8-K

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): September 11, 2017

The Travelers Companies, Inc.

(Exact name of registrant as specified in its charter)

Minnesota
(State or other jurisdiction of
incorporation) 001-10898
(Commission File Number) 41-0518860
(IRS Employer
Identification No.)

485 Lexington Avenue
New York, New York
(Address of principal executive offices) 10017
(Zip Code)

(917) 778-6000

(Registrant’s telephone number, including area code)

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

oWritten communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

oSoliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

oPre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

oPre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth companyo

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.o

Item 7.01 Regulation FD Disclosure.

On September 11, 2017, The Travelers Companies, Inc. issued a press release announcing its estimated range of catastrophe losses relating to Hurricane Harvey. The company provided this information in advance of its planned participation at the Barclays Global Financial Services Conference on September 12, 2017.  The press release is attached as Exhibit 99.1 to this Report and is incorporated by reference in this Item 7.01.

As provided in General Instruction B.2 of Form 8-K, the information furnished in Item 7.01 of this Current Report on Form 8-K and Exhibit 99.1 shall not be deemed to be “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, nor shall such information be deemed to be incorporated by reference in any filing under the Securities Act of 1933, as amended, except as shall be expressly set forth by specific reference in such a filing.

Item 9.01. Financial Statements and Exhibits.

(d) Exhibits.

Exhibit No.	Description
99.1	Press Release, dated September 11, 2017, of The Travelers Companies, Inc. (this exhibit is furnished not filed, pursuant to General Instruction B.2 of Form 8-K).

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EXHIBIT INDEX

Exhibit No.	Description
99.1	Press Release, dated September 11, 2017, of The Travelers Companies, Inc. (this exhibit is furnished not filed, pursuant to General Instruction B.2 of Form 8-K).

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SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Date:     September 11, 2017	THE TRAVELERS COMPANIES, INC.
	By:	/s/ Kenneth F. Spence III
		Name: Kenneth F. Spence III
		Title: Executive Vice President and General Counsel

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EX-99.1

Exhibit 99.1

NEWS RELEASE

Travelers Estimates Range of Catastrophe Losses from Hurricane Harvey

NEW YORK, Sept. 11, 2017 — The Travelers Companies, Inc. (NYSE: TRV) today announced that it estimates its catastrophe losses relating to Hurricane Harvey, including estimated recoveries from reinsurance, will be in the range of $375 million to $750 million pre-tax ($245 million to $490 million after-tax).

Consistent with the capital management strategy it employs during periods of significant catastrophe activity, the company also announced that it has temporarily suspended common share repurchases while it assesses losses from Hurricanes Harvey and Irma. Prior to suspending share repurchases, the company had repurchased approximately 2.6 million shares for approximately $328 million in the current quarter.

The company provided the foregoing information in advance of its planned participation at the Barclays Global Financial Services Conference tomorrow, September 12.

Forward-Looking Statements

All statements in this press release, other than statements of historical facts, are “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995. The estimated range of losses discussed above is based on an analysis of claims already reported and projected to be reported, estimated values of properties in the affected areas, estimated damage resulting from wind and other perils, including flooding to the extent covered by applicable policies, and other factors requiring significant judgment. As a result of the foregoing and other factors, including the scope of the storm, the number of insureds affected, the complexity of factors contributing to the losses and the preliminary nature of the information used to determine the estimated range, actual losses associated with Hurricane Harvey may be materially different than the current estimated range. Other factors that could cause actual losses to differ from the current estimated range are discussed under the headings “Risk Factors” and “Management’s Discussion and Analysis of Financial Condition and Results of Operations” in the company’s most recent Form 10-K filed with the Securities and Exchange Commission (SEC) on February 16, 2017, as updated by the company’s periodic filings with the SEC. The forward-looking statements in this release speak only as of the date of this release, and the company undertakes no obligation to update any forward-looking statements.

About Travelers

The Travelers Companies, Inc. (NYSE: TRV) is a leading provider of property casualty insurance for auto, home and business. A component of the Dow Jones Industrial Average, Travelers has approximately 30,000 employees and generated revenues of approximately $28 billion in 2016. For more information, visit travelers.com.

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Investors:

Gabriella Nawi, 917-778-6844

Media:

Patrick Linehan, 917-778-6267