Schedule III

12 Months Ended

Dec. 31, 2016

Schedule III

Schedule III [Text Block]

SCHEDULE III

THE TRAVELERS COMPANIES, INC. AND SUBSIDIARIES

Supplementary Insurance Information

2014-2016

(in millions)

Segment	Deferred Acquisition Costs		Claims and Claim Adjustment Expense Reserves		Unearned Premiums		Earned Premiums		Net Investment Income (1)		Claims and Claim Adjustment Expenses		Amortization of Deferred Acquisition Costs		Other Operating Expenses (2)		Net Written Premiums
2016
Business Insurance	$	1,026	$	39,555	$	6,725	$	13,855	$	1,701	$	8,753	$	2,221	$	2,554	$	13,900
Bond & Specialty Insurance	246		3,323		1,444		2,260		239		633		421		445		2,271
Personal Insurance	651		5,051		4,160		8,419		362		5,684		1,343		1,124		8,787
Total—Reportable Segments	1,923		47,929		12,329		24,534		2,302		15,070		3,985		4,123		24,958
Other	—		20		—		—		—		—		—		394		—
Consolidated	$	1,923	$	47,949	$	12,329	$	24,534	$	2,302	$	15,070	$	3,985	$	4,517	$	24,958
2015
Business Insurance	$	1,008	$	39,983	$	6,741	$	13,698	$	1,757	$	8,409	$	2,182	$	2,505	$	13,774
Bond & Specialty Insurance	240		3,615		1,437		2,267		254		719		418		440		2,273
Personal Insurance	601		4,674		3,793		7,909		368		4,595		1,285		1,118		8,074
Total—Reportable Segments	1,849		48,272		11,971		23,874		2,379		13,723		3,885		4,063		24,121
Other	—		23		—		—		—		—		—		404		—
Consolidated	$	1,849	$	48,295	$	11,971	$	23,874	$	2,379	$	13,723	$	3,885	$	4,467	$	24,121
2014
Business Insurance	$	1,002	$	40,713	$	6,707	$	13,515	$	2,072	$	8,458	$	2,159	$	2,350	$	13,677
Bond & Specialty Insurance	237		3,984		1,448		2,275		293		603		417		460		2,294
Personal Insurance	596		5,127		3,684		7,923		422		4,809		1,306		1,123		7,933
Total—Reportable Segments	1,835		49,824		11,839		23,713		2,787		13,870		3,882		3,933		23,904
Other	—		26		—		—		—		—		—		400		—
Consolidated	$	1,835	$	49,850	$	11,839	$	23,713	$	2,787	$	13,870	$	3,882	$	4,333	$	23,904

(1) See note 2 of notes to the consolidated financial statements for discussion of the method used to allocate net investment income and invested assets to the identified segments.

(2) Expense allocations are determined in accordance with prescribed statutory accounting practices. These practices make a reasonable allocation of all expenses to those product lines with which they are associated.