Enhanced DB AIM V.I. Capital AppreciRange A 1 Inception 5/5/93 NO. YEARS 7.658 0.6575 YEAR YEAR YEAR YEAR 7.658 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 05-May-93 ---------- Inception Date 5/5/93 4.193684 238.4538 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A -- -- 0 2 FEE 31-Dec-92 0.637001 #N/A -- -- 0 3 FEE 31-Dec-93 0.637001 4.954800 0.12856 0.128562 0.128562 4 FEE 31-Dec-94 0.637001 4.991913 0.12761 0.127607 0.127607 5 FEE 31-Dec-95 0.637001 6.656377 0.09570 150.231875 0.095698 0.095698 6 FEE 31-Dec-96 0.637001 7.695696 0.08277 0.082774 0.082774 0.082774 7 FEE 31-Dec-97 0.637001 8.583471 0.07421 116.502986 0.074212 0.074212 0.074212 8 FEE 31-Dec-98 0.637001 10.067218 0.06327 0.063275 0.063275 0.063275 0.063275 9 FEE 31-Dec-99 0.637001 14.311710 0.04451 69.872852 0.044509 0.044509 0.044509 0.044509 10 FEE 31-Dec-00 0.637001 12.533987 0.05082 0.050822 0.050822 0.050822 0.050822 0.050822 ---------- ----------------------------------------------------- Units 69.822031 116.344380149.916284 #N/A 237.786369 $ Value 875.1484 1458.2589 1879.0488 #N/A 2980.4113 1000*(1+T)= Surrender 875.1484 1458.2589 1879.0488 #N/A 2980.4113 CumulativeNo Surrende-12.49% 45.83% 87.90% #N/A 198.04% T W/ Surrende-12.49% 45.83% 87.90% #N/A 198.04% AnnualizedNo Surrende-12.49% 13.40% 13.45% #N/A 15.33% R W/ Surrende-12.49% 13.40% 13.45% #N/A 15.33% AIM V.I. Growth Range B 2 Inception 5/5/93 NO. YEARS 7.658 0.6575 YEAR YEAR YEAR YEAR 7.658 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 05-May-93 Inception Date 5/5/93 5.078209 196.9198 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A -- -- 0 2 FEE 31-Dec-92 0.637001 #N/A -- -- 0 3 FEE 31-Dec-93 0.637001 5.556543 0.11464 0.114640 0.114640 4 FEE 31-Dec-94 0.637001 5.326345 0.11959 0.119594 0.119594 5 FEE 31-Dec-95 0.637001 7.053945 0.09030 141.764644 0.090304 0.090304 6 FEE 31-Dec-96 0.637001 8.192671 0.07775 0.077752 0.077752 0.077752 7 FEE 31-Dec-97 0.637001 10.212795 0.06237 97.916388 0.062373 0.062373 0.062373 8 FEE 31-Dec-98 0.637001 13.464931 0.04731 0.047308 0.047308 0.047308 0.047308 9 FEE 31-Dec-99 0.637001 17.900265 0.03559 55.865095 0.035586 0.035586 0.035586 0.035586 10 FEE 31-Dec-00 0.637001 13.990534 0.04553 0.045531 0.045531 0.045531 0.045531 0.045531 ----------------------------------------------------- Units 55.819564 97.787963 141.496093 #N/A 196.326731 $ Value 780.9455 1368.1058 1979.6059 #N/A 2746.7158 Surrender 780.9455 1368.1058 1979.6059 #N/A 2746.7158 CumulativeNo Surrende-21.91% 36.81% 97.96% #N/A 174.67% W/ Surrende-21.91% 36.81% 97.96% #N/A 174.67% AnnualizedNo Surrende-21.91% 11.01% 14.63% #N/A 14.11% W/ Surrende-21.91% 11.01% 14.63% #N/A 14.11% AIM V.I. Value Range CC 3 Inception 5/5/93 NO. YEARS 7.658 0.6575 YEAR YEAR YEAR YEAR 7.658 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 05-May-93 Inception Date 5/5/93 3.719928 268.8224 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A -- -- 0 2 FEE 31-Dec-92 0.637001 #N/A -- -- 0 3 FEE 31-Dec-93 0.637001 4.223240 0.15083 0.150832 0.150832 4 FEE 31-Dec-94 0.637001 4.318770 0.14750 0.147496 0.147496 5 FEE 31-Dec-95 0.637001 5.782372 0.11016 172.939410 0.110163 0.110163 6 FEE 31-Dec-96 0.637001 6.539490 0.09741 0.097408 0.097408 0.097408 7 FEE 31-Dec-97 0.637001 7.951385 0.08011 125.764254 0.080112 0.080112 0.080112 8 FEE 31-Dec-98 0.637001 10.346161 0.06157 0.061569 0.061569 0.061569 0.061569 9 FEE 31-Dec-99 0.637001 13.212238 0.04821 75.687404 0.048213 0.048213 0.048213 0.048213 10 FEE 31-Dec-00 0.637001 11.085732 0.05746 0.057461 0.057461 0.057461 0.057461 0.057461 ----------------------------------------------------- Units 75.629943 125.597011172.594646 #N/A 268.069154 $ Value 838.4133 1392.3348 1913.3380 #N/A 2971.7428 Surrender 838.4133 1392.3348 1913.3380 #N/A 2971.7428 CumulativeNo Surrende-16.16% 39.23% 91.33% #N/A 197.17% W/ Surrende-16.16% 39.23% 91.33% #N/A 197.17% AnnualizedNo Surrende-16.16% 11.66% 13.86% #N/A 15.28% W/ Surrende-16.16% 11.66% 13.86% #N/A 15.28% Alliance Growth PortfoliRange D 4 Inception 9/15/94 NO. YEARS 6.293 0.2932 YEAR YEAR YEAR YEAR 6.293 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 15-Sep-94 Inception Date9/15/94 4.084451 244.8309 0 FEE 31-Dec-90 0.637001 #N/A #N/A #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A #N/A #N/A 0 2 FEE 31-Dec-92 0.637001 #N/A #N/A #N/A 0 3 FEE 31-Dec-93 0.637001 #N/A #N/A #N/A 0 4 FEE 31-Dec-94 0.637001 4.279589 0.14885 0.148846 0.148846 5 FEE 31-Dec-95 0.637001 5.690350 0.11194 175.736115 0.111944 0.111944 6 FEE 31-Dec-96 0.637001 7.186751 0.08864 0.088635 0.088635 0.088635 7 FEE 31-Dec-97 0.637001 9.184959 0.06935 108.873649 0.069353 0.069353 0.069353 8 FEE 31-Dec-98 0.637001 11.621913 0.05481 0.054810 0.054810 0.054810 0.054810 9 FEE 31-Dec-99 0.637001 15.361717 0.04147 65.096890 0.041467 0.041467 0.041467 0.041467 10 FEE 31-Dec-00 0.637001 12.401458 0.05136 0.051365 0.051365 0.051365 0.051365 0.051365 ----------------------------------------------------- Units 65.045525 108.726007175.430485 #N/A 244.264525 $ Value 806.6593 1348.3610 2175.5938 #N/A 3029.2362 Surrender 806.6593 1348.3610 2175.5938 #N/A 3029.2362 CumulativeNo Surrende-19.33% 34.84% 117.56% #N/A 202.92% W/ Surrende-19.33% 34.84% 117.56% #N/A 202.92% AnnualizedNo Surrende-19.33% 10.48% 16.82% #N/A 19.26% W/ Surrende-19.33% 10.48% 16.82% #N/A 19.26% Alliance Growth and IncoRangertfolEo 5 Inception 1/14/91 NO. YEARS 9.964 0.9644 YEAR YEAR YEAR YEAR 9.964 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 14-Jan-91 Inception Da14-Jan-91 2.765548 361.5920 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 2.815490 0.22625 0.226249 0.226249 2 FEE 31-Dec-92 0.637001 2.987260 0.21324 0.213239 0.213239 3 FEE 31-Dec-93 0.637001 3.280074 0.19420 0.194203 0.194203 4 FEE 31-Dec-94 0.637001 3.212793 0.19827 0.198270 0.198270 5 FEE 31-Dec-95 0.637001 4.288775 0.14853 233.166813 0.148527 0.148527 6 FEE 31-Dec-96 0.637001 5.231177 0.12177 0.121770 0.121770 0.121770 7 FEE 31-Dec-97 0.637001 6.622683 0.09618 150.996205 0.096185 0.096185 0.096185 8 FEE 31-Dec-98 0.637001 7.869661 0.08094 0.080944 0.080944 0.080944 0.080944 9 FEE 31-Dec-99 0.637001 8.614898 0.07394 116.0779850.073942 0.073942 0.073942 0.073942 10 FEE 31-Dec-00 0.637001 9.606412 0.06631 0.066310 0.066310 0.066310 0.066310 0.066310 ----------------------------------------------------- Units 116.011675150.775009232.727663 #N/A 360.172350 $ Value 1114.4559 1448.4069 2235.6778 #N/A 3459.9640 Surrender1114.4559 1448.4069 2235.6778 #N/A 3459.9640 CumulativeNo Surrender11.45% 44.84% 123.57% #N/A 246.00% W/ Surrender11.45% 44.84% 123.57% #N/A 246.00% AnnualizedNo Surrender11.45% 13.14% 17.46% #N/A 13.27% W/ Surrender11.45% 13.14% 17.46% #N/A 13.27% Alliance Premier Growth Rangeolio F 6 Inception 7/14/99 NO. YEARS 1.463 0.4630 YEAR YEAR YEAR YEAR 1.463 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 14-Jul-99 Inception Date7/14/99 12.733292 78.5343 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A -- -- 0 2 FEE 31-Dec-92 0.637001 #N/A -- -- 0 3 FEE 31-Dec-93 0.637001 #N/A -- -- 0 4 FEE 31-Dec-94 0.637001 #N/A -- -- 0 5 FEE 31-Dec-95 0.637001 #N/A -- #N/A -- 0 6 FEE 31-Dec-96 0.637001 #N/A -- -- -- 0 7 FEE 31-Dec-97 0.637001 #N/A -- #N/A -- -- 0 8 FEE 31-Dec-98 0.637001 #N/A -- -- -- -- 0 9 FEE 31-Dec-99 0.637001 14.286755 0.04459 69.994901 0.044587 0.044587 0.044587 0.044587 10 FEE 31-Dec-00 0.637001 11.687169 0.05450 0.054504 0.054504 0.054504 0.054504 0.054504 ----------------------------------------------------- Units 69.940397 #N/A #N/A #N/A 78.435195 $ Value 817.4052 #N/A #N/A #N/A 916.6854 Surrender 817.4052 #N/A #N/A #N/A 916.6854 CumulativeNo Surrende-18.26% #N/A #N/A #N/A -8.33% W/ Surrende-18.26% #N/A #N/A #N/A -8.33% AnnualizedNo Surrende-18.26% #N/A #N/A #N/A -5.77% W/ Surrende-18.26% #N/A #N/A #N/A -5.77% Morgan Stanley UIF Mid CRangelue AA 27 Inception 1/2/97 NO. YEARS 3.992 0.9918 YEAR YEAR YEAR YEAR 3.992 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 02-Jan-97 Inception Date 1/2/97 5.125294 195.1108 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A -- -- 0 2 FEE 31-Dec-92 0.637001 #N/A -- -- 0 3 FEE 31-Dec-93 0.637001 #N/A -- -- 0 4 FEE 31-Dec-94 0.637001 #N/A -- -- 0 5 FEE 31-Dec-95 0.637001 #N/A -- #N/A -- 0 6 FEE 31-Dec-96 0.637001 #N/A -- -- -- 0 7 FEE 31-Dec-97 0.637001 7.100691 0.08971 140.831364 0.089710 0.089710 0.089710 8 FEE 31-Dec-98 0.637001 7.876261 0.08088 0.080876 0.080876 0.080876 0.080876 9 FEE 31-Dec-99 0.637001 9.336404 0.06823 107.107619 0.068228 0.068228 0.068228 0.068228 10 FEE 31-Dec-00 0.637001 10.164515 0.06267 0.062669 0.062669 0.062669 0.062669 0.062669 ----------------------------------------------------- Units 107.044950140.619591 #N/A #N/A 194.809276 $ Value 1088.0600 1429.3299 #N/A #N/A 1980.1418 Surrender1088.0600 1429.3299 #N/A #N/A 1980.1418 CumulativeNo Surrender 8.81% 42.93% #N/A #N/A 98.01% W/ Surrender 8.81% 42.93% #N/A #N/A 98.01% AnnualizedNo Surrender 8.81% 12.64% #N/A #N/A 18.67% W/ Surrender 8.81% 12.64% #N/A #N/A 18.67% Putnam VT Growth and IncRangeB CCC 29 Inception 2/1/88 NO. YEARS 12.918 0.9178 YEAR YEAR YEAR YEAR 12.918 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 01-Feb-88 Inception Date 2/1/88 2.236203 447.1866 0 FEE 31-Dec-90 0.637001 3.143120 0.20267 318.155209 0.202665 1 FEE 31-Dec-91 0.637001 3.672459 0.17345 0.173453 0.173453 2 FEE 31-Dec-92 0.637001 3.955968 0.16102 0.161023 0.161023 3 FEE 31-Dec-93 0.637001 4.436568 0.14358 0.143580 0.143580 4 FEE 31-Dec-94 0.637001 4.369561 0.14578 0.145781 0.145781 5 FEE 31-Dec-95 0.637001 5.863167 0.10864 170.556288 0.108644 0.108644 6 FEE 31-Dec-96 0.637001 7.015874 0.09079 0.090794 0.090794 0.090794 7 FEE 31-Dec-97 0.637001 8.548852 0.07451 116.974770 0.074513 0.074513 0.074513 8 FEE 31-Dec-98 0.637001 9.688192 0.06575 0.065750 0.065750 0.065750 0.065750 9 FEE 31-Dec-99 0.637001 9.662225 0.06593 103.495830 0.065927 0.065927 0.065927 0.065927 10 FEE 31-Dec-00 0.637001 10.251044 0.06214 0.062140 0.062140 0.062140 0.062140 0.062140 ----------------------------------------------------- Units 103.433690116.780953170.197164 317.063603 445.892322 $ Value 1060.3033 1197.1267 1744.6986 3250.2329 4570.8618 Surrender1060.3033 1197.1267 1744.6986 3250.2329 4570.8618 CumulativeNo Surrender 6.03% 19.71% 74.47% 225.02% 357.09% W/ Surrender 6.03% 19.71% 74.47% 225.02% 357.09% AnnualizedNo Surrender 6.03% 6.18% 11.77% 12.51% 12.48% W/ Surrender 6.03% 6.18% 11.77% 12.51% 12.48% Putnam VT International Rangeh-IBDD 30 Inception 1/2/97 NO. YEARS 3.992 0.9918 YEAR YEAR YEAR YEAR 3.992 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 02-Jan-97 Inception Date 1/2/97 6.599070 151.5365 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A -- -- 0 2 FEE 31-Dec-92 0.637001 #N/A -- -- 0 3 FEE 31-Dec-93 0.637001 #N/A -- -- 0 4 FEE 31-Dec-94 0.637001 #N/A -- -- 0 5 FEE 31-Dec-95 0.637001 #N/A -- #N/A -- 0 6 FEE 31-Dec-96 0.637001 #N/A -- -- -- 0 7 FEE 31-Dec-97 0.637001 7.522019 0.08468 132.943030 0.084685 0.084685 0.084685 8 FEE 31-Dec-98 0.637001 8.759793 0.07272 0.072719 0.072719 0.072719 0.072719 9 FEE 31-Dec-99 0.637001 13.780330 0.04623 72.567203 0.046225 0.046225 0.046225 0.046225 10 FEE 31-Dec-00 0.637001 12.250634 0.05200 0.051997 0.051997 0.051997 0.051997 0.051997 ----------------------------------------------------- Units 72.515205 132.772089 #N/A #N/A 151.280878 $ Value 888.3572 1626.5423 #N/A #N/A 1853.2867 Surrender 888.3572 1626.5423 #N/A #N/A 1853.2867 CumulativeNo Surrende-11.16% 62.65% #N/A #N/A 85.33% W/ Surrende-11.16% 62.65% #N/A #N/A 85.33% AnnualizedNo Surrende-11.16% 17.60% #N/A #N/A 16.71% W/ Surrende-11.16% 17.60% #N/A #N/A 16.71% Putnam VT Voyager-IB Range EE 31 Inception 2/1/88 NO. YEARS 12.918 0.9178 YEAR YEAR YEAR YEAR 12.918 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 01-Feb-88 Inception Date 2/1/88 1.806292 553.6203 0 FEE 31-Dec-90 0.637001 2.285001 0.27877 437.636570 0.278775 1 FEE 31-Dec-91 0.637001 3.276352 0.19442 0.194424 0.194424 2 FEE 31-Dec-92 0.637001 3.548775 0.17950 0.179499 0.179499 3 FEE 31-Dec-93 0.637001 4.134381 0.15407 0.154074 0.154074 4 FEE 31-Dec-94 0.637001 4.099915 0.15537 0.155369 0.155369 5 FEE 31-Dec-95 0.637001 5.660650 0.11253 176.658158 0.112531 0.112531 6 FEE 31-Dec-96 0.637001 6.276306 0.10149 0.101493 0.101493 0.101493 7 FEE 31-Dec-97 0.637001 7.793426 0.08174 128.313273 0.081736 0.081736 0.081736 8 FEE 31-Dec-98 0.637001 9.513866 0.06695 0.066955 0.066955 0.066955 0.066955 9 FEE 31-Dec-99 0.637001 14.777651 0.04311 67.669753 0.043106 0.043106 0.043106 0.043106 10 FEE 31-Dec-00 0.637001 12.124436 0.05254 0.052539 0.052539 0.052539 0.052539 0.052539 ----------------------------------------------------- Units 67.617215 128.150674176.312330 436.494845 552.199845 $ Value 819.8206 1553.7546 2137.6876 5292.2538 6695.1117 Surrender 819.8206 1553.7546 2137.6876 5292.2538 6695.1117 CumulativeNo Surrende-18.02% 55.38% 113.77% 429.23% 569.51% W/ Surrende-18.02% 55.38% 113.77% 429.23% 569.51% AnnualizedNo Surrende-18.02% 15.82% 16.41% 18.13% 15.86% W/ Surrende-18.02% 15.82% 16.41% 18.13% 15.86% Date 12/29/00 End 12/29/00 VAII Asset Manager - Combo DB AIM V.I. Capital AppreciatRange A 1 Inception 1/31/00 NO. YEARS 0.912 0.9123 YEAR YEAR YEAR YEAR 0.912 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 31-Jan-00 ---------- Inception Date1/31/00 14.068470 71.0809 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A -- -- 0 2 FEE 31-Dec-92 0.637001 #N/A -- -- 0 3 FEE 31-Dec-93 0.637001 4.996109 0.12750 0.127499 0 4 FEE 31-Dec-94 0.637001 5.028002 0.12669 0.126691 0 5 FEE 31-Dec-95 0.637001 6.697127 0.09512 149.317760 0.095116 0 6 FEE 31-Dec-96 0.637001 7.734292 0.08236 0.082361 0.082361 0 7 FEE 31-Dec-97 0.637001 8.617029 0.07392 116.049279 0.073923 0.073923 0 8 FEE 31-Dec-98 0.637001 10.095479 0.06310 0.063098 0.063098 0.063098 0 9 FEE 31-Dec-99 0.637001 14.336124 0.04443 69.753861 0.044433 0.044433 0.044433 0 10 FEE 31-Dec-00 0.637001 12.541615 0.05079 0.050791 0.050791 0.050791 0.050791 0.050791 ---------- ----------------------------------------------------- Units 69.703070 115.890957 149.003154 #N/A 71.030144 $ Value 874.1891 1453.4598 1868.7402 #N/A 890.8327 1000*(1+T)= Surrender $874.1891 1453.4598 1868.7402 #N/A 882.3327 #N/A CumulativeNo Surrender#N/A #N/A #N/A #N/A -10.92% T W/ Surrender#N/A #N/A #N/A #N/A -11.77% AnnualizedNo Surrender#N/A #N/A #N/A #N/A -10.92% R W/ Surrender#N/A #N/A #N/A #N/A -11.77% AIM V.I. Growth Range B 2 Inception 1/31/00 NO. YEARS 0.912 0.9123 YEAR YEAR YEAR YEAR 0.912 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 31-Jan-00 Inception Date1/31/00 17.191528 58.1682 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A -- -- 0 2 FEE 31-Dec-92 0.637001 #N/A -- -- 0 3 FEE 31-Dec-93 0.637001 5.602842 0.11369 0.113692 0 4 FEE 31-Dec-94 0.637001 5.364839 0.11874 0.118736 0 5 FEE 31-Dec-95 0.637001 7.097110 0.08975 140.902424 0.089755 0 6 FEE 31-Dec-96 0.637001 8.233739 0.07736 0.077365 0.077365 0 7 FEE 31-Dec-97 0.637001 10.252700 0.06213 97.535283 0.062130 0.062130 0 8 FEE 31-Dec-98 0.637001 13.502694 0.04718 0.047176 0.047176 0.047176 0 9 FEE 31-Dec-99 0.637001 17.930763 0.03553 55.770075 0.035526 0.035526 0.035526 0 10 FEE 31-Dec-00 0.637001 13.999039 0.04550 0.045503 0.045503 0.045503 0.045503 0.045503 ----------------------------------------------------- Units 55.724572 97.407079 140.634724 #N/A 58.122683 $ Value 780.0905 1363.6055 1968.7510 #N/A 813.6617 Surrender $780.0905 1363.6055 1968.7510 #N/A 805.1617 #N/A CumulativeNo Surrender#N/A #N/A #N/A #N/A -18.63% W/ Surrender#N/A #N/A #N/A #N/A -19.48% AnnualizedNo Surrender#N/A #N/A #N/A #N/A -18.63% W/ Surrender#N/A #N/A #N/A #N/A -19.48% AIM V.I. Value Range CC 3 Inception 1/31/00 NO. YEARS 0.912 0.9123 YEAR YEAR YEAR YEAR 0.912 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 31-Jan-00 Inception Date1/31/00 12.890828 77.5745 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A -- -- 0 2 FEE 31-Dec-92 0.637001 #N/A -- -- 0 3 FEE 31-Dec-93 0.637001 4.258425 0.14959 0.149586 0 4 FEE 31-Dec-94 0.637001 4.349966 0.14644 0.146438 0 5 FEE 31-Dec-95 0.637001 5.817738 0.10949 171.888112 0.109493 0 6 FEE 31-Dec-96 0.637001 6.572259 0.09692 0.096923 0.096923 0 7 FEE 31-Dec-97 0.637001 7.982453 0.07980 125.274775 0.079800 0.079800 0 8 FEE 31-Dec-98 0.637001 10.375184 0.06140 0.061397 0.061397 0.061397 0 9 FEE 31-Dec-99 0.637001 13.234739 0.04813 75.558725 0.048131 0.048131 0.048131 0 10 FEE 31-Dec-00 0.637001 11.092462 0.05743 0.057426 0.057426 0.057426 0.057426 0.057426 ----------------------------------------------------- Units 75.501298 125.107821 171.544435 #N/A 77.517109 $ Value 837.4953 1387.7537 1902.8501 #N/A 859.8556 Surrender $837.4953 1387.7537 1902.8501 #N/A 851.3556 #N/A CumulativeNo Surrender#N/A #N/A #N/A #N/A -14.01% W/ Surrender#N/A #N/A #N/A #N/A -14.86% AnnualizedNo Surrender#N/A #N/A #N/A #N/A -14.01% W/ Surrender#N/A #N/A #N/A #N/A -14.86% Alliance Growth Portfolio Range D 4 Inception 1/31/00 NO. YEARS 0.912 0.9123 YEAR YEAR YEAR YEAR 0.912 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 31-Jan-00 Inception Date1/31/00 14.654597 68.2380 0 FEE 31-Dec-90 0.637001 #N/A #N/A #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A #N/A #N/A 0 2 FEE 31-Dec-92 0.637001 #N/A #N/A #N/A 0 3 FEE 31-Dec-93 0.637001 #N/A #N/A #N/A 0 4 FEE 31-Dec-94 0.637001 4.310607 0.14778 0.147775 0 5 FEE 31-Dec-95 0.637001 5.725411 0.11126 174.659950 0.111258 0 6 FEE 31-Dec-96 0.637001 7.223088 0.08819 0.088190 0.088190 0 7 FEE 31-Dec-97 0.637001 9.221257 0.06908 108.445085 0.069080 0.069080 0 8 FEE 31-Dec-98 0.637001 11.655018 0.05465 0.054655 0.054655 0.054655 0 9 FEE 31-Dec-99 0.637001 15.388549 0.04139 64.983385 0.041394 0.041394 0.041394 0 10 FEE 31-Dec-00 0.637001 12.409483 0.05133 0.051332 0.051332 0.051332 0.051332 0.051332 ----------------------------------------------------- Units 64.932053 108.297704 174.355300 #N/A 68.186642 $ Value 805.7732 1343.9185 2163.6591 #N/A 846.1610 Surrender $805.7732 1343.9185 2163.6591 #N/A 837.6610 #N/A CumulativeNo Surrender#N/A #N/A #N/A #N/A -15.38% W/ Surrender#N/A #N/A #N/A #N/A -16.23% AnnualizedNo Surrender#N/A #N/A #N/A #N/A -15.38% W/ Surrender#N/A #N/A #N/A #N/A -16.23% Alliance Growth and IncomeRangefolioE 5 Inception 1/31/00 NO. YEARS 0.912 0.9123 YEAR YEAR YEAR YEAR 0.912 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 31-Jan-00 Inception Dat31-Jan-00 8.271980 120.8900 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 2.845209 0.22389 0.223885 0 2 FEE 31-Dec-92 0.637001 3.015491 0.21124 0.211243 0 3 FEE 31-Dec-93 0.637001 3.307456 0.19260 0.192595 0 4 FEE 31-Dec-94 0.637001 3.236048 0.19685 0.196845 0 5 FEE 31-Dec-95 0.637001 4.315174 0.14762 231.740366 0.147619 0 6 FEE 31-Dec-96 0.637001 5.257609 0.12116 0.121158 0.121158 0 7 FEE 31-Dec-97 0.637001 6.648831 0.09581 150.402379 0.095806 0.095806 0 8 FEE 31-Dec-98 0.637001 7.892064 0.08071 0.080714 0.080714 0.080714 0 9 FEE 31-Dec-99 0.637001 8.629920 0.07381 115.875929 0.073813 0.073813 0.073813 0 10 FEE 31-Dec-00 0.637001 9.612615 0.06627 0.066267 0.066267 0.066267 0.066267 0.066267 ----------------------------------------------------- Units 115.809662150.181585 231.302607 #N/A 120.823774 $ Value 1113.2337 1443.6378 2223.4229 #N/A 1161.4324 Surrender 1113.2337 1443.6378 2223.4229 #N/A 1152.9324 #N/A CumulativeNo Surrender#N/A #N/A #N/A #N/A 16.14% W/ Surrender#N/A #N/A #N/A #N/A 15.29% AnnualizedNo Surrender#N/A #N/A #N/A #N/A 16.14% W/ Surrender#N/A #N/A #N/A #N/A 15.29% Alliance Premier Growth PoRangeio F 6 Inception 1/31/00 NO. YEARS 0.912 0.9123 YEAR YEAR YEAR YEAR 0.912 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 31-Jan-00 Inception Date1/31/00 13.566865 73.7090 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A -- -- 0 2 FEE 31-Dec-92 0.637001 #N/A -- -- 0 3 FEE 31-Dec-93 0.637001 #N/A -- -- 0 4 FEE 31-Dec-94 0.637001 #N/A -- -- 0 5 FEE 31-Dec-95 0.637001 #N/A -- #N/A -- 0 6 FEE 31-Dec-96 0.637001 #N/A -- -- -- 0 7 FEE 31-Dec-97 0.637001 #N/A -- #N/A -- -- 0 8 FEE 31-Dec-98 0.637001 #N/A -- -- -- -- 0 9 FEE 31-Dec-99 0.637001 14.311720 0.04451 69.872804 0.044509 0.044509 0.044509 0 10 FEE 31-Dec-00 0.637001 11.694721 0.05447 0.054469 0.054469 0.054469 0.054469 0.054469 ----------------------------------------------------- Units 69.818334 #N/A #N/A #N/A 73.654527 $ Value 816.5059 #N/A #N/A #N/A 861.3691 Surrender $816.5059 #N/A #N/A #N/A 852.8691 #N/A CumulativeNo Surrender#N/A #N/A #N/A #N/A -13.86% W/ Surrender#N/A #N/A #N/A #N/A -14.71% AnnualizedNo Surrender#N/A #N/A #N/A #N/A -13.86% W/ Surrender#N/A #N/A #N/A #N/A -14.71% Morgan Stanley UIF Mid CapRangee AA 27 Inception 1/31/00 NO. YEARS 0.912 0.9123 YEAR YEAR YEAR YEAR 0.912 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 31-Jan-00 Inception Date1/31/00 9.014852 110.9281 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A -- -- 0 2 FEE 31-Dec-92 0.637001 #N/A -- -- 0 3 FEE 31-Dec-93 0.637001 #N/A -- -- 0 4 FEE 31-Dec-94 0.637001 #N/A -- -- 0 5 FEE 31-Dec-95 0.637001 #N/A -- #N/A -- 0 6 FEE 31-Dec-96 0.637001 #N/A -- -- -- 0 7 FEE 31-Dec-97 0.637001 7.128744 0.08936 140.277165 0.089357 0.089357 0 8 FEE 31-Dec-98 0.637001 7.898682 0.08065 0.080646 0.080646 0.080646 0 9 FEE 31-Dec-99 0.637001 9.352681 0.06811 106.921213 0.068109 0.068109 0.068109 0 10 FEE 31-Dec-00 0.637001 10.171076 0.06263 0.062629 0.062629 0.062629 0.062629 0.062629 ----------------------------------------------------- Units 106.858585140.065781 #N/A #N/A 110.865427 $ Value 1086.8668 1424.6197 #N/A #N/A 1127.6207 Surrender 1086.8668 1424.6197 #N/A #N/A 1119.1207 #N/A CumulativeNo Surrender#N/A #N/A #N/A #N/A 12.76% W/ Surrender#N/A #N/A #N/A #N/A 11.91% AnnualizedNo Surrender#N/A #N/A #N/A #N/A 12.76% W/ Surrender#N/A #N/A #N/A #N/A 11.91% Putnam VT Growth and IncomRange CCC 29 Inception 1/31/00 NO. YEARS 0.912 0.9123 YEAR YEAR YEAR YEAR 0.912 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 31-Jan-00 Inception Date1/31/00 9.345696 107.0011 0 FEE 31-Dec-90 0.637001 3.179770 0.20033 314.488155 0 1 FEE 31-Dec-91 0.637001 3.711196 0.17164 0.171643 0 2 FEE 31-Dec-92 0.637001 3.993295 0.15952 0.159518 0 3 FEE 31-Dec-93 0.637001 4.473513 0.14239 0.142394 0 4 FEE 31-Dec-94 0.637001 4.401106 0.14474 0.144736 0 5 FEE 31-Dec-95 0.637001 5.899013 0.10798 169.519884 0.107984 0 6 FEE 31-Dec-96 0.637001 7.051021 0.09034 0.090342 0.090342 0 7 FEE 31-Dec-97 0.637001 8.582244 0.07422 116.519642 0.074223 0.074223 0 8 FEE 31-Dec-98 0.637001 9.715347 0.06557 0.065566 0.065566 0.065566 0 9 FEE 31-Dec-99 0.637001 9.678656 0.06581 103.320130 0.065815 0.065815 0.065815 0 10 FEE 31-Dec-00 0.637001 10.257264 0.06210 0.062102 0.062102 0.062102 0.062102 0.062102 ----------------------------------------------------- Units 103.258028116.326158 169.161836313.403831 106.939024 $ Value 1059.1449 1193.1881 1735.1376 3214.6658 1096.9018 Surrender 1059.1449 1193.1881 1735.1376 3214.6658 1088.4018 #N/A CumulativeNo Surrender#N/A #N/A #N/A #N/A 9.69% W/ Surrender#N/A #N/A #N/A #N/A 8.84% AnnualizedNo Surrender#N/A #N/A #N/A #N/A 9.69% W/ Surrender#N/A #N/A #N/A #N/A 8.84% Putnam VT International GrRangeIB DD 30 Inception 1/31/00 NO. YEARS 0.912 0.9123 YEAR YEAR YEAR YEAR 0.912 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 31-Jan-00 Inception Date1/31/00 13.125751 76.1861 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A -- -- 0 2 FEE 31-Dec-92 0.637001 #N/A -- -- 0 3 FEE 31-Dec-93 0.637001 #N/A -- -- 0 4 FEE 31-Dec-94 0.637001 #N/A -- -- 0 5 FEE 31-Dec-95 0.637001 #N/A -- #N/A -- 0 6 FEE 31-Dec-96 0.637001 #N/A -- -- -- 0 7 FEE 31-Dec-97 0.637001 7.551373 0.08436 132.426249 0.084356 0.084356 0 8 FEE 31-Dec-98 0.637001 8.784322 0.07252 0.072516 0.072516 0.072516 0 9 FEE 31-Dec-99 0.637001 13.803801 0.04615 72.443815 0.046147 0.046147 0.046147 0 10 FEE 31-Dec-00 0.637001 12.258071 0.05197 0.051966 0.051966 0.051966 0.051966 0.051966 ----------------------------------------------------- Units 72.391849 132.255621 #N/A #N/A 76.134151 $ Value 887.3844 1621.1988 #N/A #N/A 933.2578 Surrender $887.3844 1621.1988 #N/A #N/A 924.7578 #N/A CumulativeNo Surrender#N/A #N/A #N/A #N/A -6.67% W/ Surrender#N/A #N/A #N/A #N/A -7.52% AnnualizedNo Surrender#N/A #N/A #N/A #N/A -6.67% W/ Surrender#N/A #N/A #N/A #N/A -7.52% Putnam VT Voyager-IB Range EE 31 Inception 1/31/00 NO. YEARS 0.912 0.9123 YEAR YEAR YEAR YEAR 0.912 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 31-Jan-00 Inception Date1/31/00 14.350947 69.6818 0 FEE 31-Dec-90 0.637001 2.311713 0.27555 432.579650 0 1 FEE 31-Dec-91 0.637001 3.311009 0.19239 0.192389 0 2 FEE 31-Dec-92 0.637001 3.582377 0.17782 0.177815 0 3 FEE 31-Dec-93 0.637001 4.168939 0.15280 0.152797 0 4 FEE 31-Dec-94 0.637001 4.129647 0.15425 0.154251 0 5 FEE 31-Dec-95 0.637001 5.695426 0.11184 175.579491 0.111844 0 6 FEE 31-Dec-96 0.637001 6.307909 0.10098 0.100984 0.100984 0 7 FEE 31-Dec-97 0.637001 7.824056 0.08142 127.810946 0.081416 0.081416 0 8 FEE 31-Dec-98 0.637001 9.540773 0.06677 0.066766 0.066766 0.066766 0 9 FEE 31-Dec-99 0.637001 14.803188 0.04303 67.553016 0.043031 0.043031 0.043031 0 10 FEE 31-Dec-00 0.637001 12.132092 0.05251 0.052505 0.052505 0.052505 0.052505 0.052505 ----------------------------------------------------- Units 67.500511 127.648643 175.234788431.445851 69.629307 $ Value 818.9224 1548.6451 2125.9646 5234.3408 844.7492 Surrender $818.9224 1548.6451 2125.9646 5234.3408 836.2492 #N/A CumulativeNo Surrender#N/A #N/A #N/A #N/A -15.53% W/ Surrender#N/A #N/A #N/A #N/A -16.38% AnnualizedNo Surrender#N/A #N/A #N/A #N/A -15.53% W/ Surrender#N/A #N/A #N/A #N/A -16.38% Non-Standardized Performance Performanc12/31/00 --------------------------------- AUVS End 1 Year 5 Year 10 Year --------------------------------- Fund Subaccount12/31/00o12/31/9912/31/9512/31/90 Inception AIM V.I. Capital Appreciation 01/31/00 12.542 N/A N/A N/A 14.068 AIM V.I. Growth 01/31/00 13.999 N/A N/A N/A 17.192 AIM V.I. Value 01/31/00 11.092 N/A N/A N/A 12.891 Alliance Growth Portfolio 01/31/00 12.409 N/A N/A N/A 14.655 Alliance Growth and Income Portfolio 01/31/00 9.613 N/A N/A N/A 8.272 Alliance Premier Growth Portfolio 01/31/00 11.695 N/A N/A N/A 13.567 Morgan Stanley UIF Mid Cap Value 01/31/00 10.171 N/A N/A N/A 9.015 Putnam VT Growth and Income-IB 01/31/00 10.257 N/A N/A N/A 9.346 Putnam VT International Growth-IB 01/31/00 12.258 N/A N/A N/A 13.126 Putnam VT Voyager-IB 01/31/00 12.132 N/A N/A N/A 14.351 --------------------------------- PERFORMANCE - Annualized Subaccount Since Total --------------------------------- Funds Inception 1 Year 5 Year 10 Year InceptionReturn AIM V.I. Capital Appreciation 1 01/31/00 N/A N/A N/A N/A -10.85% AIM V.I. Growth 2 01/31/00 N/A N/A N/A N/A -18.57% AIM V.I. Value 3 01/31/00 N/A N/A N/A N/A -13.95% Alliance Growth Portfolio 4 01/31/00 N/A N/A N/A N/A -15.32% Alliance Growth and Income Portfoli5 01/31/00 N/A N/A N/A N/A 16.21% Alliance Premier Growth Portfolio 6 01/31/00 N/A N/A N/A N/A -13.80% Morgan Stanley UIF Mid Cap Value 27 01/31/00 N/A N/A N/A N/A 12.83% Putnam VT Growth and Income-IB 29 01/31/00 N/A N/A N/A N/A 9.75% Putnam VT International Growth-IB 30 01/31/00 N/A N/A N/A N/A -6.61% Putnam VT Voyager-IB 31 01/31/00 N/A N/A N/A N/A -15.46% Date 12/29/00 End 12/29/00 VAII Asset Manager - Combo DB AIM V.I. Capital AppreciRange A 1 Inception 5/5/93 NO. YEARS 7.658 0.6575 YEAR YEAR YEAR YEAR 7.658 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 05-May-93 ---------- Inception Date 5/5/93 4.231705 236.3114 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A -- -- 0 2 FEE 31-Dec-92 0.637001 #N/A -- -- 0 3 FEE 31-Dec-93 0.637001 4.996109 0.12750 0.127499 0.127499 4 FEE 31-Dec-94 0.637001 5.028002 0.12669 0.126691 0.126691 5 FEE 31-Dec-95 0.637001 6.697127 0.09512 149.317760 0.095116 0.095116 6 FEE 31-Dec-96 0.637001 7.734292 0.08236 0.082361 0.082361 0.082361 7 FEE 31-Dec-97 0.637001 8.617029 0.07392 116.049279 0.073923 0.073923 0.073923 8 FEE 31-Dec-98 0.637001 10.095479 0.06310 0.063098 0.063098 0.063098 0.063098 9 FEE 31-Dec-99 0.637001 14.336124 0.04443 69.753861 0.044433 0.044433 0.044433 0.044433 10 FEE 31-Dec-00 0.637001 12.541615 0.05079 0.050791 0.050791 0.050791 0.050791 0.050791 ---------- ----------------------------------------------------- Units 69.703070 115.890957149.003154 #N/A 235.647457 $ Value 874.1891 1453.4598 1868.7402 #N/A 2955.3997 1000*(1+T)= Surrender 874.1891 1453.4598 1868.7402 #N/A 2955.3997 CumulativeNo Surrende-12.58% 45.35% 86.87% #N/A 195.54% T W/ Surrende-12.58% 45.35% 86.87% #N/A 195.54% AnnualizedNo Surrende-12.58% 13.28% 13.32% #N/A 15.20% R W/ Surrende-12.58% 13.28% 13.32% #N/A 15.20% AIM V.I. Growth Range B 2 Inception 5/5/93 NO. YEARS 7.658 0.6575 YEAR YEAR YEAR YEAR 7.658 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 05-May-93 Inception Date 5/5/93 5.124219 195.1517 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A -- -- 0 2 FEE 31-Dec-92 0.637001 #N/A -- -- 0 3 FEE 31-Dec-93 0.637001 5.602842 0.11369 0.113692 0.113692 4 FEE 31-Dec-94 0.637001 5.364839 0.11874 0.118736 0.118736 5 FEE 31-Dec-95 0.637001 7.097110 0.08975 140.902424 0.089755 0.089755 6 FEE 31-Dec-96 0.637001 8.233739 0.07736 0.077365 0.077365 0.077365 7 FEE 31-Dec-97 0.637001 10.252700 0.06213 97.535283 0.062130 0.062130 0.062130 8 FEE 31-Dec-98 0.637001 13.502694 0.04718 0.047176 0.047176 0.047176 0.047176 9 FEE 31-Dec-99 0.637001 17.930763 0.03553 55.770075 0.035526 0.035526 0.035526 0.035526 10 FEE 31-Dec-00 0.637001 13.999039 0.04550 0.045503 0.045503 0.045503 0.045503 0.045503 ----------------------------------------------------- Units 55.724572 97.407079 140.634724 #N/A 194.561808 $ Value 780.0905 1363.6055 1968.7510 #N/A 2723.6783 Surrender 780.0905 1363.6055 1968.7510 #N/A 2723.6783 CumulativeNo Surrende-21.99% 36.36% 96.88% #N/A 172.37% W/ Surrende-21.99% 36.36% 96.88% #N/A 172.37% AnnualizedNo Surrende-21.99% 10.89% 14.51% #N/A 13.98% W/ Surrende-21.99% 10.89% 14.51% #N/A 13.98% AIM V.I. Value Range CC 3 Inception 5/5/93 NO. YEARS 7.658 0.6575 YEAR YEAR YEAR YEAR 7.658 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 05-May-93 Inception Date 5/5/93 3.753627 266.4090 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A -- -- 0 2 FEE 31-Dec-92 0.637001 #N/A -- -- 0 3 FEE 31-Dec-93 0.637001 4.258425 0.14959 0.149586 0.149586 4 FEE 31-Dec-94 0.637001 4.349966 0.14644 0.146438 0.146438 5 FEE 31-Dec-95 0.637001 5.817738 0.10949 171.888112 0.109493 0.109493 6 FEE 31-Dec-96 0.637001 6.572259 0.09692 0.096923 0.096923 0.096923 7 FEE 31-Dec-97 0.637001 7.982453 0.07980 125.274775 0.079800 0.079800 0.079800 8 FEE 31-Dec-98 0.637001 10.375184 0.06140 0.061397 0.061397 0.061397 0.061397 9 FEE 31-Dec-99 0.637001 13.234739 0.04813 75.558725 0.048131 0.048131 0.048131 0.048131 10 FEE 31-Dec-00 0.637001 11.092462 0.05743 0.057426 0.057426 0.057426 0.057426 0.057426 ----------------------------------------------------- Units 75.501298 125.107821171.544435 #N/A 265.659802 $ Value 837.4953 1387.7537 1902.8501 #N/A 2946.8213 Surrender 837.4953 1387.7537 1902.8501 #N/A 2946.8213 CumulativeNo Surrende-16.25% 38.78% 90.29% #N/A 194.68% W/ Surrende-16.25% 38.78% 90.29% #N/A 194.68% AnnualizedNo Surrende-16.25% 11.54% 13.73% #N/A 15.16% W/ Surrende-16.25% 11.54% 13.73% #N/A 15.16% Alliance Growth PortfoliRange D 4 Inception 9/15/94 NO. YEARS 6.293 0.2932 YEAR YEAR YEAR YEAR 6.293 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 15-Sep-94 Inception Date9/15/94 4.115365 242.9918 0 FEE 31-Dec-90 0.637001 #N/A #N/A #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A #N/A #N/A 0 2 FEE 31-Dec-92 0.637001 #N/A #N/A #N/A 0 3 FEE 31-Dec-93 0.637001 #N/A #N/A #N/A 0 4 FEE 31-Dec-94 0.637001 4.310607 0.14778 0.147775 0.147775 5 FEE 31-Dec-95 0.637001 5.725411 0.11126 174.659950 0.111258 0.111258 6 FEE 31-Dec-96 0.637001 7.223088 0.08819 0.088190 0.088190 0.088190 7 FEE 31-Dec-97 0.637001 9.221257 0.06908 108.445085 0.069080 0.069080 0.069080 8 FEE 31-Dec-98 0.637001 11.655018 0.05465 0.054655 0.054655 0.054655 0.054655 9 FEE 31-Dec-99 0.637001 15.388549 0.04139 64.983385 0.041394 0.041394 0.041394 0.041394 10 FEE 31-Dec-00 0.637001 12.409483 0.05133 0.051332 0.051332 0.051332 0.051332 0.051332 ----------------------------------------------------- Units 64.932053 108.297704174.355300 #N/A 242.428129 $ Value 805.7732 1343.9185 2163.6591 #N/A 3008.4077 Surrender 805.7732 1343.9185 2163.6591 #N/A 3008.4077 CumulativeNo Surrende-19.42% 34.39% 116.37% #N/A 200.84% W/ Surrende-19.42% 34.39% 116.37% #N/A 200.84% AnnualizedNo Surrende-19.42% 10.35% 16.69% #N/A 19.13% W/ Surrende-19.42% 10.35% 16.69% #N/A 19.13% Alliance Growth and IncoRangertfolEo 5 Inception 1/14/91 NO. YEARS 9.964 0.9644 YEAR YEAR YEAR YEAR 9.964 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 14-Jan-91 Inception Da14-Jan-91 2.797692 357.4375 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 2.845209 0.22389 0.223885 0.223885 2 FEE 31-Dec-92 0.637001 3.015491 0.21124 0.211243 0.211243 3 FEE 31-Dec-93 0.637001 3.307456 0.19260 0.192595 0.192595 4 FEE 31-Dec-94 0.637001 3.236048 0.19685 0.196845 0.196845 5 FEE 31-Dec-95 0.637001 4.315174 0.14762 231.740366 0.147619 0.147619 6 FEE 31-Dec-96 0.637001 5.257609 0.12116 0.121158 0.121158 0.121158 7 FEE 31-Dec-97 0.637001 6.648831 0.09581 150.402379 0.095806 0.095806 0.095806 8 FEE 31-Dec-98 0.637001 7.892064 0.08071 0.080714 0.080714 0.080714 0.080714 9 FEE 31-Dec-99 0.637001 8.629920 0.07381 115.8759290.073813 0.073813 0.073813 0.073813 10 FEE 31-Dec-00 0.637001 9.612615 0.06627 0.066267 0.066267 0.066267 0.066267 0.066267 ----------------------------------------------------- Units 115.809662150.181585231.302607 #N/A 356.027542 $ Value 1113.2337 1443.6378 2223.4229 #N/A 3422.3557 Surrender1113.2337 1443.6378 2223.4229 #N/A 3422.3557 CumulativeNo Surrender11.32% 44.36% 122.34% #N/A 242.24% W/ Surrender11.32% 44.36% 122.34% #N/A 242.24% AnnualizedNo Surrender11.32% 13.02% 17.33% #N/A 13.14% W/ Surrender11.32% 13.02% 17.33% #N/A 13.14% Alliance Premier Growth Rangeolio F 6 Inception 7/14/99 NO. YEARS 1.463 0.4630 YEAR YEAR YEAR YEAR 1.463 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 14-Jul-99 Inception Date7/14/99 12.762071 78.3572 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A -- -- 0 2 FEE 31-Dec-92 0.637001 #N/A -- -- 0 3 FEE 31-Dec-93 0.637001 #N/A -- -- 0 4 FEE 31-Dec-94 0.637001 #N/A -- -- 0 5 FEE 31-Dec-95 0.637001 #N/A -- #N/A -- 0 6 FEE 31-Dec-96 0.637001 #N/A -- -- -- 0 7 FEE 31-Dec-97 0.637001 #N/A -- #N/A -- -- 0 8 FEE 31-Dec-98 0.637001 #N/A -- -- -- -- 0 9 FEE 31-Dec-99 0.637001 14.311720 0.04451 69.872804 0.044509 0.044509 0.044509 0.044509 10 FEE 31-Dec-00 0.637001 11.694721 0.05447 0.054469 0.054469 0.054469 0.054469 0.054469 ----------------------------------------------------- Units 69.818334 #N/A #N/A #N/A 78.258210 $ Value 816.5059 #N/A #N/A #N/A 915.2079 Surrender 816.5059 #N/A #N/A #N/A 915.2079 CumulativeNo Surrende-18.35% #N/A #N/A #N/A -8.48% W/ Surrende-18.35% #N/A #N/A #N/A -8.48% AnnualizedNo Surrende-18.35% #N/A #N/A #N/A -5.88% W/ Surrende-18.35% #N/A #N/A #N/A -5.88% Morgan Stanley UIF Mid CRangelue AA 27 Inception 1/2/97 NO. YEARS 3.992 0.9918 YEAR YEAR YEAR YEAR 3.992 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 02-Jan-97 Inception Date 1/2/97 5.151171 194.1306 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A -- -- 0 2 FEE 31-Dec-92 0.637001 #N/A -- -- 0 3 FEE 31-Dec-93 0.637001 #N/A -- -- 0 4 FEE 31-Dec-94 0.637001 #N/A -- -- 0 5 FEE 31-Dec-95 0.637001 #N/A -- #N/A -- 0 6 FEE 31-Dec-96 0.637001 #N/A -- -- -- 0 7 FEE 31-Dec-97 0.637001 7.128744 0.08936 140.277165 0.089357 0.089357 0.089357 8 FEE 31-Dec-98 0.637001 7.898682 0.08065 0.080646 0.080646 0.080646 0.080646 9 FEE 31-Dec-99 0.637001 9.352681 0.06811 106.921213 0.068109 0.068109 0.068109 0.068109 10 FEE 31-Dec-00 0.637001 10.171076 0.06263 0.062629 0.062629 0.062629 0.062629 0.062629 ----------------------------------------------------- Units 106.858585140.065781 #N/A #N/A 193.829876 $ Value 1086.8668 1424.6197 #N/A #N/A 1971.4584 Surrender1086.8668 1424.6197 #N/A #N/A 1971.4584 CumulativeNo Surrender 8.69% 42.46% #N/A #N/A 97.15% W/ Surrender 8.69% 42.46% #N/A #N/A 97.15% AnnualizedNo Surrender 8.69% 12.52% #N/A #N/A 18.54% W/ Surrender 8.69% 12.52% #N/A #N/A 18.54% Putnam VT Growth and IncRangeB CCC 29 Inception 2/1/88 NO. YEARS 12.918 0.9178 YEAR YEAR YEAR YEAR 12.918 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 01-Feb-88 Inception Date 2/1/88 2.269539 440.6181 0 FEE 31-Dec-90 0.637001 3.179770 0.20033 314.488155 0.200329 1 FEE 31-Dec-91 0.637001 3.711196 0.17164 0.171643 0.171643 2 FEE 31-Dec-92 0.637001 3.993295 0.15952 0.159518 0.159518 3 FEE 31-Dec-93 0.637001 4.473513 0.14239 0.142394 0.142394 4 FEE 31-Dec-94 0.637001 4.401106 0.14474 0.144736 0.144736 5 FEE 31-Dec-95 0.637001 5.899013 0.10798 169.519884 0.107984 0.107984 6 FEE 31-Dec-96 0.637001 7.051021 0.09034 0.090342 0.090342 0.090342 7 FEE 31-Dec-97 0.637001 8.582244 0.07422 116.519642 0.074223 0.074223 0.074223 8 FEE 31-Dec-98 0.637001 9.715347 0.06557 0.065566 0.065566 0.065566 0.065566 9 FEE 31-Dec-99 0.637001 9.678656 0.06581 103.320130 0.065815 0.065815 0.065815 0.065815 10 FEE 31-Dec-00 0.637001 10.257264 0.06210 0.062102 0.062102 0.062102 0.062102 0.062102 ----------------------------------------------------- Units 103.258028116.326158169.161836 313.403831 439.333464 $ Value 1059.1449 1193.1881 1735.1376 3214.6658 4506.3593 Surrender1059.1449 1193.1881 1735.1376 3214.6658 4506.3593 CumulativeNo Surrender 5.91% 19.32% 73.51% 221.47% 350.64% W/ Surrender 5.91% 19.32% 73.51% 221.47% 350.64% AnnualizedNo Surrender 5.91% 6.06% 11.65% 12.39% 12.36% W/ Surrender 5.91% 6.06% 11.65% 12.39% 12.36% Putnam VT International Rangeh-IBDD 30 Inception 1/2/97 NO. YEARS 3.992 0.9918 YEAR YEAR YEAR YEAR 3.992 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 02-Jan-97 Inception Date 1/2/97 6.632071 150.7825 0 FEE 31-Dec-90 0.637001 #N/A -- #N/A 0 1 FEE 31-Dec-91 0.637001 #N/A -- -- 0 2 FEE 31-Dec-92 0.637001 #N/A -- -- 0 3 FEE 31-Dec-93 0.637001 #N/A -- -- 0 4 FEE 31-Dec-94 0.637001 #N/A -- -- 0 5 FEE 31-Dec-95 0.637001 #N/A -- #N/A -- 0 6 FEE 31-Dec-96 0.637001 #N/A -- -- -- 0 7 FEE 31-Dec-97 0.637001 7.551373 0.08436 132.426249 0.084356 0.084356 0.084356 8 FEE 31-Dec-98 0.637001 8.784322 0.07252 0.072516 0.072516 0.072516 0.072516 9 FEE 31-Dec-99 0.637001 13.803801 0.04615 72.443815 0.046147 0.046147 0.046147 0.046147 10 FEE 31-Dec-00 0.637001 12.258071 0.05197 0.051966 0.051966 0.051966 0.051966 0.051966 ----------------------------------------------------- Units 72.391849 132.255621 #N/A #N/A 150.527479 $ Value 887.3844 1621.1988 #N/A #N/A 1845.1765 Surrender 887.3844 1621.1988 #N/A #N/A 1845.1765 CumulativeNo Surrende-11.26% 62.12% #N/A #N/A 84.52% W/ Surrende-11.26% 62.12% #N/A #N/A 84.52% AnnualizedNo Surrende-11.26% 17.47% #N/A #N/A 16.59% W/ Surrende-11.26% 17.47% #N/A #N/A 16.59% Putnam VT Voyager-IB Range EE 31 Inception 2/1/88 NO. YEARS 12.918 0.9178 YEAR YEAR YEAR YEAR 12.918 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-99 31-Dec-97 31-Dec-95 31-Dec-90 01-Feb-88 Inception Date 2/1/88 1.833258 545.4770 0 FEE 31-Dec-90 0.637001 2.311713 0.27555 432.579650 0.275554 1 FEE 31-Dec-91 0.637001 3.311009 0.19239 0.192389 0.192389 2 FEE 31-Dec-92 0.637001 3.582377 0.17782 0.177815 0.177815 3 FEE 31-Dec-93 0.637001 4.168939 0.15280 0.152797 0.152797 4 FEE 31-Dec-94 0.637001 4.129647 0.15425 0.154251 0.154251 5 FEE 31-Dec-95 0.637001 5.695426 0.11184 175.579491 0.111844 0.111844 6 FEE 31-Dec-96 0.637001 6.307909 0.10098 0.100984 0.100984 0.100984 7 FEE 31-Dec-97 0.637001 7.824056 0.08142 127.810946 0.081416 0.081416 0.081416 8 FEE 31-Dec-98 0.637001 9.540773 0.06677 0.066766 0.066766 0.066766 0.066766 9 FEE 31-Dec-99 0.637001 14.803188 0.04303 67.553016 0.043031 0.043031 0.043031 0.043031 10 FEE 31-Dec-00 0.637001 12.132092 0.05251 0.052505 0.052505 0.052505 0.052505 0.052505 ----------------------------------------------------- Units 67.500511 127.648643175.234788 431.445851 544.067608 $ Value 818.9224 1548.6451 2125.9646 5234.3408 6600.6783 Surrender 818.9224 1548.6451 2125.9646 5234.3408 6600.6783 CumulativeNo Surrende-18.11% 54.86% 112.60% 423.43% 560.07% W/ Surrende-18.11% 54.86% 112.60% 423.43% 560.07% AnnualizedNo Surrende-18.11% 15.70% 16.28% 18.00% 15.73% W/ Surrende-18.11% 15.70% 16.28% 18.00% 15.73%
EX-99 5 nlicva2poa485b.txt POWER OF ATTORNEY POWER OF ATTORNEY WITH RESPECT TO NORTHBROOK VARIABLE ANNUITY ACCOUNT II (REGISTRANT) AND NORTHBROOK LIFE INSURANCE ANNUITY COMPANY (DEPOSITOR) Know all men by these presents that the undersigned director of Northbrook Life Insurance Company constitutes and appoints Thomas J. Wilson, II, and Michael J. Velotta, and each of them (with full power to each of them to act alone) as his true and lawful attorney-in-fact and agent, with full power of substitution, for him in any and all capacities, to sign any registration statements of Northbrook Life Insurance Company and its Northbrook Variable Annuity Account II and any amendments thereto, and to file the same, with exhibits and other documents in connection therewith, with the Securities and Exchange Commission or any other regulatory authority as may be necessary or desirable, hereby ratifying and confirming all that each of said attorney-in-fact and agent, or his substitute or substitutes, may lawfully do or cause to be done by virtue hereof. September 20, 2001 /s/ STEVEN E. SHEBIK ------------------------- Steven E. Shebik Director, Vice President and Principal Financial Officer