DIRECTOR
POWER OF ATTORNEY

Know all by these presents, that the undersigned hereby constitutes
and appoints each of Christine K. Kalla and Wendy C. Skjerven signing
individually, the undersigned?s true and lawful attorney in fact to:

1. execute for and on behalf of the undersigned, a Form ID
Application and submit the same to the United States Securities
and Exchange Commission;

2. execute for and on behalf of the undersigned, in the undersigned?s
capacity as a director of The Travelers Companies, Inc. the ?Company?,
Forms 3, 4 and 5 in accordance with Section 16a of the Securities
Exchange Act of 1934 and the Sarbanes Oxley Act of 2002, as amended,
and the rules thereunder;

3. execute for and on behalf of the undersigned, in the undersigned?s
capacity as a director of the Company, Form 144 in accordance with the
Securities Act of 1933 and the rules thereunder;

4. do and perform any and all acts for and on behalf of the undersigned
which may be necessary or desirable to complete and execute any such
Forms 3, 4, 5 and 144 and timely file such form with the United States
Securities and Exchange Commission and any stock exchange or similar
authority; and

5. take any other action of any type whatsoever in connection with the
foregoing which, in the opinion of such attorney in fact, may be of benefit
to, in the best interest of, or legally required by, the undersigned, it
being understood that the documents executed by such attorney in fact on
behalf of the undersigned pursuant to this Power of Attorney shall be in
such form and shall contain such terms and conditions as such attorney in
fact may approve in such attorney in fact?s discretion.

The undersigned hereby grants to each such attorney in fact full power
and authority to do and perform any and every act and thing whatsoever
requisite, necessary, or proper to be done in the exercise of any of the
rights and powers herein granted, as fully to all intents and purposes
as the undersigned might or could do if personally present, with full
power of substitution or revocation, hereby ratifying and confirming all
that such attorney in fact, or such attorney in fact?s substitute or s
ubstitutes, shall lawfully do or cause to be done by virtue of this
power of attorney and the rights and powers herein granted.  The
undersigned acknowledges that the foregoing attorneys in fact, in
serving in such capacity at the request of the undersigned, are not
assuming, nor is the Company assuming, any of the undersigned?s
responsibilities to comply with the Securities Exchange Act of 1934,
the Securities Act of 1933 and the Sarbanes Oxley Act of 2002.

This Power of Attorney shall remain in full force and effect until
the undersigned is no longer required to file Forms 3, 4, 5 and 144
with respect to the undersigned?s holdings of and transactions in
securities issued by the Company, unless earlier revoked by the
undersigned in a signed writing delivered to the foregoing
attorneys in fact.

IN WITNESS WHEREOF, the undersigned has caused this Power of Attorney
to be executed as of this 28th day of December, 2021.

Signature:  /s/Rafael O. Santana
Printed Name: Rafael O. Santana