-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
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MIC-Info: RSA-MD5,RSA,
 BE9L9DnNiXKOytU6u6+adaUGDp0ETBBbB9JyGpun70+um1TjvqGynN3JHPxWUueE
 9Sqzku49mQ2Lanqfb7eCTg==

<SEC-DOCUMENT>0001104659-03-014407.txt : 20030710
<SEC-HEADER>0001104659-03-014407.hdr.sgml : 20030710
<ACCEPTANCE-DATETIME>20030710131530
ACCESSION NUMBER:		0001104659-03-014407
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20030709
FILED AS OF DATE:		20030710

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			ST PAUL COMPANIES INC /MN/
		CENTRAL INDEX KEY:			0000086312
		STANDARD INDUSTRIAL CLASSIFICATION:	FIRE, MARINE & CASUALTY INSURANCE [6331]
		IRS NUMBER:				410518860
		STATE OF INCORPORATION:			MN
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		385 WASHINGTON ST
		CITY:			SAINT PAUL
		STATE:			MN
		ZIP:			55102
		BUSINESS PHONE:		6123107911

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ST PAUL FIRE & MARINE INSURANCE CO/MD
		DATE OF NAME CHANGE:	19990219

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ST PAUL COMPANIES INC/MN/
		DATE OF NAME CHANGE:	19990219

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	SAINT PAUL COMPANIES INC
		DATE OF NAME CHANGE:	19900730

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			DUBERSTEIN KENNETH M
		CENTRAL INDEX KEY:			0001013056
		STANDARD INDUSTRIAL CLASSIFICATION:	AIRCRAFT [3721]
		STATE OF INCORPORATION:			MD
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-10898
		FILM NUMBER:		03781553

	BUSINESS ADDRESS:	
		STREET 1:		2100 PENNSYVANIA AVENUE NW
		CITY:			WASHNGTON
		STATE:			DC
		ZIP:			20037
		BUSINESS PHONE:		2027281100
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>j2996_4.xml
<DESCRIPTION>4
<TEXT>
<XML>
<?xml version="1.0" encoding="utf-8" standalone="no"?>
<ownershipDocument>
    <schemaVersion>X0101</schemaVersion>

    <documentType>4</documentType>
  <periodOfReport>2003-07-09</periodOfReport>
  <notSubjectToSection16>0</notSubjectToSection16>
    <issuer>
        <issuerCik>0000086312</issuerCik>
        <issuerName>ST PAUL COMPANIES INC /MN/</issuerName>
        <issuerTradingSymbol>SPC</issuerTradingSymbol>
  </issuer>
  <reportingOwner>
    <reportingOwnerId>
            <rptOwnerCik>0001013056</rptOwnerCik>
            <rptOwnerName>DUBERSTEIN KENNETH M</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>  </rptOwnerStreet1>
            <rptOwnerStreet2>  </rptOwnerStreet2>
            <rptOwnerCity>  </rptOwnerCity>
            <rptOwnerState>  </rptOwnerState>
            <rptOwnerZipCode>  </rptOwnerZipCode>
        </reportingOwnerAddress>
            <reportingOwnerRelationship>
      <isDirector>1</isDirector>
      <isOfficer>0</isOfficer>
      <isTenPercentOwner>0</isTenPercentOwner>
      <isOther>0</isOther>
    </reportingOwnerRelationship>
  </reportingOwner>
  <derivativeSecurity>
    <securityTitle>
      <value>Deferred Compensation Phantom Stock</value>
      <footnoteId id="F1"/>
    </securityTitle>
    <conversionOrExercisePrice>
      <value>0.0000</value>
    </conversionOrExercisePrice>
    <transactionDate>
      <value>2003-07-09</value>
    </transactionDate>
    <transactionCoding>
      <transactionFormType>4</transactionFormType>
      <transactionCode>A</transactionCode>
      <equitySwapInvolved>0</equitySwapInvolved>
    </transactionCoding>
    <transactionTimeliness>
      <value/>
    </transactionTimeliness>
    <transactionAmounts>
      <transactionShares>
        <value>27.34</value>
      </transactionShares>
      <transactionValue>
        <value>36.5700</value>
      </transactionValue>
      <transactionAcquiredDisposedCode>
        <value>A</value>
      </transactionAcquiredDisposedCode>
    </transactionAmounts>
    <exerciseDate>
      <value>1988-08-08</value>
    </exerciseDate>
    <expirationDate>
      <value>1988-08-08</value>
    </expirationDate>
    <underlyingSecurity>
      <underlyingSecurityTitle>
        <value>Common Stock</value>
      </underlyingSecurityTitle>
      <underlyingSecurityShares>
        <value>27.34</value>
      </underlyingSecurityShares>
    </underlyingSecurity>
    <postTransactionAmounts>
      <sharesOwnedFollowingTransaction>
        <value>4403.85</value>
      </sharesOwnedFollowingTransaction>
    </postTransactionAmounts>
    <ownershipNature>
      <directOrIndirectOwnership>
        <value>D</value>
      </directOrIndirectOwnership>
    </ownershipNature>
  </derivativeSecurity>
  <footnotes>
    <footnote id="F1">These are phantom shares acquired under the company's Director's Deferred Compensation Plan.  Allowed distributions must be received by the reporting person in cash according to an election(s) previously made by the reporting person, approved by the Company's Compensation Committee, and kept on file by the Company.  Acquisitions are exempt under Rule 16b-3(d).</footnote>
  </footnotes>
  <ownerSignature>
    <signatureName>Bruce A. Backberg by power of attorney for Kenneth M. Duberstein</signatureName>
    <signatureDate>2003-07-10</signatureDate>
  </ownerSignature>
</ownershipDocument>

</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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