Schedule III

12 Months Ended

Dec. 31, 2013

Schedule III

Schedule III [Text Block]

SCHEDULE III

THE TRAVELERS COMPANIES, INC. AND SUBSIDIARIES
Supplementary Insurance Information
2011-2013
(in millions)

Segment	Deferred Acquisition Costs		Claims and Claim Adjustment Expense Reserves		Unearned Premiums		Earned Premiums		Net Investment Income(1)		Claims and Claim Adjustment Expenses		Amortization of Deferred Acquisition Costs		Other Operating Expenses(2)		Net Written Premiums
2013
Business Insurance	$	847	$	38,777	$	5,888	$	12,084	$	1,975	$	7,576	$	1,913	$	2,052	$	12,233
Financial, Professional & International Insurance		412		8,325		2,546		3,229		372		1,404		623		705		3,309
Personal Insurance		545		3,763		3,416		7,324		369		4,327		1,285		980		7,225
Total—Reportable Segments		1,804		50,865		11,850		22,637		2,716		13,307		3,821		3,737		22,767
Other		—		30		—		—		—		—		—		381		—
Consolidated	$	1,804	$	50,895	$	11,850	$	22,637	$	2,716	$	13,307	$	3,821	$	4,118	$	22,767
2012
Business Insurance	$	843	$	39,598	$	5,728	$	11,691	$	2,090	$	7,857	$	1,884	$	2,020	$	11,872
Financial, Professional & International Insurance		325		6,445		1,964		3,045		395		1,314		589		667		2,981
Personal Insurance		624		4,845		3,549		7,621		404		5,505		1,437		900		7,594
Total—Reportable Segments		1,792		50,888		11,241		22,357		2,889		14,676		3,910		3,587		22,447
Other		—		34		—		—		—		—		—		401		—
Consolidated	$	1,792	$	50,922	$	11,241	$	22,357	$	2,889	$	14,676	$	3,910	$	3,988	$	22,447
2011
Business Insurance	$	816	$	40,129	$	5,482	$	11,327	$	2,041	$	8,447	$	1,815	$	1,944	$	11,340
Financial, Professional & International Insurance		332		6,857		2,043		3,174		414		1,487		603		648		3,102
Personal Insurance		638		4,367		3,577		7,589		424		6,342		1,458		908		7,745
Total—Reportable Segments		1,786		51,353		11,102		22,090		2,879		16,276		3,876		3,500		22,187
Other		—		39		—		—		—		—		—		442		—
Consolidated	$	1,786	$	51,392	$	11,102	$	22,090	$	2,879	$	16,276	$	3,876	$	3,942	$	22,187

(1)

See note 2 of notes to the Company's consolidated financial statements for discussion of the method used to allocate net investment income and invested assets to the identified segments.

(2)

Expense allocations are determined in accordance with prescribed statutory accounting practices. These practices make a reasonable allocation of all expenses to those product lines with which they are associated.

See the accompanying Report of Independent Registered Public Accounting Firm.