EXECUTIVE OFFICER
POWER OF ATTORNEY

Know all by these presents, that the undersigned hereby constitutes
and appoints each of Kenneth F. Spence, III, Matthew S. Furman and
Wendy C. Skjerven, signing individually, the undersigned's true and
lawful attorney-in-fact to:

(1) execute for and on behalf of the undersigned, a Form ID Application
and submit the same to the United States Securities and Exchange
Commission;

(2) execute for and on behalf of the undersigned, in the undersigned's
capacity as an executive officer of The Travelers Companies, Inc.
(the "Company"), Forms 3, 4 and 5 in accordance with Section 16(a) of
the Securities Exchange Act of 1934 and the Sarbanes-Oxley Act of 2002,
as amended, and the rules thereunder;

(3) execute for and on behalf of the undersigned, in the undersigned's
capacity as an executive officer of the Company, Form 144 in accordance
with the Securities Act of 1933 and the rules thereunder;

(4) do and perform any and all acts for and on behalf of the undersigned
which may be necessary or desirable to complete and execute any such
Forms 3, 4, 5 and 144 and timely file such form with the United States
Securities and Exchange Commission and any stock exchange or similar
authority; and

(5) take any other action of any type whatsoever in connection with the
foregoing which, in the opinion of such attorney-in-fact, may be of
benefit to, in the best interest of, or legally required by, the undersigned,
it being understood that the documents executed by such attorney-in-fact
on behalf of the undersigned pursuant to this Power of Attorney shall be
in such form and shall contain such terms and conditions as such
attorney-in-fact may approve in such attorney-in-fact's discretion.

The undersigned hereby grants to each such attorney-in-fact full power and
authority to do and perform any and every act and thing whatsoever requisite,
necessary, or proper to be done in the exercise of any of the rights and
powers herein granted, as fully to all intents and purposes as the undersigned
might or could do if personally present, with full power of substitution
or revocation, hereby ratifying and confirming all that such attorney-in-fact,
or such attorney-in-fact's substitute or substitutes, shall lawfully do or
cause to be done by virtue of this power of attorney and the rights and
powers herein granted.  The undersigned acknowledges that the foregoing
attorneys-in-fact, in serving in such capacity at the request of the
undersigned, are not assuming, nor is the Company assuming, any of the
undersigned's responsibilities to comply with the Securities Exchange Act
of 1934, the Securities Act of 1933 and the Sarbanes-Oxley Act of 2002.

This Power of Attorney shall remain in full force and effect until the
undersigned is no longer required to file Forms 3, 4, 5 and 144 with
respect to the undersigned's holdings of and transactions in securities
issued by the Company, unless earlier revoked by the undersigned in a
signed writing delivered to the foregoing attorneys-in-fact.

IN WITNESS WHEREOF, the undersigned has caused this Power of Attorney to
be executed as of this 6th day of May, 2010.

Signature:  /s/John P. Clifford, Jr.
Printed Name:  John P. Clifford, Jr.