NORTHBROOK LIFE INSURANCE COMPANY
                      LAW AND REGULATION DEPARTMENT
                        3100 SANDERS ROAD, J5B
                      NORTHBROOK, ILLINOIS 60062

Laura C. Matuszak                           Direct Dial Number (847) 402-7383
Law Assistant                                        Facsimile (847) 402-3781


                        January 3, 1997

VIA EDGAR

Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C. 20549

         RE:      Northbrook Variable Annuity Account II
                  Filing of Investment Company Prospectuses (Rule 497)
                  Registration No. 033-35412

Dear Sir or Madam:

The Securities Act of 1933, Reg. Section 230.497, requires Investment Companies
filing on Form N-4, of the Investment Company Act of 1940, to file the
Prospectus and Statement of Additional Information, with the Securities and
Exchange  Commission, in the exact form used, within five days after the
effective date of a registration statement.  In lieu of filing under  paragraph
(b) or (c) of Reg. Section 230.497, the Registrant, Northbrook Variable Annuity
Account II files this certification pursuant to paragraph (j) of Reg. 
Section 230.497:

       (1)  the form of Prospectus and Statement of Additional Information that
       would have been filed under paragraph (b) or (c) of Reg. Section 230.497
       does not differ from that contained in the most recent registration
       statement or amendment, and

       (2)  the text of the most recent registration statement or amendment has
       been filed electronically.

Please contact myself at (847)402-7383, if you have any questions or comments.
Thank you for your consideration of this matter.

Very truly yours,


/s/LAURA C. MATUSZAK
Laura C. Matuszak
Law Assistant